New York · HMDA 2025
Mortgage lenders in Cattaraugus County, NY
124 lenders reported 1,590 home-loan applications in Cattaraugus County in 2025. 888 closed as loans ($149.9M), 308 were denied — a 25.0% denial rate on decided applications, above the New York rate of 23.9%. The three most active lenders handled 33% of applications, led by Community Bank, National Association. 17 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,590
- Loans originated
- 888
- Purchase / refinance
- 490 / 175
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Cattaraugus County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Community Bank, National Association 62 out of 100, Moderate | 268 | 16.9% | 18.9% |
| 2 | Rocket Mortgage, LLC | 133 | 8.4% | — |
| 3 | Manufacturers and Traders Trust Company 57 out of 100, Moderate | 126 | 7.9% | 32.9% |
| 4 | UNITED SHORE FINANCIAL SERVICES, LLC | 85 | 5.3% | — |
| 5 | PENNYMAC LOAN SERVICES, LLC | 79 | 5.0% | — |
| 6 | Five Star Bank 66 out of 100, Moderate | 66 | 4.2% | 12.7% |
| 7 | EVERETT FINANCIAL, INC. | 49 | 3.1% | — |
| 8 | Northwest Bank 66 out of 100, Moderate | 33 | 2.1% | 20.6% |
| 9 | PREMIUM MORTGAGE CORPORATION | 32 | 2.0% | — |
| 10 | Citizens Bank, National Association 54 out of 100, Below average | 30 | 1.9% | 32.5% |
| 11 | Mortgage Research Center, LLC | 29 | 1.8% | — |
| 12 | NEWREZ LLC | 27 | 1.7% | — |
| 13 | MOVEMENT MORTGAGE, LLC | 27 | 1.7% | — |
| 14 | Cattaraugus County Bank 61 out of 100, Moderate | 27 | 1.7% | 10.0% |
| 15 | 21st Mortgage Corporation | 26 | 1.6% | — |
| 16 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 25 | 1.6% | 14.1% |
| 17 | Bank of Holland 70 out of 100, Strong | 22 | 1.4% | 22.7% |
| 18 | 1ST PRIORITY MORTGAGE, INC. | 21 | 1.3% | — |
| 19 | Navy Federal Credit Union 66 out of 100, Moderate | 20 | 1.3% | 32.9% |
| 20 | CROSSCOUNTRY MORTGAGE, INC. | 19 | 1.2% | — |
| 21 | KeyBank National Association 63 out of 100, Moderate | 19 | 1.2% | 32.8% |
| 22 | CNB Bank 65 out of 100, Moderate | 19 | 1.2% | 10.4% |
| 23 | Loandepot.Com, LLC | 17 | 1.1% | — |
| 24 | Broadview Federal Credit Union 59 out of 100, Moderate | 17 | 1.1% | 29.9% |
| 25 | TRIAD FINANCIAL SERVICES, INC. | 16 | 1.0% | — |
| 26 | Tompkins Community Bank 60 out of 100, Moderate | 16 | 1.0% | 19.9% |
| 27 | Farm Credit East, ACA | 15 | 0.9% | — |
| 28 | Discover Bank | 14 | 0.9% | — |
| 29 | Bank of America, National Association 59 out of 100, Moderate | 14 | 0.9% | 44.7% |
| 30 | PLANET HOME LENDING, LLC | 14 | 0.9% | — |
| 31 | PLAZA HOME MORTGAGE, INC. | 12 | 0.8% | — |
| 32 | HOMESTEAD FUNDING CORP. | 11 | 0.7% | — |
| 33 | AMERICAN FINANCIAL NETWORK, INC. | 9 | 0.6% | — |
| 34 | NATIONSTAR MORTGAGE LLC | 9 | 0.6% | — |
| 35 | ROYAL UNITED MORTGAGE LLC | 9 | 0.6% | — |
| 36 | BETTER MORTGAGE CORPORATION | 9 | 0.6% | — |
| 37 | HUNT MORTGAGE CORPORATION | 8 | 0.5% | — |
| 38 | NBT Bank, National Association 64 out of 100, Moderate | 8 | 0.5% | 23.4% |
| 39 | Genesee Regional Bank 72 out of 100, Strong | 8 | 0.5% | 5.7% |
| 40 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 7 | 0.4% | 22.2% |
Top 40 of 124 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in New York
- Suffolk County 51,239 apps
- Nassau County 38,055 apps
- Queens County 29,227 apps
- Erie County 26,759 apps
- Kings County 26,693 apps
- Monroe County 26,027 apps
- Westchester County 22,127 apps
- Onondaga County 14,198 apps
- New York County 13,421 apps
- Orange County 13,396 apps
- Richmond County 10,170 apps
- Albany County 9,902 apps