North Dakota · HMDA 2025
Mortgage lenders in Nelson County, ND
27 lenders reported 54 home-loan applications in Nelson County in 2025. 35 closed as loans ($4.0M), 8 were denied — a 18.6% denial rate on decided applications, above the North Dakota rate of 13.6%. The three most active lenders handled 35% of applications, led by Gate City Bank. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 54
- Loans originated
- 35
- Purchase / refinance
- 16 / 9
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Nelson County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Gate City Bank | 8 | 14.8% | — |
| 2 | Bravera Bank 67 out of 100, Moderate | 6 | 11.1% | 2.2% |
| 3 | FIRST COMMUNITY CREDIT UNION | 5 | 9.3% | — |
| 4 | Rocket Mortgage, LLC | 3 | 5.6% | — |
| 5 | FIRST UNITED BANK 78 out of 100, Strong | 3 | 5.6% | 3.2% |
| 6 | Loandepot.Com, LLC | 2 | 3.7% | — |
| 7 | Broker Solutions, Inc. | 2 | 3.7% | — |
| 8 | GUILD MORTGAGE COMPANY | 2 | 3.7% | — |
| 9 | Alerus Financial, National Association 70 out of 100, Strong | 2 | 3.7% | 10.1% |
| 10 | FREEDOM MORTGAGE CORPORATION | 2 | 3.7% | — |
| 11 | Equity Prime Mortgage LLC | 2 | 3.7% | — |
| 12 | Frandsen Bank & Trust 71 out of 100, Strong | 2 | 3.7% | 7.9% |
| 13 | CMG MORTGAGE, INC. | 1 | 1.9% | — |
| 14 | The Huntington National Bank 59 out of 100, Moderate | 1 | 1.9% | 31.6% |
| 15 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 1 | 1.9% | 14.1% |
| 16 | Mortgage Research Center, LLC | 1 | 1.9% | — |
| 17 | U.S. Bank National Association 55 out of 100, Moderate | 1 | 1.9% | 39.5% |
| 18 | Midwest Bank 74 out of 100, Strong | 1 | 1.9% | 2.2% |
| 19 | BANKWEST, INC. 38 out of 100, Low | 1 | 1.9% | 48.6% |
| 20 | Old National Bank 59 out of 100, Moderate | 1 | 1.9% | 22.1% |
| 21 | SUN WEST MORTGAGE COMPANY, INC. | 1 | 1.9% | — |
| 22 | Bank Forward 70 out of 100, Strong | 1 | 1.9% | 1.3% |
| 23 | NextMortgage, LLC | 1 | 1.9% | — |
| 24 | Bell Bank 59 out of 100, Moderate | 1 | 1.9% | 7.1% |
| 25 | Unison Bank | 1 | 1.9% | — |
| 26 | CANOPY MORTGAGE, LLC | 1 | 1.9% | — |
| 27 | Bremer Bank, National Association | 1 | 1.9% | — |
Top 27 of 27 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in North Dakota
- Cass County 6,416 apps
- Burleigh County 3,346 apps
- Ward County 2,267 apps
- Grand Forks County 1,846 apps
- Stark County 1,278 apps
- Williams County 1,275 apps
- Morton County 1,201 apps
- Stutsman County 628 apps
- Richland County 515 apps
- McKenzie County 453 apps
- McLean County 274 apps
- Ramsey County 270 apps