Texas · HMDA 2025
Mortgage lenders in Hidalgo County, TX
375 lenders reported 20,066 home-loan applications in Hidalgo County in 2025. 8,310 closed as loans ($2.1B), 4,137 were denied — a 31.6% denial rate on decided applications, above the Texas rate of 24.7%. The three most active lenders handled 16% of applications, led by RALLY CREDIT UNION. 8 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 20,066
- Loans originated
- 8,310
- Purchase / refinance
- 5,543 / 2,084
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Hidalgo County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | RALLY CREDIT UNION 76 out of 100, Strong | 1,412 | 7.0% | 49.8% |
| 2 | 21st Mortgage Corporation | 1,073 | 5.3% | — |
| 3 | UNITED SHORE FINANCIAL SERVICES, LLC | 738 | 3.7% | — |
| 4 | PENNYMAC LOAN SERVICES, LLC | 731 | 3.6% | — |
| 5 | CMG MORTGAGE, INC. | 728 | 3.6% | — |
| 6 | Rocket Mortgage, LLC | 717 | 3.6% | — |
| 7 | CROSSCOUNTRY MORTGAGE, INC. | 696 | 3.5% | — |
| 8 | LAKEVIEW LOAN SERVICING, LLC | 606 | 3.0% | — |
| 9 | SECURITY SERVICE FEDERAL CREDIT UNION 61 out of 100, Moderate | 586 | 2.9% | 30.8% |
| 10 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 548 | 2.7% | 14.1% |
| 11 | AMERIHOME MORTGAGE COMPANY, LLC | 449 | 2.2% | — |
| 12 | Synergy One Lending, Inc. | 417 | 2.1% | — |
| 13 | STONEWOOD HOME LENDING, LLC | 394 | 2.0% | — |
| 14 | NEWREZ LLC | 389 | 1.9% | — |
| 15 | UNION HOME MORTGAGE CORP. | 387 | 1.9% | — |
| 16 | FREEDOM MORTGAGE CORPORATION | 384 | 1.9% | — |
| 17 | Bank of America, National Association 59 out of 100, Moderate | 377 | 1.9% | 44.7% |
| 18 | MOVEMENT MORTGAGE, LLC | 355 | 1.8% | — |
| 19 | PNC Bank, National Association 62 out of 100, Moderate | 352 | 1.8% | 33.8% |
| 20 | RIGHT START MORTGAGE, INC. | 347 | 1.7% | — |
| 21 | CORNERSTONE CAPITAL BANK, SSB 32 out of 100, Low | 319 | 1.6% | 2.2% |
| 22 | PLANET HOME LENDING, LLC | 299 | 1.5% | — |
| 23 | WILLOW BEND MORTGAGE COMPANY, LLC | 274 | 1.4% | — |
| 24 | Lone Star National Bank 72 out of 100, Strong | 270 | 1.3% | 23.3% |
| 25 | Paramount Residential Mortgage Group, Inc. | 268 | 1.3% | — |
| 26 | DIRECTIONS EQUITY, LLC | 265 | 1.3% | — |
| 27 | VANDERBILT MORTGAGE AND FINANCE, INC. | 259 | 1.3% | — |
| 28 | Mortgage Research Center, LLC | 244 | 1.2% | — |
| 29 | NATIONSTAR MORTGAGE LLC | 231 | 1.2% | — |
| 30 | LOWER, LLC | 222 | 1.1% | — |
| 31 | TRIAD FINANCIAL SERVICES, INC. | 210 | 1.0% | — |
| 32 | Frost Bank 66 out of 100, Moderate | 171 | 0.9% | 43.5% |
| 33 | Broker Solutions, Inc. | 150 | 0.7% | — |
| 34 | GUARANTEED RATE, INC. | 147 | 0.7% | — |
| 35 | INTERLINC MORTGAGE SERVICES, LLC | 133 | 0.7% | — |
| 36 | Discover Bank | 132 | 0.7% | — |
| 37 | Loandepot.Com, LLC | 118 | 0.6% | — |
| 38 | SPRING EQ, LLC | 116 | 0.6% | — |
| 39 | PLAZA HOME MORTGAGE, INC. | 111 | 0.6% | — |
| 40 | SECURITYNATIONAL MORTGAGE COMPANY | 109 | 0.5% | — |
Top 40 of 375 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Texas
- Harris County 136,651 apps
- Bexar County 80,138 apps
- Tarrant County 70,673 apps
- Dallas County 66,728 apps
- Collin County 61,647 apps
- Denton County 51,801 apps
- Montgomery County 43,065 apps
- Travis County 40,887 apps
- Fort Bend County 37,670 apps
- Williamson County 34,119 apps
- El Paso County 27,236 apps
- Bell County 18,404 apps