South Dakota · HMDA 2025
Mortgage lenders in Sully County, SD
26 lenders reported 50 home-loan applications in Sully County in 2025. 29 closed as loans ($5.6M), 6 were denied — a 17.1% denial rate on decided applications, above the South Dakota rate of 15.7%. The three most active lenders handled 38% of applications, led by BANKWEST, INC.. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 50
- Loans originated
- 29
- Purchase / refinance
- 23 / 5
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Sully County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | BANKWEST, INC. 38 out of 100, Low | 12 | 24.0% | 48.6% |
| 2 | First National Bank 84 out of 100, Strong | 4 | 8.0% | 8.4% |
| 3 | NEWREZ LLC | 3 | 6.0% | — |
| 4 | Rocket Mortgage, LLC | 3 | 6.0% | — |
| 5 | First Bank & Trust 70 out of 100, Strong | 3 | 6.0% | 14.9% |
| 6 | BLACK HILLS FEDERAL CREDIT UNION 63 out of 100, Moderate | 3 | 6.0% | 27.1% |
| 7 | Fairway Independent Mortgage Corporation | 2 | 4.0% | — |
| 8 | WEST GATE BANK 72 out of 100, Strong | 2 | 4.0% | 4.8% |
| 9 | 21st Mortgage Corporation | 1 | 2.0% | — |
| 10 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 1 | 2.0% | 14.1% |
| 11 | Citizens Bank, National Association 54 out of 100, Below average | 1 | 2.0% | 32.5% |
| 12 | Mortgage Research Center, LLC | 1 | 2.0% | — |
| 13 | U.S. Bank National Association 55 out of 100, Moderate | 1 | 2.0% | 39.5% |
| 14 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 1 | 2.0% | — |
| 15 | The Federal Savings Bank 51 out of 100, Below average | 1 | 2.0% | 19.1% |
| 16 | PLANET HOME LENDING, LLC | 1 | 2.0% | — |
| 17 | NATIONSTAR MORTGAGE LLC | 1 | 2.0% | — |
| 18 | AMERICAN PACIFIC MORTGAGE CORPORATION | 1 | 2.0% | — |
| 19 | Plains Commerce Bank 59 out of 100, Moderate | 1 | 2.0% | 10.0% |
| 20 | American Bank & Trust 72 out of 100, Strong | 1 | 2.0% | 16.0% |
| 21 | First Dakota National Bank 72 out of 100, Strong | 1 | 2.0% | 4.8% |
| 22 | TOWNE MORTGAGE COMPANY | 1 | 2.0% | — |
| 23 | CARRINGTON MORTGAGE SERVICES, LLC | 1 | 2.0% | — |
| 24 | Dacotah Bank 55 out of 100, Moderate | 1 | 2.0% | 6.4% |
| 25 | MISSION LOANS, LLC | 1 | 2.0% | — |
| 26 | PHH Mortgage Corporation | 1 | 2.0% | — |
Top 26 of 26 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in South Dakota
- Minnehaha County 7,814 apps
- Pennington County 4,670 apps
- Lincoln County 3,235 apps
- Meade County 1,290 apps
- Lawrence County 1,227 apps
- Codington County 939 apps
- Brookings County 864 apps
- Brown County 789 apps
- Yankton County 613 apps
- Union County 573 apps
- Hughes County 570 apps
- Davison County 554 apps