New Mexico · HMDA 2025
Mortgage lenders in Lea County, NM
140 lenders reported 2,173 home-loan applications in Lea County in 2025. 840 closed as loans ($173.1M), 483 were denied — a 34.6% denial rate on decided applications, above the New Mexico rate of 24.5%. The three most active lenders handled 32% of applications, led by 21st Mortgage Corporation. 8 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 2,173
- Loans originated
- 840
- Purchase / refinance
- 574 / 215
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Lea County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 408 | 18.8% | — |
| 2 | PENNYMAC LOAN SERVICES, LLC | 157 | 7.2% | — |
| 3 | Paramount Residential Mortgage Group, Inc. | 133 | 6.1% | — |
| 4 | Rocket Mortgage, LLC | 130 | 6.0% | — |
| 5 | GENEVA FINANCIAL, LLC | 130 | 6.0% | — |
| 6 | AMERIHOME MORTGAGE COMPANY, LLC | 81 | 3.7% | — |
| 7 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 76 | 3.5% | — |
| 8 | CROSSCOUNTRY MORTGAGE, INC. | 75 | 3.5% | — |
| 9 | NEWREZ LLC | 69 | 3.2% | — |
| 10 | FREEDOM MORTGAGE CORPORATION | 64 | 2.9% | — |
| 11 | TRIAD FINANCIAL SERVICES, INC. | 48 | 2.2% | — |
| 12 | DIRECTORS MORTGAGE, INC. | 36 | 1.7% | — |
| 13 | UNITED SHORE FINANCIAL SERVICES, LLC | 30 | 1.4% | — |
| 14 | PLANET HOME LENDING, LLC | 28 | 1.3% | — |
| 15 | Broker Solutions, Inc. | 27 | 1.2% | — |
| 16 | COUNTRYPLACE MORTGAGE, LTD. | 27 | 1.2% | — |
| 17 | NATIONSTAR MORTGAGE LLC | 27 | 1.2% | — |
| 18 | VILLAGE CAPITAL & INVESTMENT LLC | 26 | 1.2% | — |
| 19 | AmeriSave Mortgage Corporation | 25 | 1.2% | — |
| 20 | PRIMARY RESIDENTIAL MORTGAGE, INC. | 25 | 1.2% | — |
| 21 | Mortgage Research Center, LLC | 24 | 1.1% | — |
| 22 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 23 | 1.1% | 14.1% |
| 23 | Loandepot.Com, LLC | 23 | 1.1% | — |
| 24 | VANDERBILT MORTGAGE AND FINANCE, INC. | 21 | 1.0% | — |
| 25 | MOVEMENT MORTGAGE, LLC | 18 | 0.8% | — |
| 26 | SOUTHWEST STAGE FUNDING, LLC | 18 | 0.8% | — |
| 27 | SPRING EQ, LLC | 17 | 0.8% | — |
| 28 | CARRINGTON MORTGAGE SERVICES, LLC | 16 | 0.7% | — |
| 29 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 15 | 0.7% | 22.2% |
| 30 | SOUTHWEST FUNDING, LP | 15 | 0.7% | — |
| 31 | BOKF, National Association 64 out of 100, Moderate | 14 | 0.6% | 27.5% |
| 32 | JMAC LENDING, INC. | 13 | 0.6% | — |
| 33 | Coastal Community Bank 35 out of 100, Low | 13 | 0.6% | 3.0% |
| 34 | FIGURE LENDING LLC | 12 | 0.6% | — |
| 35 | Western Commerce Bank 51 out of 100, Below average | 12 | 0.6% | 1.8% |
| 36 | First American Bank 80 out of 100, Strong | 12 | 0.6% | 17.6% |
| 37 | LAKEVIEW LOAN SERVICING, LLC | 12 | 0.6% | — |
| 38 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 12 | 0.6% | 74.7% |
| 39 | SELF-HELP Credit Union 64 out of 100, Moderate | 12 | 0.6% | 20.1% |
| 40 | DATA MORTGAGE, INC. | 12 | 0.6% | — |
Top 40 of 140 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in New Mexico
- Bernalillo County 26,977 apps
- Sandoval County 9,594 apps
- Doña Ana County 8,668 apps
- Santa Fe County 6,228 apps
- Valencia County 4,015 apps
- San Juan County 3,662 apps
- Otero County 2,586 apps
- Eddy County 2,438 apps
- Chaves County 1,819 apps
- Curry County 1,623 apps
- Taos County 1,114 apps
- McKinley County 969 apps