South Dakota · HMDA 2025
Mortgage lenders in Day County, SD
50 lenders reported 131 home-loan applications in Day County in 2025. 74 closed as loans ($15.9M), 20 were denied — a 21.1% denial rate on decided applications, above the South Dakota rate of 15.7%. The three most active lenders handled 33% of applications, led by Dacotah Bank. 18 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 131
- Loans originated
- 74
- Purchase / refinance
- 36 / 22
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Day County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Dacotah Bank 55 out of 100, Moderate | 24 | 18.3% | 6.4% |
| 2 | CorTrust Bank National Association 62 out of 100, Moderate | 12 | 9.2% | 8.4% |
| 3 | First PREMIER Bank 85 out of 100, Very strong | 7 | 5.3% | 18.8% |
| 4 | GUARANTEED RATE, INC. | 6 | 4.6% | — |
| 5 | Plains Commerce Bank 59 out of 100, Moderate | 5 | 3.8% | 10.0% |
| 6 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 4 | 3.1% | 14.1% |
| 7 | ANGEL OAK MORTGAGE SOLUTIONS LLC | 4 | 3.1% | — |
| 8 | CORTRUST MORTGAGE, INC. | 4 | 3.1% | — |
| 9 | Navy Federal Credit Union 66 out of 100, Moderate | 3 | 2.3% | 32.9% |
| 10 | Citizens Bank, National Association 54 out of 100, Below average | 3 | 2.3% | 32.5% |
| 11 | AmeriSave Mortgage Corporation | 3 | 2.3% | — |
| 12 | Rocket Mortgage, LLC | 3 | 2.3% | — |
| 13 | First Bank & Trust 70 out of 100, Strong | 3 | 2.3% | 14.9% |
| 14 | FREEDOM MORTGAGE CORPORATION | 3 | 2.3% | — |
| 15 | NEW DAY FINANCIAL, LLC | 3 | 2.3% | — |
| 16 | First Interstate Bank 62 out of 100, Moderate | 3 | 2.3% | 29.4% |
| 17 | 21st Mortgage Corporation | 2 | 1.5% | — |
| 18 | Fairway Independent Mortgage Corporation | 2 | 1.5% | — |
| 19 | Loandepot.Com, LLC | 2 | 1.5% | — |
| 20 | PENNYMAC LOAN SERVICES, LLC | 2 | 1.5% | — |
| 21 | American Bank & Trust 72 out of 100, Strong | 2 | 1.5% | 16.0% |
| 22 | Levo Federal Credit Union 64 out of 100, Moderate | 2 | 1.5% | 7.8% |
| 23 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 2 | 1.5% | — |
| 24 | CMG MORTGAGE, INC. | 1 | 0.8% | — |
| 25 | NEWREZ LLC | 1 | 0.8% | — |
| 26 | Mortgage Research Center, LLC | 1 | 0.8% | — |
| 27 | U.S. Bank National Association 55 out of 100, Moderate | 1 | 0.8% | 39.5% |
| 28 | AMERIHOME MORTGAGE COMPANY, LLC | 1 | 0.8% | — |
| 29 | Service Federal Credit Union 52 out of 100, Below average | 1 | 0.8% | 30.5% |
| 30 | First Savings Bank 83 out of 100, Strong | 1 | 0.8% | 16.1% |
| 31 | FIGURE LENDING LLC | 1 | 0.8% | — |
| 32 | The Federal Savings Bank 51 out of 100, Below average | 1 | 0.8% | 19.1% |
| 33 | COMMUNITYAMERICA CREDIT UNION | 1 | 0.8% | — |
| 34 | First International Bank & Trust 52 out of 100, Below average | 1 | 0.8% | 5.8% |
| 35 | BANKWEST, INC. 38 out of 100, Low | 1 | 0.8% | 48.6% |
| 36 | Farm Credit Mid-America | 1 | 0.8% | — |
| 37 | REDWOOD RESIDENTIAL ACQUISITION CORPORATION | 1 | 0.8% | — |
| 38 | Builder Finance Inc. | 1 | 0.8% | — |
| 39 | CHARTER WEST BANK 68 out of 100, Moderate | 1 | 0.8% | 8.6% |
| 40 | NATIONSTAR MORTGAGE LLC | 1 | 0.8% | — |
Top 40 of 50 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in South Dakota
- Minnehaha County 7,814 apps
- Pennington County 4,670 apps
- Lincoln County 3,235 apps
- Meade County 1,290 apps
- Lawrence County 1,227 apps
- Codington County 939 apps
- Brookings County 864 apps
- Brown County 789 apps
- Yankton County 613 apps
- Union County 573 apps
- Hughes County 570 apps
- Davison County 554 apps