HMDA 2025
Mortgage lenders in New Mexico
Lenders reported 80,257 home-loan applications for properties in New Mexico in 2025; 39,202 became loans and the denial rate on decided applications was 24.5%. The busiest county was Bernalillo County with 26,977 applications.
Most active lenders across New Mexico's counties
- Rocket Mortgage, LLC 4,504 applications
- 21st Mortgage Corporation 3,992 applications
- UNITED SHORE FINANCIAL SERVICES, LLC 3,254 applications
- GUILD MORTGAGE COMPANY 3,195 applications
- PENNYMAC LOAN SERVICES, LLC 2,931 applications
- NUSENDA 2,929 applications
- Waterstone Mortgage Corporation 2,728 applications
- VANDERBILT MORTGAGE AND FINANCE, INC. 2,082 applications
- JPMorgan Chase Bank, National Association 1,913 applications
- Mortgage Research Center, LLC 1,683 applications
- Sunward Federal Credit Union 1,670 applications
- NEWREZ LLC 1,545 applications
- FREEDOM MORTGAGE CORPORATION 1,526 applications
- Loandepot.Com, LLC 1,438 applications
- PRIMARY RESIDENTIAL MORTGAGE, INC. 1,420 applications
Counties
| County | Applications | Lenders | Denial rate | Purchase / refi loans |
|---|---|---|---|---|
| Bernalillo County | 26,977 | 383 | 20.0% | 7,523 / 4,136 |
| Catron County | 77 | 43 | 41.5% | 18 / 5 |
| Chaves County | 1,819 | 137 | 24.9% | 604 / 229 |
| Cibola County | 426 | 79 | 54.4% | 85 / 26 |
| Colfax County | 485 | 131 | 30.6% | 140 / 52 |
| Curry County | 1,623 | 131 | 23.3% | 572 / 195 |
| De Baca County | 38 | 20 | 42.3% | 11 / 1 |
| Doña Ana County | 8,668 | 283 | 26.0% | 2,550 / 1,046 |
| Eddy County | 2,438 | 183 | 28.3% | 791 / 238 |
| Grant County | 744 | 114 | 28.2% | 198 / 100 |
| Guadalupe County | 93 | 35 | 27.9% | 15 / 13 |
| Harding County | 3 | 3 | 100.0% | 0 / 0 |
| Hidalgo County | 50 | 27 | 51.4% | 12 / 4 |
| Lea County | 2,173 | 140 | 34.6% | 574 / 215 |
| Lincoln County | 925 | 150 | 30.4% | 260 / 118 |
| Los Alamos County | 868 | 111 | 14.1% | 312 / 133 |
| Luna County | 614 | 105 | 31.2% | 179 / 52 |
| McKinley County | 969 | 105 | 53.6% | 201 / 58 |
| Mora County | 113 | 24 | 60.2% | 22 / 2 |
| Otero County | 2,586 | 184 | 24.7% | 874 / 290 |
| Quay County | 169 | 56 | 42.7% | 34 / 16 |
| Rio Arriba County | 867 | 117 | 35.2% | 179 / 125 |
| Roosevelt County | 456 | 84 | 24.5% | 167 / 52 |
| Sandoval County | 9,594 | 276 | 19.9% | 2,724 / 1,503 |
| San Juan County | 3,662 | 188 | 30.8% | 943 / 493 |
| San Miguel County | 713 | 97 | 40.5% | 159 / 60 |
| Santa Fe County | 6,228 | 297 | 24.1% | 1,572 / 973 |
| Sierra County | 428 | 89 | 28.3% | 123 / 64 |
| Socorro County | 309 | 77 | 26.2% | 101 / 36 |
| Taos County | 1,114 | 174 | 32.7% | 263 / 151 |
| Torrance County | 895 | 108 | 37.1% | 266 / 67 |
| Union County | 118 | 39 | 60.5% | 14 / 10 |
| Valencia County | 4,015 | 194 | 25.3% | 1,202 / 486 |