Texas · HMDA 2025
Mortgage lenders in Dallas County, TX
794 lenders reported 66,728 home-loan applications in Dallas County in 2025. 31,059 closed as loans ($14.6B), 11,447 were denied — a 25.9% denial rate on decided applications, above the Texas rate of 24.7%. The three most active lenders handled 14% of applications, led by UNITED SHORE FINANCIAL SERVICES, LLC. 11 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 66,728
- Loans originated
- 31,059
- Purchase / refinance
- 18,906 / 8,941
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Dallas County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | UNITED SHORE FINANCIAL SERVICES, LLC | 3,458 | 5.2% | — |
| 2 | Rocket Mortgage, LLC | 2,963 | 4.4% | — |
| 3 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 2,891 | 4.3% | 14.1% |
| 4 | Bank of America, National Association 59 out of 100, Moderate | 2,285 | 3.4% | 44.7% |
| 5 | PENNYMAC LOAN SERVICES, LLC | 2,274 | 3.4% | — |
| 6 | LAKEVIEW LOAN SERVICING, LLC | 1,977 | 3.0% | — |
| 7 | CREDIT UNION OF TEXAS 43 out of 100, Below average | 1,631 | 2.4% | 32.5% |
| 8 | NEWREZ LLC | 1,469 | 2.2% | — |
| 9 | Frost Bank 66 out of 100, Moderate | 1,251 | 1.9% | 43.5% |
| 10 | CROSSCOUNTRY MORTGAGE, INC. | 1,151 | 1.7% | — |
| 11 | AMERIHOME MORTGAGE COMPANY, LLC | 1,121 | 1.7% | — |
| 12 | GUARANTEED RATE, INC. | 964 | 1.4% | — |
| 13 | Loandepot.Com, LLC | 882 | 1.3% | — |
| 14 | CMG MORTGAGE, INC. | 870 | 1.3% | — |
| 15 | 21st Mortgage Corporation | 840 | 1.3% | — |
| 16 | EVERETT FINANCIAL, INC. | 822 | 1.2% | — |
| 17 | Truist Bank 63 out of 100, Moderate | 817 | 1.2% | 40.8% |
| 18 | LENNAR MORTGAGE, LLC | 787 | 1.2% | — |
| 19 | AMERICAN PORTFOLIO MORTGAGE CORPORATION | 762 | 1.1% | — |
| 20 | PNC Bank, National Association 62 out of 100, Moderate | 759 | 1.1% | 33.8% |
| 21 | NATIONSTAR MORTGAGE LLC | 730 | 1.1% | — |
| 22 | FREEDOM MORTGAGE CORPORATION | 705 | 1.1% | — |
| 23 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 694 | 1.0% | 22.2% |
| 24 | Navy Federal Credit Union 66 out of 100, Moderate | 667 | 1.0% | 32.9% |
| 25 | Broker Solutions, Inc. | 617 | 0.9% | — |
| 26 | DHI MORTGAGE COMPANY, LTD. | 524 | 0.8% | — |
| 27 | SPRING EQ, LLC | 506 | 0.8% | — |
| 28 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 487 | 0.7% | — |
| 29 | Kiavi Funding, Inc. | 472 | 0.7% | — |
| 30 | Fairway Independent Mortgage Corporation | 468 | 0.7% | — |
| 31 | PLANET HOME LENDING, LLC | 455 | 0.7% | — |
| 32 | First United Bank and Trust Company 50 out of 100, Below average | 446 | 0.7% | 8.1% |
| 33 | Comerica Bank | 446 | 0.7% | — |
| 34 | Discover Bank | 441 | 0.7% | — |
| 35 | First Horizon Bank 64 out of 100, Moderate | 434 | 0.7% | 25.4% |
| 36 | CORNERSTONE CAPITAL BANK, SSB 32 out of 100, Low | 426 | 0.6% | 2.2% |
| 37 | Mortgage Research Center, LLC | 420 | 0.6% | — |
| 38 | KIND LENDING, LLC | 410 | 0.6% | — |
| 39 | GUILD MORTGAGE COMPANY | 398 | 0.6% | — |
| 40 | Cadence Bank | 387 | 0.6% | — |
Top 40 of 794 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Texas
- Harris County 136,651 apps
- Bexar County 80,138 apps
- Tarrant County 70,673 apps
- Collin County 61,647 apps
- Denton County 51,801 apps
- Montgomery County 43,065 apps
- Travis County 40,887 apps
- Fort Bend County 37,670 apps
- Williamson County 34,119 apps
- El Paso County 27,236 apps
- Hidalgo County 20,066 apps
- Bell County 18,404 apps