New Mexico · HMDA 2025
Mortgage lenders in Taos County, NM
174 lenders reported 1,114 home-loan applications in Taos County in 2025. 473 closed as loans ($152.2M), 243 were denied — a 32.7% denial rate on decided applications, above the New Mexico rate of 24.5%. The three most active lenders handled 26% of applications, led by Rocket Mortgage, LLC. 11 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,114
- Loans originated
- 473
- Purchase / refinance
- 263 / 151
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Taos County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Rocket Mortgage, LLC | 121 | 10.9% | — |
| 2 | 21st Mortgage Corporation | 98 | 8.8% | — |
| 3 | NUSENDA | 75 | 6.7% | — |
| 4 | UNITED SHORE FINANCIAL SERVICES, LLC | 61 | 5.5% | — |
| 5 | NEWREZ LLC | 42 | 3.8% | — |
| 6 | PENNYMAC LOAN SERVICES, LLC | 38 | 3.4% | — |
| 7 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 30 | 2.7% | 14.1% |
| 8 | GUARANTEED RATE, INC. | 28 | 2.5% | — |
| 9 | VANDERBILT MORTGAGE AND FINANCE, INC. | 27 | 2.4% | — |
| 10 | Mortgage Research Center, LLC | 24 | 2.2% | — |
| 11 | U.S. Bank National Association 55 out of 100, Moderate | 23 | 2.1% | 39.5% |
| 12 | NBH Bank 66 out of 100, Moderate | 23 | 2.1% | 16.8% |
| 13 | CMG MORTGAGE, INC. | 18 | 1.6% | — |
| 14 | AmeriSave Mortgage Corporation | 18 | 1.6% | — |
| 15 | NATIONSTAR MORTGAGE LLC | 17 | 1.5% | — |
| 16 | Navy Federal Credit Union 66 out of 100, Moderate | 16 | 1.4% | 32.9% |
| 17 | Loandepot.Com, LLC | 15 | 1.3% | — |
| 18 | Waterstone Mortgage Corporation | 12 | 1.1% | — |
| 19 | AMERIHOME MORTGAGE COMPANY, LLC | 11 | 1.0% | — |
| 20 | SOUTHWEST STAGE FUNDING, LLC | 11 | 1.0% | — |
| 21 | FREEDOM MORTGAGE CORPORATION | 11 | 1.0% | — |
| 22 | USAA Federal Savings Bank 64 out of 100, Moderate | 11 | 1.0% | 37.2% |
| 23 | PHH Mortgage Corporation | 11 | 1.0% | — |
| 24 | GUILD MORTGAGE COMPANY | 9 | 0.8% | — |
| 25 | MUTUAL OF OMAHA MORTGAGE, INC. | 9 | 0.8% | — |
| 26 | GUADALUPE | 9 | 0.8% | — |
| 27 | Bank of America, National Association 59 out of 100, Moderate | 8 | 0.7% | 44.7% |
| 28 | A&D Mortgage LLC | 8 | 0.7% | — |
| 29 | LAKEVIEW LOAN SERVICING, LLC | 8 | 0.7% | — |
| 30 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 8 | 0.7% | 74.7% |
| 31 | BUILDERS CHOICE MORTGAGE LLC | 8 | 0.7% | — |
| 32 | Flagstar Bank, N.A. 31 out of 100, Low | 8 | 0.7% | 35.1% |
| 33 | SPRING EQ, LLC | 7 | 0.6% | — |
| 34 | BETTER MORTGAGE CORPORATION | 7 | 0.6% | — |
| 35 | BOKF, National Association 64 out of 100, Moderate | 7 | 0.6% | 27.5% |
| 36 | Broker Solutions, Inc. | 6 | 0.5% | — |
| 37 | CROSSCOUNTRY MORTGAGE, INC. | 6 | 0.5% | — |
| 38 | PNC Bank, National Association 62 out of 100, Moderate | 6 | 0.5% | 33.8% |
| 39 | Del Norte Credit Union 66 out of 100, Moderate | 6 | 0.5% | 16.7% |
| 40 | AMERICAN FINANCIAL RESOURCES, INC. | 6 | 0.5% | — |
Top 40 of 174 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in New Mexico
- Bernalillo County 26,977 apps
- Sandoval County 9,594 apps
- Doña Ana County 8,668 apps
- Santa Fe County 6,228 apps
- Valencia County 4,015 apps
- San Juan County 3,662 apps
- Otero County 2,586 apps
- Eddy County 2,438 apps
- Lea County 2,173 apps
- Chaves County 1,819 apps
- Curry County 1,623 apps
- McKinley County 969 apps