New York · HMDA 2025
Mortgage lenders in Rensselaer County, NY
189 lenders reported 5,403 home-loan applications in Rensselaer County in 2025. 3,088 closed as loans ($693.9M), 890 were denied — a 21.8% denial rate on decided applications, below the New York rate of 23.9%. The three most active lenders handled 35% of applications, led by Broadview Federal Credit Union. 15 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 5,403
- Loans originated
- 3,088
- Purchase / refinance
- 1,502 / 690
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Rensselaer County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Broadview Federal Credit Union 59 out of 100, Moderate | 1,130 | 20.9% | 29.9% |
| 2 | HOMESTEAD FUNDING CORP. | 392 | 7.3% | — |
| 3 | SEFCU SERVICES, LLC | 385 | 7.1% | — |
| 4 | TrustCo Bank 62 out of 100, Moderate | 248 | 4.6% | 28.5% |
| 5 | Rocket Mortgage, LLC | 226 | 4.2% | — |
| 6 | Citizens Bank, National Association 54 out of 100, Below average | 222 | 4.1% | 32.5% |
| 7 | SUNMARK CREDIT UNION 56 out of 100, Moderate | 150 | 2.8% | 13.3% |
| 8 | UNITED SHORE FINANCIAL SERVICES, LLC | 146 | 2.7% | — |
| 9 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 143 | 2.6% | 14.1% |
| 10 | PENNYMAC LOAN SERVICES, LLC | 143 | 2.6% | — |
| 11 | Pioneer Bank 62 out of 100, Moderate | 139 | 2.6% | 24.6% |
| 12 | KeyBank National Association 63 out of 100, Moderate | 112 | 2.1% | 32.8% |
| 13 | PREMIUM MORTGAGE CORPORATION | 108 | 2.0% | — |
| 14 | Manufacturers and Traders Trust Company 57 out of 100, Moderate | 106 | 2.0% | 32.9% |
| 15 | NEWREZ LLC | 102 | 1.9% | — |
| 16 | FIRST NEW YORK | 57 | 1.1% | — |
| 17 | Community Bank, National Association 62 out of 100, Moderate | 55 | 1.0% | 18.9% |
| 18 | Glens Falls National Bank and Trust Company 66 out of 100, Moderate | 55 | 1.0% | 20.5% |
| 19 | PHH Mortgage Corporation | 51 | 0.9% | — |
| 20 | Broker Solutions, Inc. | 50 | 0.9% | — |
| 21 | Bank of America, National Association 59 out of 100, Moderate | 50 | 0.9% | 44.7% |
| 22 | Navy Federal Credit Union 66 out of 100, Moderate | 47 | 0.9% | 32.9% |
| 23 | Kiavi Funding, Inc. | 44 | 0.8% | — |
| 24 | Loan Funder LLC | 43 | 0.8% | — |
| 25 | Discover Bank | 42 | 0.8% | — |
| 26 | FREEDOM MORTGAGE CORPORATION | 31 | 0.6% | — |
| 27 | PLANET HOME LENDING, LLC | 30 | 0.6% | — |
| 28 | NATIONSTAR MORTGAGE LLC | 30 | 0.6% | — |
| 29 | Fairway Independent Mortgage Corporation | 28 | 0.5% | — |
| 30 | Loandepot.Com, LLC | 28 | 0.5% | — |
| 31 | CHAMPIONS FUNDING, LLC | 28 | 0.5% | — |
| 32 | TD Bank, National Association 63 out of 100, Moderate | 27 | 0.5% | 35.3% |
| 33 | NBT Bank, National Association 64 out of 100, Moderate | 25 | 0.5% | 23.4% |
| 34 | CROSSCOUNTRY MORTGAGE, INC. | 24 | 0.4% | — |
| 35 | Sidney Federal Credit Union 67 out of 100, Moderate | 24 | 0.4% | 13.9% |
| 36 | HUDSON VALLEY CREDIT UNION | 24 | 0.4% | — |
| 37 | Mortgage Research Center, LLC | 23 | 0.4% | — |
| 38 | ICE LENDER HOLDINGS LLC | 22 | 0.4% | — |
| 39 | CARRINGTON MORTGAGE SERVICES, LLC | 22 | 0.4% | — |
| 40 | 21st Mortgage Corporation | 21 | 0.4% | — |
Top 40 of 189 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in New York
- Suffolk County 51,239 apps
- Nassau County 38,055 apps
- Queens County 29,227 apps
- Erie County 26,759 apps
- Kings County 26,693 apps
- Monroe County 26,027 apps
- Westchester County 22,127 apps
- Onondaga County 14,198 apps
- New York County 13,421 apps
- Orange County 13,396 apps
- Richmond County 10,170 apps
- Albany County 9,902 apps