Texas · HMDA 2025
Mortgage lenders in Cochran County, TX
13 lenders reported 26 home-loan applications in Cochran County in 2025. 9 closed as loans ($1.0M), 8 were denied — a 44.4% denial rate on decided applications, above the Texas rate of 24.7%. The three most active lenders handled 54% of applications, led by 21st Mortgage Corporation. 3 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 26
- Loans originated
- 9
- Purchase / refinance
- 7 / 1
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Cochran County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 8 | 30.8% | — |
| 2 | City Bank 75 out of 100, Strong | 4 | 15.4% | 16.6% |
| 3 | VANDERBILT MORTGAGE AND FINANCE, INC. | 2 | 7.7% | — |
| 4 | TRIAD FINANCIAL SERVICES, INC. | 2 | 7.7% | — |
| 5 | FLAT BRANCH MORTGAGE, INC. | 2 | 7.7% | — |
| 6 | NEWREZ LLC | 1 | 3.8% | — |
| 7 | UNITED SHORE FINANCIAL SERVICES, LLC | 1 | 3.8% | — |
| 8 | Broker Solutions, Inc. | 1 | 3.8% | — |
| 9 | GUILD MORTGAGE COMPANY | 1 | 3.8% | — |
| 10 | MidFirst Bank 34 out of 100, Low | 1 | 3.8% | 16.3% |
| 11 | Amarillo National Bank 62 out of 100, Moderate | 1 | 3.8% | 14.9% |
| 12 | T2 FINANCIAL LLC | 1 | 3.8% | — |
| 13 | UNION HOME MORTGAGE CORP. | 1 | 3.8% | — |
Top 13 of 13 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Texas
- Harris County 136,651 apps
- Bexar County 80,138 apps
- Tarrant County 70,673 apps
- Dallas County 66,728 apps
- Collin County 61,647 apps
- Denton County 51,801 apps
- Montgomery County 43,065 apps
- Travis County 40,887 apps
- Fort Bend County 37,670 apps
- Williamson County 34,119 apps
- El Paso County 27,236 apps
- Hidalgo County 20,066 apps