New Mexico · HMDA 2025
Mortgage lenders in San Juan County, NM
188 lenders reported 3,662 home-loan applications in San Juan County in 2025. 1,627 closed as loans ($339.8M), 780 were denied — a 30.8% denial rate on decided applications, above the New Mexico rate of 24.5%. The three most active lenders handled 22% of applications, led by VANDERBILT MORTGAGE AND FINANCE, INC.. 10 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 3,662
- Loans originated
- 1,627
- Purchase / refinance
- 943 / 493
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in San Juan County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | VANDERBILT MORTGAGE AND FINANCE, INC. | 300 | 8.2% | — |
| 2 | 21st Mortgage Corporation | 277 | 7.6% | — |
| 3 | CORNERSTONE CAPITAL BANK, SSB 32 out of 100, Low | 246 | 6.7% | 2.2% |
| 4 | V.I.P. MORTGAGE, INC. | 233 | 6.4% | — |
| 5 | Rocket Mortgage, LLC | 196 | 5.4% | — |
| 6 | UNITED SHORE FINANCIAL SERVICES, LLC | 179 | 4.9% | — |
| 7 | GUILD MORTGAGE COMPANY | 160 | 4.4% | — |
| 8 | PENNYMAC LOAN SERVICES, LLC | 119 | 3.2% | — |
| 9 | MORTGAGE SOLUTIONS OF COLORADO, LLC | 101 | 2.8% | — |
| 10 | Sunward Federal Credit Union 60 out of 100, Moderate | 95 | 2.6% | 10.1% |
| 11 | The Citizens Bank 80 out of 100, Strong | 86 | 2.3% | 16.9% |
| 12 | FREEDOM MORTGAGE CORPORATION | 79 | 2.2% | — |
| 13 | NEWREZ LLC | 73 | 2.0% | — |
| 14 | Waterstone Mortgage Corporation | 73 | 2.0% | — |
| 15 | Mortgage Research Center, LLC | 67 | 1.8% | — |
| 16 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 61 | 1.7% | 14.1% |
| 17 | Loandepot.Com, LLC | 60 | 1.6% | — |
| 18 | U.S. EAGLE | 59 | 1.6% | — |
| 19 | FIGURE LENDING LLC | 49 | 1.3% | — |
| 20 | Zions Bancorporation, N.A. 67 out of 100, Moderate | 49 | 1.3% | 30.7% |
| 21 | Broker Solutions, Inc. | 45 | 1.2% | — |
| 22 | AMERIHOME MORTGAGE COMPANY, LLC | 41 | 1.1% | — |
| 23 | TRIAD FINANCIAL SERVICES, INC. | 40 | 1.1% | — |
| 24 | AmeriSave Mortgage Corporation | 37 | 1.0% | — |
| 25 | Bank of America, National Association 59 out of 100, Moderate | 37 | 1.0% | 44.7% |
| 26 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 37 | 1.0% | 74.7% |
| 27 | SPRING EQ, LLC | 36 | 1.0% | — |
| 28 | NATIONSTAR MORTGAGE LLC | 35 | 1.0% | — |
| 29 | Click n' Close, Inc. | 31 | 0.8% | — |
| 30 | Navy Federal Credit Union 66 out of 100, Moderate | 30 | 0.8% | 32.9% |
| 31 | NEW DAY FINANCIAL, LLC | 30 | 0.8% | — |
| 32 | CARRINGTON MORTGAGE SERVICES, LLC | 26 | 0.7% | — |
| 33 | U.S. Bank National Association 55 out of 100, Moderate | 25 | 0.7% | 39.5% |
| 34 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 21 | 0.6% | 22.2% |
| 35 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 20 | 0.5% | — |
| 36 | AMERICAN FINANCING CORPORATION | 19 | 0.5% | — |
| 37 | KIND LENDING, LLC | 19 | 0.5% | — |
| 38 | CROSSCOUNTRY MORTGAGE, INC. | 18 | 0.5% | — |
| 39 | PLANET HOME LENDING, LLC | 18 | 0.5% | — |
| 40 | Discover Bank | 17 | 0.5% | — |
Top 40 of 188 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in New Mexico
- Bernalillo County 26,977 apps
- Sandoval County 9,594 apps
- Doña Ana County 8,668 apps
- Santa Fe County 6,228 apps
- Valencia County 4,015 apps
- Otero County 2,586 apps
- Eddy County 2,438 apps
- Lea County 2,173 apps
- Chaves County 1,819 apps
- Curry County 1,623 apps
- Taos County 1,114 apps
- McKinley County 969 apps