South Dakota · HMDA 2025
Mortgage lenders in Gregory County, SD
35 lenders reported 86 home-loan applications in Gregory County in 2025. 39 closed as loans ($8.0M), 22 were denied — a 35.5% denial rate on decided applications, above the South Dakota rate of 15.7%. The three most active lenders handled 36% of applications, led by BANKWEST, INC.. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 86
- Loans originated
- 39
- Purchase / refinance
- 20 / 13
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Gregory County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | BANKWEST, INC. 38 out of 100, Low | 17 | 19.8% | 48.6% |
| 2 | Rocket Mortgage, LLC | 7 | 8.1% | — |
| 3 | Plains Commerce Bank 59 out of 100, Moderate | 7 | 8.1% | 10.0% |
| 4 | Mortgage Research Center, LLC | 6 | 7.0% | — |
| 5 | CU MORTGAGE DIRECT, LLC | 6 | 7.0% | — |
| 6 | UNITED SHORE FINANCIAL SERVICES, LLC | 4 | 4.7% | — |
| 7 | Merchants Bank, National Association 73 out of 100, Strong | 3 | 3.5% | 5.9% |
| 8 | NEWREZ LLC | 2 | 2.3% | — |
| 9 | AmeriSave Mortgage Corporation | 2 | 2.3% | — |
| 10 | U.S. Bank National Association 55 out of 100, Moderate | 2 | 2.3% | 39.5% |
| 11 | First International Bank & Trust 52 out of 100, Below average | 2 | 2.3% | 5.8% |
| 12 | NATIONSTAR MORTGAGE LLC | 2 | 2.3% | — |
| 13 | FREEDOM MORTGAGE CORPORATION | 2 | 2.3% | — |
| 14 | First Interstate Bank 62 out of 100, Moderate | 2 | 2.3% | 29.4% |
| 15 | Sunrise Banks, National Association | 2 | 2.3% | — |
| 16 | CMG MORTGAGE, INC. | 1 | 1.2% | — |
| 17 | Navy Federal Credit Union 66 out of 100, Moderate | 1 | 1.2% | 32.9% |
| 18 | 21st Mortgage Corporation | 1 | 1.2% | — |
| 19 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 1 | 1.2% | 14.1% |
| 20 | Loandepot.Com, LLC | 1 | 1.2% | — |
| 21 | Broker Solutions, Inc. | 1 | 1.2% | — |
| 22 | Discover Bank | 1 | 1.2% | — |
| 23 | PENNYMAC LOAN SERVICES, LLC | 1 | 1.2% | — |
| 24 | A&D Mortgage LLC | 1 | 1.2% | — |
| 25 | FIGURE LENDING LLC | 1 | 1.2% | — |
| 26 | SOFI BANK, NATIONAL ASSOCIATION | 1 | 1.2% | — |
| 27 | Reliabank Dakota 71 out of 100, Strong | 1 | 1.2% | 7.4% |
| 28 | BLACK HILLS FEDERAL CREDIT UNION 63 out of 100, Moderate | 1 | 1.2% | 27.1% |
| 29 | MORTGAGE SOLUTIONS OF COLORADO, LLC | 1 | 1.2% | — |
| 30 | WEST GATE BANK 72 out of 100, Strong | 1 | 1.2% | 4.8% |
| 31 | TOWNE MORTGAGE COMPANY | 1 | 1.2% | — |
| 32 | The Central Trust Bank 69 out of 100, Moderate | 1 | 1.2% | 10.4% |
| 33 | FOUR POINTS | 1 | 1.2% | — |
| 34 | First National Bank of Omaha 72 out of 100, Strong | 1 | 1.2% | 25.9% |
| 35 | The First National Bank in Sioux Falls 67 out of 100, Moderate | 1 | 1.2% | 2.1% |
Top 35 of 35 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in South Dakota
- Minnehaha County 7,814 apps
- Pennington County 4,670 apps
- Lincoln County 3,235 apps
- Meade County 1,290 apps
- Lawrence County 1,227 apps
- Codington County 939 apps
- Brookings County 864 apps
- Brown County 789 apps
- Yankton County 613 apps
- Union County 573 apps
- Hughes County 570 apps
- Davison County 554 apps