South Dakota · HMDA 2025
Mortgage lenders in Bon Homme County, SD
53 lenders reported 151 home-loan applications in Bon Homme County in 2025. 72 closed as loans ($13.9M), 25 were denied — a 24.0% denial rate on decided applications, above the South Dakota rate of 15.7%. The three most active lenders handled 24% of applications, led by First Dakota National Bank. 16 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 151
- Loans originated
- 72
- Purchase / refinance
- 42 / 22
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Bon Homme County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | First Dakota National Bank 72 out of 100, Strong | 18 | 11.9% | 4.8% |
| 2 | Rocket Mortgage, LLC | 12 | 7.9% | — |
| 3 | Citizens Bank, National Association 54 out of 100, Below average | 6 | 4.0% | 32.5% |
| 4 | Mortgage Research Center, LLC | 6 | 4.0% | — |
| 5 | First National Bank of Omaha 72 out of 100, Strong | 6 | 4.0% | 25.9% |
| 6 | NEWREZ LLC | 5 | 3.3% | — |
| 7 | CROSSCOUNTRY MORTGAGE, INC. | 5 | 3.3% | — |
| 8 | CORTRUST MORTGAGE, INC. | 5 | 3.3% | — |
| 9 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 4 | 2.6% | 14.1% |
| 10 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 4 | 2.6% | 22.2% |
| 11 | Loandepot.Com, LLC | 4 | 2.6% | — |
| 12 | CorTrust Bank National Association 62 out of 100, Moderate | 4 | 2.6% | 8.4% |
| 13 | FIGURE LENDING LLC | 4 | 2.6% | — |
| 14 | BANKWEST, INC. 38 out of 100, Low | 4 | 2.6% | 48.6% |
| 15 | Farm Credit Mid-America | 4 | 2.6% | — |
| 16 | Plains Commerce Bank 59 out of 100, Moderate | 4 | 2.6% | 10.0% |
| 17 | CU MORTGAGE DIRECT, LLC | 4 | 2.6% | — |
| 18 | First PREMIER Bank 85 out of 100, Very strong | 4 | 2.6% | 18.8% |
| 19 | Broker Solutions, Inc. | 3 | 2.0% | — |
| 20 | First National Bank 84 out of 100, Strong | 3 | 2.0% | 8.4% |
| 21 | Dacotah Bank 55 out of 100, Moderate | 3 | 2.0% | 6.4% |
| 22 | Navy Federal Credit Union 66 out of 100, Moderate | 2 | 1.3% | 32.9% |
| 23 | Discover Bank | 2 | 1.3% | — |
| 24 | PLANET HOME LENDING, LLC | 2 | 1.3% | — |
| 25 | NEW DAY FINANCIAL, LLC | 2 | 1.3% | — |
| 26 | WEST GATE BANK 72 out of 100, Strong | 2 | 1.3% | 4.8% |
| 27 | First Interstate Bank 62 out of 100, Moderate | 2 | 1.3% | 29.4% |
| 28 | Gate City Bank | 2 | 1.3% | — |
| 29 | 21st Mortgage Corporation | 1 | 0.7% | — |
| 30 | Fairway Independent Mortgage Corporation | 1 | 0.7% | — |
| 31 | UNITED SHORE FINANCIAL SERVICES, LLC | 1 | 0.7% | — |
| 32 | PENNYMAC LOAN SERVICES, LLC | 1 | 0.7% | — |
| 33 | GUARANTEED RATE, INC. | 1 | 0.7% | — |
| 34 | AmeriSave Mortgage Corporation | 1 | 0.7% | — |
| 35 | TRIAD FINANCIAL SERVICES, INC. | 1 | 0.7% | — |
| 36 | SPRING EQ, LLC | 1 | 0.7% | — |
| 37 | U.S. Bank National Association 55 out of 100, Moderate | 1 | 0.7% | 39.5% |
| 38 | Frontier Bank | 1 | 0.7% | — |
| 39 | HOMEBRIDGE FINANCIAL SERVICES, INC. | 1 | 0.7% | — |
| 40 | Cornerstone Bank 47 out of 100, Below average | 1 | 0.7% | 2.0% |
Top 40 of 53 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in South Dakota
- Minnehaha County 7,814 apps
- Pennington County 4,670 apps
- Lincoln County 3,235 apps
- Meade County 1,290 apps
- Lawrence County 1,227 apps
- Codington County 939 apps
- Brookings County 864 apps
- Brown County 789 apps
- Yankton County 613 apps
- Union County 573 apps
- Hughes County 570 apps
- Davison County 554 apps