New Mexico · HMDA 2025
Mortgage lenders in Bernalillo County, NM
383 lenders reported 26,977 home-loan applications in Bernalillo County in 2025. 14,289 closed as loans ($5.6B), 3,762 were denied — a 20.0% denial rate on decided applications, below the New Mexico rate of 24.5%. The three most active lenders handled 17% of applications, led by NUSENDA. 10 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 26,977
- Loans originated
- 14,289
- Purchase / refinance
- 7,523 / 4,136
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Bernalillo County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | NUSENDA | 1,835 | 6.8% | — |
| 2 | Waterstone Mortgage Corporation | 1,417 | 5.3% | — |
| 3 | GUILD MORTGAGE COMPANY | 1,321 | 4.9% | — |
| 4 | Rocket Mortgage, LLC | 1,275 | 4.7% | — |
| 5 | UNITED SHORE FINANCIAL SERVICES, LLC | 1,142 | 4.2% | — |
| 6 | Sunward Federal Credit Union 60 out of 100, Moderate | 1,108 | 4.1% | 10.1% |
| 7 | PENNYMAC LOAN SERVICES, LLC | 908 | 3.4% | — |
| 8 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 845 | 3.1% | 14.1% |
| 9 | BOKF, National Association 64 out of 100, Moderate | 796 | 3.0% | 27.5% |
| 10 | PRIMARY RESIDENTIAL MORTGAGE, INC. | 698 | 2.6% | — |
| 11 | Kirtland Federal Credit Union 71 out of 100, Strong | 518 | 1.9% | 24.2% |
| 12 | Bank of America, National Association 59 out of 100, Moderate | 497 | 1.8% | 44.7% |
| 13 | 21st Mortgage Corporation | 477 | 1.8% | — |
| 14 | FREEDOM MORTGAGE CORPORATION | 475 | 1.8% | — |
| 15 | NEWREZ LLC | 470 | 1.7% | — |
| 16 | CMG MORTGAGE, INC. | 461 | 1.7% | — |
| 17 | AMERIHOME MORTGAGE COMPANY, LLC | 444 | 1.6% | — |
| 18 | SANDIA AREA | 440 | 1.6% | — |
| 19 | Navy Federal Credit Union 66 out of 100, Moderate | 399 | 1.5% | 32.9% |
| 20 | Mortgage Research Center, LLC | 364 | 1.3% | — |
| 21 | NATIONSTAR MORTGAGE LLC | 361 | 1.3% | — |
| 22 | Loandepot.Com, LLC | 354 | 1.3% | — |
| 23 | U.S. EAGLE | 350 | 1.3% | — |
| 24 | BMO Bank National Association 58 out of 100, Moderate | 288 | 1.1% | 40.5% |
| 25 | DIRECTORS MORTGAGE, INC. | 280 | 1.0% | — |
| 26 | U.S. Bank National Association 55 out of 100, Moderate | 274 | 1.0% | 39.5% |
| 27 | AmeriSave Mortgage Corporation | 264 | 1.0% | — |
| 28 | VANDERBILT MORTGAGE AND FINANCE, INC. | 247 | 0.9% | — |
| 29 | FIGURE LENDING LLC | 247 | 0.9% | — |
| 30 | DHI MORTGAGE COMPANY, LTD. | 244 | 0.9% | — |
| 31 | Coastal Community Bank 35 out of 100, Low | 217 | 0.8% | 3.0% |
| 32 | Broker Solutions, Inc. | 216 | 0.8% | — |
| 33 | RIO GRANDE | 208 | 0.8% | — |
| 34 | SPRING EQ, LLC | 204 | 0.8% | — |
| 35 | GUARANTEED RATE, INC. | 200 | 0.7% | — |
| 36 | LAKEVIEW LOAN SERVICING, LLC | 200 | 0.7% | — |
| 37 | HOMETRUST MORTGAGE COMPANY | 192 | 0.7% | — |
| 38 | KIND LENDING, LLC | 162 | 0.6% | — |
| 39 | BUILDERS CHOICE MORTGAGE LLC | 161 | 0.6% | — |
| 40 | Bell Bank 59 out of 100, Moderate | 154 | 0.6% | 7.1% |
Top 40 of 383 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in New Mexico
- Sandoval County 9,594 apps
- Doña Ana County 8,668 apps
- Santa Fe County 6,228 apps
- Valencia County 4,015 apps
- San Juan County 3,662 apps
- Otero County 2,586 apps
- Eddy County 2,438 apps
- Lea County 2,173 apps
- Chaves County 1,819 apps
- Curry County 1,623 apps
- Taos County 1,114 apps
- McKinley County 969 apps