Texas · HMDA 2025
Mortgage lenders in Travis County, TX
685 lenders reported 40,887 home-loan applications in Travis County in 2025. 20,147 closed as loans ($10.9B), 5,677 were denied — a 21.0% denial rate on decided applications, below the Texas rate of 24.7%. The three most active lenders handled 13% of applications, led by UNITED SHORE FINANCIAL SERVICES, LLC. 11 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 40,887
- Loans originated
- 20,147
- Purchase / refinance
- 13,478 / 4,658
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Travis County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | UNITED SHORE FINANCIAL SERVICES, LLC | 1,975 | 4.8% | — |
| 2 | PENNYMAC LOAN SERVICES, LLC | 1,653 | 4.0% | — |
| 3 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 1,585 | 3.9% | 14.1% |
| 4 | Rocket Mortgage, LLC | 1,449 | 3.5% | — |
| 5 | CMG MORTGAGE, INC. | 1,265 | 3.1% | — |
| 6 | RANDOLPH-BROOKS FEDERAL CREDIT UNION 76 out of 100, Strong | 1,171 | 2.9% | 14.3% |
| 7 | Frost Bank 66 out of 100, Moderate | 967 | 2.4% | 43.5% |
| 8 | NEWREZ LLC | 934 | 2.3% | — |
| 9 | Bank of America, National Association 59 out of 100, Moderate | 926 | 2.3% | 44.7% |
| 10 | UNIVERSITY Federal Credit Union | 901 | 2.2% | — |
| 11 | AMERIHOME MORTGAGE COMPANY, LLC | 739 | 1.8% | — |
| 12 | A+ Federal Credit Union 61 out of 100, Moderate | 610 | 1.5% | 47.2% |
| 13 | LOANPEOPLE, LLC | 609 | 1.5% | — |
| 14 | Fairway Independent Mortgage Corporation | 603 | 1.5% | — |
| 15 | Truist Bank 63 out of 100, Moderate | 564 | 1.4% | 40.8% |
| 16 | Taylor Morrison Home Funding, Inc. | 561 | 1.4% | — |
| 17 | NATIONSTAR MORTGAGE LLC | 533 | 1.3% | — |
| 18 | Loandepot.Com, LLC | 523 | 1.3% | — |
| 19 | LAKEVIEW LOAN SERVICING, LLC | 518 | 1.3% | — |
| 20 | First United Bank and Trust Company 50 out of 100, Below average | 495 | 1.2% | 8.1% |
| 21 | TRIAD FINANCIAL SERVICES, INC. | 465 | 1.1% | — |
| 22 | FREEDOM MORTGAGE CORPORATION | 460 | 1.1% | — |
| 23 | GUARANTEED RATE, INC. | 436 | 1.1% | — |
| 24 | PNC Bank, National Association 62 out of 100, Moderate | 421 | 1.0% | 33.8% |
| 25 | Cadence Bank | 395 | 1.0% | — |
| 26 | DHI MORTGAGE COMPANY, LTD. | 390 | 1.0% | — |
| 27 | AUSTIN TELCO | 344 | 0.8% | — |
| 28 | U.S. Bank National Association 55 out of 100, Moderate | 339 | 0.8% | 39.5% |
| 29 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 334 | 0.8% | 22.2% |
| 30 | 21st Mortgage Corporation | 315 | 0.8% | — |
| 31 | Broker Solutions, Inc. | 307 | 0.8% | — |
| 32 | CROSSCOUNTRY MORTGAGE, INC. | 289 | 0.7% | — |
| 33 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 285 | 0.7% | — |
| 34 | Amplify | 285 | 0.7% | — |
| 35 | Citibank, National Association 60 out of 100, Moderate | 269 | 0.7% | 24.0% |
| 36 | BETTER MORTGAGE CORPORATION | 252 | 0.6% | — |
| 37 | SOFI BANK, NATIONAL ASSOCIATION | 244 | 0.6% | — |
| 38 | THE LOAN STORE, INC. | 243 | 0.6% | — |
| 39 | PHH Mortgage Corporation | 241 | 0.6% | — |
| 40 | Discover Bank | 240 | 0.6% | — |
Top 40 of 685 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Texas
- Harris County 136,651 apps
- Bexar County 80,138 apps
- Tarrant County 70,673 apps
- Dallas County 66,728 apps
- Collin County 61,647 apps
- Denton County 51,801 apps
- Montgomery County 43,065 apps
- Fort Bend County 37,670 apps
- Williamson County 34,119 apps
- El Paso County 27,236 apps
- Hidalgo County 20,066 apps
- Bell County 18,404 apps