South Dakota · HMDA 2025
Mortgage lenders in Butte County, SD
66 lenders reported 430 home-loan applications in Butte County in 2025. 235 closed as loans ($55.1M), 59 were denied — a 19.4% denial rate on decided applications, above the South Dakota rate of 15.7%. The three most active lenders handled 23% of applications, led by BLACK HILLS FEDERAL CREDIT UNION. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 430
- Loans originated
- 235
- Purchase / refinance
- 137 / 67
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Butte County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | BLACK HILLS FEDERAL CREDIT UNION 63 out of 100, Moderate | 39 | 9.1% | 27.1% |
| 2 | CMG MORTGAGE, INC. | 35 | 8.1% | — |
| 3 | UNITED SHORE FINANCIAL SERVICES, LLC | 27 | 6.3% | — |
| 4 | Gateway First Bank 54 out of 100, Below average | 26 | 6.0% | 5.3% |
| 5 | Rocket Mortgage, LLC | 24 | 5.6% | — |
| 6 | PENNYMAC LOAN SERVICES, LLC | 19 | 4.4% | — |
| 7 | Pioneer Bank & Trust 81 out of 100, Strong | 19 | 4.4% | 10.1% |
| 8 | First Interstate Bank 62 out of 100, Moderate | 17 | 4.0% | 29.4% |
| 9 | Granite Bank 53 out of 100, Below average | 16 | 3.7% | 6.2% |
| 10 | BANKWEST, INC. 38 out of 100, Low | 15 | 3.5% | 48.6% |
| 11 | Mortgage Research Center, LLC | 13 | 3.0% | — |
| 12 | Black Hills Community Bank, N.A. | 11 | 2.6% | — |
| 13 | NEWREZ LLC | 10 | 2.3% | — |
| 14 | FIGURE LENDING LLC | 9 | 2.1% | — |
| 15 | Plains Commerce Bank 59 out of 100, Moderate | 8 | 1.9% | 10.0% |
| 16 | NORTHERN HILLS FEDERAL CREDIT UNION 66 out of 100, Moderate | 8 | 1.9% | 17.9% |
| 17 | FREEDOM MORTGAGE CORPORATION | 7 | 1.6% | — |
| 18 | U.S. Bank National Association 55 out of 100, Moderate | 6 | 1.4% | 39.5% |
| 19 | NATIONSTAR MORTGAGE LLC | 6 | 1.4% | — |
| 20 | KIND LENDING, LLC | 6 | 1.4% | — |
| 21 | NEW DAY FINANCIAL, LLC | 6 | 1.4% | — |
| 22 | Navy Federal Credit Union 66 out of 100, Moderate | 5 | 1.2% | 32.9% |
| 23 | AMERIHOME MORTGAGE COMPANY, LLC | 5 | 1.2% | — |
| 24 | First National Bank 84 out of 100, Strong | 5 | 1.2% | 8.4% |
| 25 | Servion, Inc. | 5 | 1.2% | — |
| 26 | CARRINGTON MORTGAGE SERVICES, LLC | 5 | 1.2% | — |
| 27 | GUARANTEED RATE, INC. | 4 | 0.9% | — |
| 28 | PLANET HOME LENDING, LLC | 4 | 0.9% | — |
| 29 | AMERICAN FINANCING CORPORATION | 4 | 0.9% | — |
| 30 | PHH Mortgage Corporation | 4 | 0.9% | — |
| 31 | 21st Mortgage Corporation | 3 | 0.7% | — |
| 32 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 3 | 0.7% | 14.1% |
| 33 | Broker Solutions, Inc. | 3 | 0.7% | — |
| 34 | Discover Bank | 3 | 0.7% | — |
| 35 | AmeriSave Mortgage Corporation | 3 | 0.7% | — |
| 36 | HOMEBRIDGE FINANCIAL SERVICES, INC. | 3 | 0.7% | — |
| 37 | Equity Prime Mortgage LLC | 3 | 0.7% | — |
| 38 | MUTUAL OF OMAHA MORTGAGE, INC. | 3 | 0.7% | — |
| 39 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 2 | 0.5% | 22.2% |
| 40 | Bank of America, National Association 59 out of 100, Moderate | 2 | 0.5% | 44.7% |
Top 40 of 66 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in South Dakota
- Minnehaha County 7,814 apps
- Pennington County 4,670 apps
- Lincoln County 3,235 apps
- Meade County 1,290 apps
- Lawrence County 1,227 apps
- Codington County 939 apps
- Brookings County 864 apps
- Brown County 789 apps
- Yankton County 613 apps
- Union County 573 apps
- Hughes County 570 apps
- Davison County 554 apps