South Dakota · HMDA 2025
Mortgage lenders in Aurora County, SD
25 lenders reported 58 home-loan applications in Aurora County in 2025. 28 closed as loans ($5.0M), 7 were denied — a 20.0% denial rate on decided applications, above the South Dakota rate of 15.7%. The three most active lenders handled 40% of applications, led by Plains Commerce Bank. 9 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 58
- Loans originated
- 28
- Purchase / refinance
- 16 / 6
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Aurora County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Plains Commerce Bank 59 out of 100, Moderate | 11 | 19.0% | 10.0% |
| 2 | BANKWEST, INC. 38 out of 100, Low | 8 | 13.8% | 48.6% |
| 3 | American Bank & Trust 72 out of 100, Strong | 4 | 6.9% | 16.0% |
| 4 | CU MORTGAGE DIRECT, LLC | 4 | 6.9% | — |
| 5 | PENNYMAC LOAN SERVICES, LLC | 3 | 5.2% | — |
| 6 | NEWREZ LLC | 2 | 3.4% | — |
| 7 | Rocket Mortgage, LLC | 2 | 3.4% | — |
| 8 | BMO Bank National Association 83 out of 100, Strong | 2 | 3.4% | 40.5% |
| 9 | FIGURE LENDING LLC | 2 | 3.4% | — |
| 10 | AMERICAN FINANCIAL RESOURCES, INC. | 2 | 3.4% | — |
| 11 | PLANET HOME LENDING, LLC | 2 | 3.4% | — |
| 12 | First International Bank & Trust 52 out of 100, Below average | 2 | 3.4% | 5.8% |
| 13 | CHURCHILL MORTGAGE CORPORATION | 2 | 3.4% | — |
| 14 | UNITED SHORE FINANCIAL SERVICES, LLC | 1 | 1.7% | — |
| 15 | Mortgage Research Center, LLC | 1 | 1.7% | — |
| 16 | CorTrust Bank National Association 62 out of 100, Moderate | 1 | 1.7% | 8.4% |
| 17 | Farm Credit Mid-America | 1 | 1.7% | — |
| 18 | NATIONSTAR MORTGAGE LLC | 1 | 1.7% | — |
| 19 | Equity Prime Mortgage LLC | 1 | 1.7% | — |
| 20 | VOYAGE FEDERAL CREDIT UNION 66 out of 100, Moderate | 1 | 1.7% | 13.3% |
| 21 | LAKEVIEW LOAN SERVICING, LLC | 1 | 1.7% | — |
| 22 | First Dakota National Bank 72 out of 100, Strong | 1 | 1.7% | 4.8% |
| 23 | First PREMIER Bank 85 out of 100, Very strong | 1 | 1.7% | 18.8% |
| 24 | PHH Mortgage Corporation | 1 | 1.7% | — |
| 25 | CORTRUST MORTGAGE, INC. | 1 | 1.7% | — |
Top 25 of 25 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in South Dakota
- Minnehaha County 7,814 apps
- Pennington County 4,670 apps
- Lincoln County 3,235 apps
- Meade County 1,290 apps
- Lawrence County 1,227 apps
- Codington County 939 apps
- Brookings County 864 apps
- Brown County 789 apps
- Yankton County 613 apps
- Union County 573 apps
- Hughes County 570 apps
- Davison County 554 apps