North Dakota · HMDA 2025
Mortgage lenders in Cavalier County, ND
26 lenders reported 75 home-loan applications in Cavalier County in 2025. 48 closed as loans ($7.1M), 7 were denied — a 12.3% denial rate on decided applications, below the North Dakota rate of 13.6%. The three most active lenders handled 37% of applications, led by Choice Financial Group. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 75
- Loans originated
- 48
- Purchase / refinance
- 32 / 11
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Cavalier County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Choice Financial Group 73 out of 100, Strong | 14 | 18.7% | 5.6% |
| 2 | Western State Bank 78 out of 100, Strong | 8 | 10.7% | 6.3% |
| 3 | NEWREZ LLC | 6 | 8.0% | — |
| 4 | U.S. Bank National Association 55 out of 100, Moderate | 6 | 8.0% | 39.5% |
| 5 | First International Bank & Trust 52 out of 100, Below average | 5 | 6.7% | 5.8% |
| 6 | UNITED SHORE FINANCIAL SERVICES, LLC | 4 | 5.3% | — |
| 7 | Citizens Bank, National Association 54 out of 100, Below average | 3 | 4.0% | 32.5% |
| 8 | Rocket Mortgage, LLC | 3 | 4.0% | — |
| 9 | FIRST COMMUNITY CREDIT UNION | 3 | 4.0% | — |
| 10 | FREEDOM MORTGAGE CORPORATION | 3 | 4.0% | — |
| 11 | Gate City Bank | 3 | 4.0% | — |
| 12 | GUILD MORTGAGE COMPANY | 2 | 2.7% | — |
| 13 | Coastal Community Bank 35 out of 100, Low | 2 | 2.7% | 3.0% |
| 14 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 1 | 1.3% | 14.1% |
| 15 | Loandepot.Com, LLC | 1 | 1.3% | — |
| 16 | GUARANTEED RATE, INC. | 1 | 1.3% | — |
| 17 | AmeriSave Mortgage Corporation | 1 | 1.3% | — |
| 18 | Cornerstone First Mortgage, Inc | 1 | 1.3% | — |
| 19 | Border Bank 57 out of 100, Moderate | 1 | 1.3% | 3.7% |
| 20 | Starion Bank 56 out of 100, Moderate | 1 | 1.3% | 3.1% |
| 21 | NATIONSTAR MORTGAGE LLC | 1 | 1.3% | — |
| 22 | VALLEY MORTGAGE, INC. | 1 | 1.3% | — |
| 23 | WEST GATE BANK 72 out of 100, Strong | 1 | 1.3% | 4.8% |
| 24 | Bravera Bank 67 out of 100, Moderate | 1 | 1.3% | 2.2% |
| 25 | Frandsen Bank & Trust 71 out of 100, Strong | 1 | 1.3% | 7.9% |
| 26 | Dakota Community Bank & Trust, National Association 76 out of 100, Strong | 1 | 1.3% | 5.1% |
Top 26 of 26 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in North Dakota
- Cass County 6,416 apps
- Burleigh County 3,346 apps
- Ward County 2,267 apps
- Grand Forks County 1,846 apps
- Stark County 1,278 apps
- Williams County 1,275 apps
- Morton County 1,201 apps
- Stutsman County 628 apps
- Richland County 515 apps
- McKenzie County 453 apps
- McLean County 274 apps
- Ramsey County 270 apps