Texas · HMDA 2025
Mortgage lenders in Denton County, TX
725 lenders reported 51,801 home-loan applications in Denton County in 2025. 25,932 closed as loans ($11.6B), 6,862 were denied — a 20.1% denial rate on decided applications, below the Texas rate of 24.7%. The three most active lenders handled 19% of applications, led by UNITED SHORE FINANCIAL SERVICES, LLC. 10 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 51,801
- Loans originated
- 25,932
- Purchase / refinance
- 16,533 / 7,215
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Denton County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | UNITED SHORE FINANCIAL SERVICES, LLC | 4,393 | 8.5% | — |
| 2 | PENNYMAC LOAN SERVICES, LLC | 3,151 | 6.1% | — |
| 3 | Rocket Mortgage, LLC | 2,073 | 4.0% | — |
| 4 | DHI MORTGAGE COMPANY, LTD. | 1,942 | 3.7% | — |
| 5 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 1,680 | 3.2% | 14.1% |
| 6 | LENNAR MORTGAGE, LLC | 1,560 | 3.0% | — |
| 7 | NEWREZ LLC | 1,316 | 2.5% | — |
| 8 | AMERIHOME MORTGAGE COMPANY, LLC | 1,261 | 2.4% | — |
| 9 | Bank of America, National Association 59 out of 100, Moderate | 1,201 | 2.3% | 44.7% |
| 10 | LAKEVIEW LOAN SERVICING, LLC | 1,071 | 2.1% | — |
| 11 | NATIONSTAR MORTGAGE LLC | 882 | 1.7% | — |
| 12 | FREEDOM MORTGAGE CORPORATION | 840 | 1.6% | — |
| 13 | CROSSCOUNTRY MORTGAGE, INC. | 825 | 1.6% | — |
| 14 | Frost Bank 66 out of 100, Moderate | 814 | 1.6% | 43.5% |
| 15 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 776 | 1.5% | — |
| 16 | Loandepot.Com, LLC | 637 | 1.2% | — |
| 17 | CMG MORTGAGE, INC. | 518 | 1.0% | — |
| 18 | 21st Mortgage Corporation | 504 | 1.0% | — |
| 19 | DATCU | 501 | 1.0% | — |
| 20 | Truist Bank 63 out of 100, Moderate | 492 | 0.9% | 40.8% |
| 21 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | 479 | 0.9% | — |
| 22 | Fairway Independent Mortgage Corporation | 478 | 0.9% | — |
| 23 | PHH Mortgage Corporation | 474 | 0.9% | — |
| 24 | GUARANTEED RATE, INC. | 472 | 0.9% | — |
| 25 | CREDIT UNION OF TEXAS 43 out of 100, Below average | 468 | 0.9% | 32.5% |
| 26 | PNC Bank, National Association 62 out of 100, Moderate | 456 | 0.9% | 33.8% |
| 27 | Navy Federal Credit Union 66 out of 100, Moderate | 454 | 0.9% | 32.9% |
| 28 | SPRING EQ, LLC | 448 | 0.9% | — |
| 29 | EVERETT FINANCIAL, INC. | 428 | 0.8% | — |
| 30 | Taylor Morrison Home Funding, Inc. | 398 | 0.8% | — |
| 31 | PLANET HOME LENDING, LLC | 396 | 0.8% | — |
| 32 | U.S. Bank National Association 55 out of 100, Moderate | 394 | 0.8% | 39.5% |
| 33 | Discover Bank | 382 | 0.7% | — |
| 34 | GUILD MORTGAGE COMPANY | 376 | 0.7% | — |
| 35 | RANDOLPH-BROOKS FEDERAL CREDIT UNION 76 out of 100, Strong | 368 | 0.7% | 14.3% |
| 36 | First United Bank and Trust Company 50 out of 100, Below average | 366 | 0.7% | 8.1% |
| 37 | Mortgage Research Center, LLC | 365 | 0.7% | — |
| 38 | PULTE MORTGAGE LLC | 343 | 0.7% | — |
| 39 | HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 338 | 0.7% | — |
| 40 | PROVIDENT FUNDING ASSOCIATES, L.P. | 335 | 0.6% | — |
Top 40 of 725 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Texas
- Harris County 136,651 apps
- Bexar County 80,138 apps
- Tarrant County 70,673 apps
- Dallas County 66,728 apps
- Collin County 61,647 apps
- Montgomery County 43,065 apps
- Travis County 40,887 apps
- Fort Bend County 37,670 apps
- Williamson County 34,119 apps
- El Paso County 27,236 apps
- Hidalgo County 20,066 apps
- Bell County 18,404 apps