Texas · HMDA 2025
Mortgage lenders in Collin County, TX
723 lenders reported 61,647 home-loan applications in Collin County in 2025. 31,211 closed as loans ($13.8B), 7,580 were denied — a 18.8% denial rate on decided applications, below the Texas rate of 24.7%. The three most active lenders handled 19% of applications, led by UNITED SHORE FINANCIAL SERVICES, LLC. 10 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 61,647
- Loans originated
- 31,211
- Purchase / refinance
- 19,913 / 8,903
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Collin County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | UNITED SHORE FINANCIAL SERVICES, LLC | 5,795 | 9.4% | — |
| 2 | PENNYMAC LOAN SERVICES, LLC | 3,746 | 6.1% | — |
| 3 | Rocket Mortgage, LLC | 2,341 | 3.8% | — |
| 4 | DHI MORTGAGE COMPANY, LTD. | 2,317 | 3.8% | — |
| 5 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 2,022 | 3.3% | 14.1% |
| 6 | LENNAR MORTGAGE, LLC | 1,625 | 2.6% | — |
| 7 | NEWREZ LLC | 1,585 | 2.6% | — |
| 8 | Bank of America, National Association 59 out of 100, Moderate | 1,538 | 2.5% | 44.7% |
| 9 | AMERIHOME MORTGAGE COMPANY, LLC | 1,430 | 2.3% | — |
| 10 | Loandepot.Com, LLC | 1,322 | 2.1% | — |
| 11 | LAKEVIEW LOAN SERVICING, LLC | 1,008 | 1.6% | — |
| 12 | FREEDOM MORTGAGE CORPORATION | 968 | 1.6% | — |
| 13 | NATIONSTAR MORTGAGE LLC | 934 | 1.5% | — |
| 14 | Frost Bank 66 out of 100, Moderate | 932 | 1.5% | 43.5% |
| 15 | CROSSCOUNTRY MORTGAGE, INC. | 884 | 1.4% | — |
| 16 | CREDIT UNION OF TEXAS 43 out of 100, Below average | 775 | 1.3% | 32.5% |
| 17 | CORNERSTONE CAPITAL BANK, SSB 32 out of 100, Low | 696 | 1.1% | 2.2% |
| 18 | Truist Bank 63 out of 100, Moderate | 662 | 1.1% | 40.8% |
| 19 | RANDOLPH-BROOKS FEDERAL CREDIT UNION 76 out of 100, Strong | 652 | 1.1% | 14.3% |
| 20 | CMG MORTGAGE, INC. | 622 | 1.0% | — |
| 21 | SFMC, LP | 609 | 1.0% | — |
| 22 | GUARANTEED RATE, INC. | 607 | 1.0% | — |
| 23 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | 583 | 0.9% | — |
| 24 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 564 | 0.9% | — |
| 25 | EVERETT FINANCIAL, INC. | 547 | 0.9% | — |
| 26 | U.S. Bank National Association 55 out of 100, Moderate | 519 | 0.8% | 39.5% |
| 27 | PHH Mortgage Corporation | 515 | 0.8% | — |
| 28 | VELOCIO MORTGAGE L.L.C. | 512 | 0.8% | — |
| 29 | PNC Bank, National Association 62 out of 100, Moderate | 510 | 0.8% | 33.8% |
| 30 | PULTE MORTGAGE LLC | 508 | 0.8% | — |
| 31 | TEXANS | 508 | 0.8% | — |
| 32 | SPRING EQ, LLC | 507 | 0.8% | — |
| 33 | Paramount Residential Mortgage Group, Inc. | 504 | 0.8% | — |
| 34 | PROVIDENT FUNDING ASSOCIATES, L.P. | 500 | 0.8% | — |
| 35 | Navy Federal Credit Union 66 out of 100, Moderate | 482 | 0.8% | 32.9% |
| 36 | THE LOAN STORE, INC. | 440 | 0.7% | — |
| 37 | UNION HOME MORTGAGE CORP. | 410 | 0.7% | — |
| 38 | HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 408 | 0.7% | — |
| 39 | Discover Bank | 398 | 0.6% | — |
| 40 | PLANET HOME LENDING, LLC | 389 | 0.6% | — |
Top 40 of 723 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Texas
- Harris County 136,651 apps
- Bexar County 80,138 apps
- Tarrant County 70,673 apps
- Dallas County 66,728 apps
- Denton County 51,801 apps
- Montgomery County 43,065 apps
- Travis County 40,887 apps
- Fort Bend County 37,670 apps
- Williamson County 34,119 apps
- El Paso County 27,236 apps
- Hidalgo County 20,066 apps
- Bell County 18,404 apps