New York · HMDA 2025
Mortgage lenders in Sullivan County, NY
215 lenders reported 3,256 home-loan applications in Sullivan County in 2025. 1,638 closed as loans ($495.5M), 649 were denied — a 26.6% denial rate on decided applications, above the New York rate of 23.9%. The three most active lenders handled 18% of applications, led by Rocket Mortgage, LLC. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 3,256
- Loans originated
- 1,638
- Purchase / refinance
- 829 / 498
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Sullivan County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Rocket Mortgage, LLC | 214 | 6.6% | — |
| 2 | HUDSON VALLEY CREDIT UNION | 194 | 6.0% | — |
| 3 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 166 | 5.1% | 14.1% |
| 4 | Jeff Bank 95 out of 100, Very strong | 148 | 4.5% | 36.9% |
| 5 | UNITED SHORE FINANCIAL SERVICES, LLC | 132 | 4.1% | — |
| 6 | Citizens Bank, National Association 54 out of 100, Below average | 129 | 4.0% | 32.5% |
| 7 | Wayne Bank 53 out of 100, Below average | 106 | 3.3% | 25.8% |
| 8 | ARK MORTGAGE, INC. | 95 | 2.9% | — |
| 9 | NEWREZ LLC | 89 | 2.7% | — |
| 10 | CHAMPIONS FUNDING, LLC | 83 | 2.5% | — |
| 11 | CROSSCOUNTRY MORTGAGE, INC. | 79 | 2.4% | — |
| 12 | Manufacturers and Traders Trust Company 57 out of 100, Moderate | 79 | 2.4% | 32.9% |
| 13 | PENNYMAC LOAN SERVICES, LLC | 72 | 2.2% | — |
| 14 | TD Bank, National Association 63 out of 100, Moderate | 69 | 2.1% | 35.3% |
| 15 | NORWICH COMMERCIAL GROUP, INC. | 63 | 1.9% | — |
| 16 | Loan Funder LLC | 62 | 1.9% | — |
| 17 | HOMEBRIDGE FINANCIAL SERVICES, INC. | 50 | 1.5% | — |
| 18 | 21st Mortgage Corporation | 44 | 1.4% | — |
| 19 | Logan Finance Corporation | 44 | 1.4% | — |
| 20 | HOMESTEAD FUNDING CORP. | 43 | 1.3% | — |
| 21 | Citibank, National Association 60 out of 100, Moderate | 37 | 1.1% | 24.0% |
| 22 | Bank of America, National Association 59 out of 100, Moderate | 36 | 1.1% | 44.7% |
| 23 | FM Home Loans, LLC | 36 | 1.1% | — |
| 24 | THE LOAN STORE, INC. | 36 | 1.1% | — |
| 25 | Loandepot.Com, LLC | 35 | 1.1% | — |
| 26 | TRIAD FINANCIAL SERVICES, INC. | 33 | 1.0% | — |
| 27 | Ulster Savings Bank | 33 | 1.0% | — |
| 28 | MID-HUDSON VALLEY Federal Credit Union 69 out of 100, Moderate | 32 | 1.0% | 36.9% |
| 29 | Emporium TPO LLC | 28 | 0.9% | — |
| 30 | HERITAGE FINANCIAL CREDIT UNION | 27 | 0.8% | — |
| 31 | PLAZA HOME MORTGAGE, INC. | 27 | 0.8% | — |
| 32 | Navy Federal Credit Union 66 out of 100, Moderate | 26 | 0.8% | 32.9% |
| 33 | BPL MORTGAGE TRUST, LLC | 26 | 0.8% | — |
| 34 | Discover Bank | 24 | 0.7% | — |
| 35 | Hometown Equity Mortgage, LLC | 23 | 0.7% | — |
| 36 | Walden Savings Bank | 23 | 0.7% | — |
| 37 | AMERICAN FINANCIAL NETWORK, INC. | 22 | 0.7% | — |
| 38 | The Dime Bank 70 out of 100, Strong | 19 | 0.6% | 21.3% |
| 39 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 17 | 0.5% | 22.2% |
| 40 | KeyBank National Association 63 out of 100, Moderate | 17 | 0.5% | 32.8% |
Top 40 of 215 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in New York
- Suffolk County 51,239 apps
- Nassau County 38,055 apps
- Queens County 29,227 apps
- Erie County 26,759 apps
- Kings County 26,693 apps
- Monroe County 26,027 apps
- Westchester County 22,127 apps
- Onondaga County 14,198 apps
- New York County 13,421 apps
- Orange County 13,396 apps
- Richmond County 10,170 apps
- Albany County 9,902 apps