North Dakota · HMDA 2025
Mortgage lenders in Ransom County, ND
41 lenders reported 105 home-loan applications in Ransom County in 2025. 59 closed as loans ($13.1M), 16 were denied — a 21.3% denial rate on decided applications, above the North Dakota rate of 13.6%. The three most active lenders handled 28% of applications, led by UNITED SHORE FINANCIAL SERVICES, LLC. 15 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 105
- Loans originated
- 59
- Purchase / refinance
- 35 / 22
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Ransom County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | UNITED SHORE FINANCIAL SERVICES, LLC | 15 | 14.3% | — |
| 2 | Old National Bank 59 out of 100, Moderate | 9 | 8.6% | 22.1% |
| 3 | Broker Solutions, Inc. | 5 | 4.8% | — |
| 4 | Rocket Mortgage, LLC | 5 | 4.8% | — |
| 5 | FIRST COMMUNITY CREDIT UNION | 5 | 4.8% | — |
| 6 | NEWREZ LLC | 4 | 3.8% | — |
| 7 | PENNYMAC LOAN SERVICES, LLC | 4 | 3.8% | — |
| 8 | GUARANTEED RATE, INC. | 4 | 3.8% | — |
| 9 | Bell Bank 59 out of 100, Moderate | 4 | 3.8% | 7.1% |
| 10 | AmeriSave Mortgage Corporation | 3 | 2.9% | — |
| 11 | U.S. Bank National Association 55 out of 100, Moderate | 3 | 2.9% | 39.5% |
| 12 | American Bank & Trust 72 out of 100, Strong | 3 | 2.9% | 16.0% |
| 13 | Gate City Bank | 3 | 2.9% | — |
| 14 | Bremer Bank, National Association | 3 | 2.9% | — |
| 15 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 2 | 1.9% | 14.1% |
| 16 | Citizens Bank, National Association 54 out of 100, Below average | 2 | 1.9% | 32.5% |
| 17 | Fairway Independent Mortgage Corporation | 2 | 1.9% | — |
| 18 | AgCountry Farm Credit Services, FLCA | 2 | 1.9% | — |
| 19 | FIGURE LENDING LLC | 2 | 1.9% | — |
| 20 | The Federal Savings Bank 51 out of 100, Below average | 2 | 1.9% | 19.1% |
| 21 | NATIONSTAR MORTGAGE LLC | 2 | 1.9% | — |
| 22 | Merchants Bank, National Association 73 out of 100, Strong | 2 | 1.9% | 5.9% |
| 23 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 1 | 1.0% | 22.2% |
| 24 | Loandepot.Com, LLC | 1 | 1.0% | — |
| 25 | Mortgage Research Center, LLC | 1 | 1.0% | — |
| 26 | Empeople Credit Union 58 out of 100, Moderate | 1 | 1.0% | 25.7% |
| 27 | Nations Lending Corporation | 1 | 1.0% | — |
| 28 | ROUNDPOINT MORTGAGE SERVICING LLC | 1 | 1.0% | — |
| 29 | TOWN AND COUNTRY Credit Union 64 out of 100, Moderate | 1 | 1.0% | 3.2% |
| 30 | Starion Bank 56 out of 100, Moderate | 1 | 1.0% | 3.1% |
| 31 | Cambria Financial Group, LLC | 1 | 1.0% | — |
| 32 | Granite Bank 53 out of 100, Below average | 1 | 1.0% | 6.2% |
| 33 | PLAZA HOME MORTGAGE, INC. | 1 | 1.0% | — |
| 34 | Plains Commerce Bank 59 out of 100, Moderate | 1 | 1.0% | 10.0% |
| 35 | LAKEVIEW LOAN SERVICING, LLC | 1 | 1.0% | — |
| 36 | MUTUAL OF OMAHA MORTGAGE, INC. | 1 | 1.0% | — |
| 37 | VALLEY MORTGAGE, INC. | 1 | 1.0% | — |
| 38 | First Dakota National Bank 72 out of 100, Strong | 1 | 1.0% | 4.8% |
| 39 | CARRINGTON MORTGAGE SERVICES, LLC | 1 | 1.0% | — |
| 40 | VILLAGE CAPITAL & INVESTMENT LLC | 1 | 1.0% | — |
Top 40 of 41 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in North Dakota
- Cass County 6,416 apps
- Burleigh County 3,346 apps
- Ward County 2,267 apps
- Grand Forks County 1,846 apps
- Stark County 1,278 apps
- Williams County 1,275 apps
- Morton County 1,201 apps
- Stutsman County 628 apps
- Richland County 515 apps
- McKenzie County 453 apps
- McLean County 274 apps
- Ramsey County 270 apps