South Dakota · HMDA 2025
Mortgage lenders in Moody County, SD
53 lenders reported 187 home-loan applications in Moody County in 2025. 92 closed as loans ($20.4M), 32 were denied — a 25.4% denial rate on decided applications, above the South Dakota rate of 15.7%. The three most active lenders handled 29% of applications, led by First PREMIER Bank. 18 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 187
- Loans originated
- 92
- Purchase / refinance
- 47 / 31
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Moody County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | First PREMIER Bank 85 out of 100, Very strong | 21 | 11.2% | 18.8% |
| 2 | Plains Commerce Bank 59 out of 100, Moderate | 18 | 9.6% | 10.0% |
| 3 | First Bank & Trust 70 out of 100, Strong | 15 | 8.0% | 14.9% |
| 4 | The First National Bank in Sioux Falls 67 out of 100, Moderate | 14 | 7.5% | 2.1% |
| 5 | Citizens Bank, National Association 54 out of 100, Below average | 11 | 5.9% | 32.5% |
| 6 | BANKWEST, INC. 38 out of 100, Low | 7 | 3.7% | 48.6% |
| 7 | Mortgage Research Center, LLC | 6 | 3.2% | — |
| 8 | First Interstate Bank 62 out of 100, Moderate | 6 | 3.2% | 29.4% |
| 9 | 21st Mortgage Corporation | 5 | 2.7% | — |
| 10 | AmeriSave Mortgage Corporation | 5 | 2.7% | — |
| 11 | Rocket Mortgage, LLC | 5 | 2.7% | — |
| 12 | Farm Credit Mid-America | 4 | 2.1% | — |
| 13 | NEW DAY FINANCIAL, LLC | 4 | 2.1% | — |
| 14 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 3 | 1.6% | 22.2% |
| 15 | AMERIHOME MORTGAGE COMPANY, LLC | 3 | 1.6% | — |
| 16 | PLANET HOME LENDING, LLC | 3 | 1.6% | — |
| 17 | FREEDOM MORTGAGE CORPORATION | 3 | 1.6% | — |
| 18 | American Bank & Trust 72 out of 100, Strong | 3 | 1.6% | 16.0% |
| 19 | CARRINGTON MORTGAGE SERVICES, LLC | 3 | 1.6% | — |
| 20 | SERVICE FIRST FEDERAL CREDIT UNION 65 out of 100, Moderate | 3 | 1.6% | 7.4% |
| 21 | Coastal Community Bank 35 out of 100, Low | 3 | 1.6% | 3.0% |
| 22 | Navy Federal Credit Union 66 out of 100, Moderate | 2 | 1.1% | 32.9% |
| 23 | UNITED SHORE FINANCIAL SERVICES, LLC | 2 | 1.1% | — |
| 24 | PENNYMAC LOAN SERVICES, LLC | 2 | 1.1% | — |
| 25 | CorTrust Bank National Association 62 out of 100, Moderate | 2 | 1.1% | 8.4% |
| 26 | Click n' Close, Inc. | 2 | 1.1% | — |
| 27 | LoanUnited.com, LLC | 2 | 1.1% | — |
| 28 | CU MORTGAGE DIRECT, LLC | 2 | 1.1% | — |
| 29 | MISSION LOANS, LLC | 2 | 1.1% | — |
| 30 | CORTRUST MORTGAGE, INC. | 2 | 1.1% | — |
| 31 | Arvest Bank 57 out of 100, Moderate | 2 | 1.1% | 18.5% |
| 32 | CMG MORTGAGE, INC. | 1 | 0.5% | — |
| 33 | NEWREZ LLC | 1 | 0.5% | — |
| 34 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 1 | 0.5% | 14.1% |
| 35 | Broker Solutions, Inc. | 1 | 0.5% | — |
| 36 | Discover Bank | 1 | 0.5% | — |
| 37 | GUARANTEED RATE, INC. | 1 | 0.5% | — |
| 38 | Bank of America, National Association 59 out of 100, Moderate | 1 | 0.5% | 44.7% |
| 39 | The Federal Savings Bank 51 out of 100, Below average | 1 | 0.5% | 19.1% |
| 40 | First International Bank & Trust 52 out of 100, Below average | 1 | 0.5% | 5.8% |
Top 40 of 53 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in South Dakota
- Minnehaha County 7,814 apps
- Pennington County 4,670 apps
- Lincoln County 3,235 apps
- Meade County 1,290 apps
- Lawrence County 1,227 apps
- Codington County 939 apps
- Brookings County 864 apps
- Brown County 789 apps
- Yankton County 613 apps
- Union County 573 apps
- Hughes County 570 apps
- Davison County 554 apps