Texas · HMDA 2025
Mortgage lenders in El Paso County, TX
415 lenders reported 27,236 home-loan applications in El Paso County in 2025. 12,745 closed as loans ($3.2B), 4,237 were denied — a 23.9% denial rate on decided applications, close to the Texas rate of 24.7%. The three most active lenders handled 17% of applications, led by GECU. 10 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 27,236
- Loans originated
- 12,745
- Purchase / refinance
- 8,354 / 3,153
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in El Paso County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | GECU | 2,082 | 7.6% | — |
| 2 | UNITED SHORE FINANCIAL SERVICES, LLC | 1,421 | 5.2% | — |
| 3 | Rocket Mortgage, LLC | 1,212 | 4.4% | — |
| 4 | Commerce Home Mortgage, Inc. | 959 | 3.5% | — |
| 5 | PLANET HOME LENDING, LLC | 901 | 3.3% | — |
| 6 | Rocky Mountain Mortgage Company | 854 | 3.1% | — |
| 7 | Mortgage Research Center, LLC | 824 | 3.0% | — |
| 8 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 822 | 3.0% | 14.1% |
| 9 | PENNYMAC LOAN SERVICES, LLC | 751 | 2.8% | — |
| 10 | LAKEVIEW LOAN SERVICING, LLC | 730 | 2.7% | — |
| 11 | NEWREZ LLC | 709 | 2.6% | — |
| 12 | CMG MORTGAGE, INC. | 705 | 2.6% | — |
| 13 | FirstLight Federal Credit Union 68 out of 100, Moderate | 625 | 2.3% | 52.6% |
| 14 | Navy Federal Credit Union 66 out of 100, Moderate | 619 | 2.3% | 32.9% |
| 15 | FREEDOM MORTGAGE CORPORATION | 610 | 2.2% | — |
| 16 | 21st Mortgage Corporation | 565 | 2.1% | — |
| 17 | LOANPEOPLE, LLC | 540 | 2.0% | — |
| 18 | Bank of America, National Association 59 out of 100, Moderate | 481 | 1.8% | 44.7% |
| 19 | Broker Solutions, Inc. | 440 | 1.6% | — |
| 20 | MOVEMENT MORTGAGE, LLC | 424 | 1.6% | — |
| 21 | CADENCE LENDING GROUP, INC. | 394 | 1.4% | — |
| 22 | AMERIHOME MORTGAGE COMPANY, LLC | 390 | 1.4% | — |
| 23 | NATIONSTAR MORTGAGE LLC | 386 | 1.4% | — |
| 24 | First National Bank Texas 64 out of 100, Moderate | 337 | 1.2% | 3.8% |
| 25 | AMERICAN PACIFIC MORTGAGE CORPORATION | 323 | 1.2% | — |
| 26 | Raiz Federal Credit Union 62 out of 100, Moderate | 300 | 1.1% | 27.2% |
| 27 | CROSSCOUNTRY MORTGAGE, INC. | 286 | 1.1% | — |
| 28 | VILLAGE CAPITAL & INVESTMENT LLC | 283 | 1.0% | — |
| 29 | Loandepot.Com, LLC | 259 | 1.0% | — |
| 30 | PATRIOT MORTGAGE COMPANY | 256 | 0.9% | — |
| 31 | GUILD MORTGAGE COMPANY | 234 | 0.9% | — |
| 32 | AMERICAN PORTFOLIO MORTGAGE CORPORATION | 207 | 0.8% | — |
| 33 | SPRING EQ, LLC | 199 | 0.7% | — |
| 34 | SECURITY SERVICE FEDERAL CREDIT UNION 61 out of 100, Moderate | 197 | 0.7% | 30.8% |
| 35 | City Bank 75 out of 100, Strong | 191 | 0.7% | 16.6% |
| 36 | Sunflower Bank, National Association 51 out of 100, Below average | 188 | 0.7% | 5.8% |
| 37 | KIND LENDING, LLC | 188 | 0.7% | — |
| 38 | SECURITYNATIONAL MORTGAGE COMPANY | 185 | 0.7% | — |
| 39 | Discover Bank | 165 | 0.6% | — |
| 40 | U.S. Bank National Association 55 out of 100, Moderate | 162 | 0.6% | 39.5% |
Top 40 of 415 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Texas
- Harris County 136,651 apps
- Bexar County 80,138 apps
- Tarrant County 70,673 apps
- Dallas County 66,728 apps
- Collin County 61,647 apps
- Denton County 51,801 apps
- Montgomery County 43,065 apps
- Travis County 40,887 apps
- Fort Bend County 37,670 apps
- Williamson County 34,119 apps
- Hidalgo County 20,066 apps
- Bell County 18,404 apps