Oklahoma · HMDA 2025
Mortgage lenders in Harper County, OK
25 lenders reported 33 home-loan applications in Harper County in 2025. 11 closed as loans ($1.6M), 10 were denied — a 43.5% denial rate on decided applications, above the Oklahoma rate of 22.6%. The three most active lenders handled 27% of applications, led by 21st Mortgage Corporation. 7 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 33
- Loans originated
- 11
- Purchase / refinance
- 8 / 2
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Harper County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 4 | 12.1% | — |
| 2 | GUILD MORTGAGE COMPANY | 3 | 9.1% | — |
| 3 | TRIAD FINANCIAL SERVICES, INC. | 2 | 6.1% | — |
| 4 | Rocket Mortgage, LLC | 2 | 6.1% | — |
| 5 | Great Plains National Bank | 2 | 6.1% | — |
| 6 | CMG MORTGAGE, INC. | 1 | 3.0% | — |
| 7 | NEWREZ LLC | 1 | 3.0% | — |
| 8 | Truist Bank 63 out of 100, Moderate | 1 | 3.0% | 40.8% |
| 9 | VANDERBILT MORTGAGE AND FINANCE, INC. | 1 | 3.0% | — |
| 10 | Broker Solutions, Inc. | 1 | 3.0% | — |
| 11 | Mortgage Research Center, LLC | 1 | 3.0% | — |
| 12 | Bank of America, National Association 59 out of 100, Moderate | 1 | 3.0% | 44.7% |
| 13 | U.S. Bank National Association 55 out of 100, Moderate | 1 | 3.0% | 39.5% |
| 14 | Oklahoma Educators Credit Union 72 out of 100, Strong | 1 | 3.0% | 16.2% |
| 15 | MORTGAGE INVESTMENT SERVICES CORPORATION | 1 | 3.0% | — |
| 16 | MidFirst Bank 34 out of 100, Low | 1 | 3.0% | 16.3% |
| 17 | Gateway First Bank 54 out of 100, Below average | 1 | 3.0% | 5.3% |
| 18 | INTERLINC MORTGAGE SERVICES, LLC | 1 | 3.0% | — |
| 19 | AMERICAN FINANCING CORPORATION | 1 | 3.0% | — |
| 20 | COUNTRYPLACE MORTGAGE, LTD. | 1 | 3.0% | — |
| 21 | First United Bank and Trust Company 50 out of 100, Below average | 1 | 3.0% | 8.1% |
| 22 | NATIONSTAR MORTGAGE LLC | 1 | 3.0% | — |
| 23 | VILLAGE CAPITAL & INVESTMENT LLC | 1 | 3.0% | — |
| 24 | OKLAHOMA'S CREDIT UNION | 1 | 3.0% | — |
| 25 | BETTER MORTGAGE CORPORATION | 1 | 3.0% | — |
Top 25 of 25 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Oklahoma
- Oklahoma County 31,396 apps
- Tulsa County 26,910 apps
- Cleveland County 12,096 apps
- Canadian County 10,422 apps
- Wagoner County 5,477 apps
- Comanche County 4,922 apps
- Rogers County 4,814 apps
- Creek County 3,455 apps
- Pottawatomie County 3,404 apps
- Logan County 3,335 apps
- Grady County 3,211 apps
- McClain County 2,878 apps