New York · HMDA 2025
Mortgage lenders in Wyoming County, NY
91 lenders reported 1,084 home-loan applications in Wyoming County in 2025. 667 closed as loans ($104.2M), 217 were denied — a 23.9% denial rate on decided applications, close to the New York rate of 23.9%. The three most active lenders handled 24% of applications, led by Tompkins Community Bank. 16 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,084
- Loans originated
- 667
- Purchase / refinance
- 305 / 150
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Wyoming County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Tompkins Community Bank 60 out of 100, Moderate | 96 | 8.9% | 19.9% |
| 2 | PREMIUM MORTGAGE CORPORATION | 93 | 8.6% | — |
| 3 | Rocket Mortgage, LLC | 74 | 6.8% | — |
| 4 | ESL Federal Credit Union 90 out of 100, Very strong | 69 | 6.4% | 19.4% |
| 5 | Manufacturers and Traders Trust Company 57 out of 100, Moderate | 69 | 6.4% | 32.9% |
| 6 | Five Star Bank 66 out of 100, Moderate | 62 | 5.7% | 12.7% |
| 7 | UNITED SHORE FINANCIAL SERVICES, LLC | 50 | 4.6% | — |
| 8 | Genesee Valley | 46 | 4.2% | — |
| 9 | PENNYMAC LOAN SERVICES, LLC | 45 | 4.2% | — |
| 10 | Citizens Bank, National Association 54 out of 100, Below average | 39 | 3.6% | 32.5% |
| 11 | Community Bank, National Association 62 out of 100, Moderate | 35 | 3.2% | 18.9% |
| 12 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 28 | 2.6% | 14.1% |
| 13 | Bank of Holland 70 out of 100, Strong | 20 | 1.8% | 22.7% |
| 14 | KeyBank National Association 63 out of 100, Moderate | 17 | 1.6% | 32.8% |
| 15 | NEWREZ LLC | 16 | 1.5% | — |
| 16 | Alden State Bank 66 out of 100, Moderate | 16 | 1.5% | 9.9% |
| 17 | 1ST PRIORITY MORTGAGE, INC. | 15 | 1.4% | — |
| 18 | TRIAD FINANCIAL SERVICES, INC. | 13 | 1.2% | — |
| 19 | PLANET HOME LENDING, LLC | 12 | 1.1% | — |
| 20 | Navy Federal Credit Union 66 out of 100, Moderate | 11 | 1.0% | 32.9% |
| 21 | Loandepot.Com, LLC | 11 | 1.0% | — |
| 22 | Bank of America, National Association 59 out of 100, Moderate | 10 | 0.9% | 44.7% |
| 23 | HUNT MORTGAGE CORPORATION | 10 | 0.9% | — |
| 24 | FAMILY FIRST OF NY | 10 | 0.9% | — |
| 25 | NATIONSTAR MORTGAGE LLC | 10 | 0.9% | — |
| 26 | 21st Mortgage Corporation | 9 | 0.8% | — |
| 27 | Mortgage Research Center, LLC | 9 | 0.8% | — |
| 28 | Farm Credit East, ACA | 9 | 0.8% | — |
| 29 | CROSSCOUNTRY MORTGAGE, INC. | 8 | 0.7% | — |
| 30 | CARRINGTON MORTGAGE SERVICES, LLC | 8 | 0.7% | — |
| 31 | Discover Bank | 7 | 0.6% | — |
| 32 | Broadview Federal Credit Union 59 out of 100, Moderate | 7 | 0.6% | 29.9% |
| 33 | PLAZA HOME MORTGAGE, INC. | 7 | 0.6% | — |
| 34 | EVERETT FINANCIAL, INC. | 7 | 0.6% | — |
| 35 | THE SUMMIT Federal Credit Union | 7 | 0.6% | — |
| 36 | Moog Employees Federal Credit Union 100 out of 100, Very strong | 5 | 0.5% | 5.2% |
| 37 | Cornerstone Community Federal Credit Union 44 out of 100, Below average | 5 | 0.5% | 13.9% |
| 38 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 5 | 0.5% | — |
| 39 | HOME TOWN FUNDING, INC. | 5 | 0.5% | — |
| 40 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 4 | 0.4% | 22.2% |
Top 40 of 91 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in New York
- Suffolk County 51,239 apps
- Nassau County 38,055 apps
- Queens County 29,227 apps
- Erie County 26,759 apps
- Kings County 26,693 apps
- Monroe County 26,027 apps
- Westchester County 22,127 apps
- Onondaga County 14,198 apps
- New York County 13,421 apps
- Orange County 13,396 apps
- Richmond County 10,170 apps
- Albany County 9,902 apps