New Mexico · HMDA 2025
Mortgage lenders in Eddy County, NM
183 lenders reported 2,438 home-loan applications in Eddy County in 2025. 1,097 closed as loans ($252.3M), 464 were denied — a 28.3% denial rate on decided applications, above the New Mexico rate of 24.5%. The three most active lenders handled 25% of applications, led by Rocket Mortgage, LLC. 7 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 2,438
- Loans originated
- 1,097
- Purchase / refinance
- 791 / 238
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Eddy County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Rocket Mortgage, LLC | 247 | 10.1% | — |
| 2 | 21st Mortgage Corporation | 214 | 8.8% | — |
| 3 | PENNYMAC LOAN SERVICES, LLC | 144 | 5.9% | — |
| 4 | Western Commerce Bank 51 out of 100, Below average | 95 | 3.9% | 1.8% |
| 5 | GUILD MORTGAGE COMPANY | 89 | 3.7% | — |
| 6 | NEWREZ LLC | 82 | 3.4% | — |
| 7 | EVERGREEN MONEYSOURCE MORTGAGE COMPANY | 69 | 2.8% | — |
| 8 | UNITED SHORE FINANCIAL SERVICES, LLC | 65 | 2.7% | — |
| 9 | Broker Solutions, Inc. | 65 | 2.7% | — |
| 10 | VANDERBILT MORTGAGE AND FINANCE, INC. | 63 | 2.6% | — |
| 11 | Mortgage Research Center, LLC | 57 | 2.3% | — |
| 12 | First American Bank 80 out of 100, Strong | 57 | 2.3% | 17.6% |
| 13 | AMERIHOME MORTGAGE COMPANY, LLC | 49 | 2.0% | — |
| 14 | Loandepot.Com, LLC | 46 | 1.9% | — |
| 15 | TRIAD FINANCIAL SERVICES, INC. | 42 | 1.7% | — |
| 16 | GENEVA FINANCIAL, LLC | 39 | 1.6% | — |
| 17 | Prosperity Home Mortgage, LLC | 38 | 1.6% | — |
| 18 | CMG MORTGAGE, INC. | 36 | 1.5% | — |
| 19 | AMERICAN PACIFIC MORTGAGE CORPORATION | 35 | 1.4% | — |
| 20 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 31 | 1.3% | 14.1% |
| 21 | PRIMARY RESIDENTIAL MORTGAGE, INC. | 31 | 1.3% | — |
| 22 | AmeriSave Mortgage Corporation | 29 | 1.2% | — |
| 23 | FREEDOM MORTGAGE CORPORATION | 29 | 1.2% | — |
| 24 | SECURITYNATIONAL MORTGAGE COMPANY | 27 | 1.1% | — |
| 25 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 25 | 1.0% | 22.2% |
| 26 | GUARANTEED RATE, INC. | 25 | 1.0% | — |
| 27 | NATIONSTAR MORTGAGE LLC | 24 | 1.0% | — |
| 28 | CROSSCOUNTRY MORTGAGE, INC. | 22 | 0.9% | — |
| 29 | Navy Federal Credit Union 66 out of 100, Moderate | 21 | 0.9% | 32.9% |
| 30 | Coastal Community Bank 35 out of 100, Low | 21 | 0.9% | 3.0% |
| 31 | FIGURE LENDING LLC | 20 | 0.8% | — |
| 32 | SPRING EQ, LLC | 19 | 0.8% | — |
| 33 | KIND LENDING, LLC | 19 | 0.8% | — |
| 34 | U.S. Bank National Association 55 out of 100, Moderate | 17 | 0.7% | 39.5% |
| 35 | COUNTRYPLACE MORTGAGE, LTD. | 17 | 0.7% | — |
| 36 | Click n' Close, Inc. | 15 | 0.6% | — |
| 37 | VILLAGE CAPITAL & INVESTMENT LLC | 15 | 0.6% | — |
| 38 | Paramount Residential Mortgage Group, Inc. | 14 | 0.6% | — |
| 39 | LAKEVIEW LOAN SERVICING, LLC | 14 | 0.6% | — |
| 40 | DIRECTORS MORTGAGE, INC. | 14 | 0.6% | — |
Top 40 of 183 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in New Mexico
- Bernalillo County 26,977 apps
- Sandoval County 9,594 apps
- Doña Ana County 8,668 apps
- Santa Fe County 6,228 apps
- Valencia County 4,015 apps
- San Juan County 3,662 apps
- Otero County 2,586 apps
- Lea County 2,173 apps
- Chaves County 1,819 apps
- Curry County 1,623 apps
- Taos County 1,114 apps
- McKinley County 969 apps