New Mexico · HMDA 2025
Mortgage lenders in Sandoval County, NM
276 lenders reported 9,594 home-loan applications in Sandoval County in 2025. 5,039 closed as loans ($1.6B), 1,318 were denied — a 19.9% denial rate on decided applications, below the New Mexico rate of 24.5%. The three most active lenders handled 14% of applications, led by Rocket Mortgage, LLC. 8 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 9,594
- Loans originated
- 5,039
- Purchase / refinance
- 2,724 / 1,503
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Sandoval County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Rocket Mortgage, LLC | 499 | 5.2% | — |
| 2 | UNITED SHORE FINANCIAL SERVICES, LLC | 454 | 4.7% | — |
| 3 | GUILD MORTGAGE COMPANY | 421 | 4.4% | — |
| 4 | PENNYMAC LOAN SERVICES, LLC | 386 | 4.0% | — |
| 5 | NUSENDA | 383 | 4.0% | — |
| 6 | Waterstone Mortgage Corporation | 334 | 3.5% | — |
| 7 | FREEDOM MORTGAGE CORPORATION | 279 | 2.9% | — |
| 8 | PULTE MORTGAGE LLC | 272 | 2.8% | — |
| 9 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 257 | 2.7% | 14.1% |
| 10 | PRIMARY RESIDENTIAL MORTGAGE, INC. | 248 | 2.6% | — |
| 11 | DHI MORTGAGE COMPANY, LTD. | 233 | 2.4% | — |
| 12 | Sunward Federal Credit Union 60 out of 100, Moderate | 230 | 2.4% | 10.1% |
| 13 | BOKF, National Association 64 out of 100, Moderate | 216 | 2.3% | 27.5% |
| 14 | Mortgage Research Center, LLC | 193 | 2.0% | — |
| 15 | NEWREZ LLC | 181 | 1.9% | — |
| 16 | CMG MORTGAGE, INC. | 178 | 1.9% | — |
| 17 | SANDIA AREA | 161 | 1.7% | — |
| 18 | 21st Mortgage Corporation | 159 | 1.7% | — |
| 19 | NATIONSTAR MORTGAGE LLC | 155 | 1.6% | — |
| 20 | Loandepot.Com, LLC | 151 | 1.6% | — |
| 21 | VANDERBILT MORTGAGE AND FINANCE, INC. | 143 | 1.5% | — |
| 22 | AMERIHOME MORTGAGE COMPANY, LLC | 141 | 1.5% | — |
| 23 | Navy Federal Credit Union 66 out of 100, Moderate | 140 | 1.5% | 32.9% |
| 24 | Bank of America, National Association 59 out of 100, Moderate | 136 | 1.4% | 44.7% |
| 25 | CALCON MUTUAL MORTGAGE LLC | 124 | 1.3% | — |
| 26 | Kirtland Federal Credit Union 71 out of 100, Strong | 123 | 1.3% | 24.2% |
| 27 | Broker Solutions, Inc. | 111 | 1.2% | — |
| 28 | U.S. Bank National Association 55 out of 100, Moderate | 102 | 1.1% | 39.5% |
| 29 | HOMEAMERICAN MORTGAGE CORPORATION | 97 | 1.0% | — |
| 30 | BUILDERS CHOICE MORTGAGE LLC | 92 | 1.0% | — |
| 31 | U.S. EAGLE | 88 | 0.9% | — |
| 32 | Coastal Community Bank 35 out of 100, Low | 87 | 0.9% | 3.0% |
| 33 | VILLAGE CAPITAL & INVESTMENT LLC | 85 | 0.9% | — |
| 34 | LAKEVIEW LOAN SERVICING, LLC | 82 | 0.9% | — |
| 35 | SPRING EQ, LLC | 76 | 0.8% | — |
| 36 | GUARANTEED RATE, INC. | 75 | 0.8% | — |
| 37 | FIGURE LENDING LLC | 73 | 0.8% | — |
| 38 | AmeriSave Mortgage Corporation | 67 | 0.7% | — |
| 39 | MOVEMENT MORTGAGE, LLC | 65 | 0.7% | — |
| 40 | NEW DAY FINANCIAL, LLC | 63 | 0.7% | — |
Top 40 of 276 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in New Mexico
- Bernalillo County 26,977 apps
- Doña Ana County 8,668 apps
- Santa Fe County 6,228 apps
- Valencia County 4,015 apps
- San Juan County 3,662 apps
- Otero County 2,586 apps
- Eddy County 2,438 apps
- Lea County 2,173 apps
- Chaves County 1,819 apps
- Curry County 1,623 apps
- Taos County 1,114 apps
- McKinley County 969 apps