New Mexico · HMDA 2025
Mortgage lenders in Doña Ana County, NM
283 lenders reported 8,668 home-loan applications in Doña Ana County in 2025. 4,013 closed as loans ($1.0B), 1,517 were denied — a 26.0% denial rate on decided applications, above the New Mexico rate of 24.5%. The three most active lenders handled 16% of applications, led by 21st Mortgage Corporation. 10 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 8,668
- Loans originated
- 4,013
- Purchase / refinance
- 2,550 / 1,046
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Doña Ana County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 505 | 5.8% | — |
| 2 | Rocket Mortgage, LLC | 499 | 5.8% | — |
| 3 | PENNYMAC LOAN SERVICES, LLC | 400 | 4.6% | — |
| 4 | GUILD MORTGAGE COMPANY | 377 | 4.3% | — |
| 5 | UNITED SHORE FINANCIAL SERVICES, LLC | 367 | 4.2% | — |
| 6 | Citizens Bank of Las Cruces 76 out of 100, Strong | 362 | 4.2% | 3.5% |
| 7 | VANDERBILT MORTGAGE AND FINANCE, INC. | 247 | 2.8% | — |
| 8 | CROSSCOUNTRY MORTGAGE, INC. | 239 | 2.8% | — |
| 9 | FirstLight Federal Credit Union 68 out of 100, Moderate | 235 | 2.7% | 52.6% |
| 10 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 215 | 2.5% | — |
| 11 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 192 | 2.2% | 14.1% |
| 12 | NEWREZ LLC | 175 | 2.0% | — |
| 13 | Mortgage Research Center, LLC | 170 | 2.0% | — |
| 14 | FREEDOM MORTGAGE CORPORATION | 162 | 1.9% | — |
| 15 | Broker Solutions, Inc. | 152 | 1.8% | — |
| 16 | U.S. Bank National Association 55 out of 100, Moderate | 145 | 1.7% | 39.5% |
| 17 | Commerce Home Mortgage, Inc. | 131 | 1.5% | — |
| 18 | Navy Federal Credit Union 66 out of 100, Moderate | 130 | 1.5% | 32.9% |
| 19 | Waterstone Mortgage Corporation | 130 | 1.5% | — |
| 20 | Bank of America, National Association 59 out of 100, Moderate | 116 | 1.3% | 44.7% |
| 21 | NUSENDA | 114 | 1.3% | — |
| 22 | Loandepot.Com, LLC | 112 | 1.3% | — |
| 23 | Citizens Bank, National Association 54 out of 100, Below average | 103 | 1.2% | 32.5% |
| 24 | AMERIHOME MORTGAGE COMPANY, LLC | 101 | 1.2% | — |
| 25 | CMG MORTGAGE, INC. | 96 | 1.1% | — |
| 26 | NOVA FINANCIAL & INVESTMENT CORPORATION | 91 | 1.0% | — |
| 27 | AmeriSave Mortgage Corporation | 90 | 1.0% | — |
| 28 | GECU | 87 | 1.0% | — |
| 29 | FIGURE LENDING LLC | 86 | 1.0% | — |
| 30 | PLANET HOME LENDING, LLC | 83 | 1.0% | — |
| 31 | NATIONSTAR MORTGAGE LLC | 83 | 1.0% | — |
| 32 | First New Mexico Bank, Las Cruces | 80 | 0.9% | — |
| 33 | Coastal Community Bank 35 out of 100, Low | 75 | 0.9% | 3.0% |
| 34 | VILLAGE CAPITAL & INVESTMENT LLC | 73 | 0.8% | — |
| 35 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 70 | 0.8% | 22.2% |
| 36 | KIND LENDING, LLC | 65 | 0.7% | — |
| 37 | SPRING EQ, LLC | 64 | 0.7% | — |
| 38 | THE LOAN STORE, INC. | 64 | 0.7% | — |
| 39 | Gateway First Bank 54 out of 100, Below average | 64 | 0.7% | 5.3% |
| 40 | Rocky Mountain Mortgage Company | 62 | 0.7% | — |
Top 40 of 283 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in New Mexico
- Bernalillo County 26,977 apps
- Sandoval County 9,594 apps
- Santa Fe County 6,228 apps
- Valencia County 4,015 apps
- San Juan County 3,662 apps
- Otero County 2,586 apps
- Eddy County 2,438 apps
- Lea County 2,173 apps
- Chaves County 1,819 apps
- Curry County 1,623 apps
- Taos County 1,114 apps
- McKinley County 969 apps