Texas · HMDA 2025
Mortgage lenders in Montgomery County, TX
656 lenders reported 43,065 home-loan applications in Montgomery County in 2025. 19,975 closed as loans ($6.8B), 6,779 were denied — a 24.1% denial rate on decided applications, close to the Texas rate of 24.7%. The three most active lenders handled 13% of applications, led by PENNYMAC LOAN SERVICES, LLC. 8 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 43,065
- Loans originated
- 19,975
- Purchase / refinance
- 15,211 / 3,192
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Montgomery County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | PENNYMAC LOAN SERVICES, LLC | 2,359 | 5.5% | — |
| 2 | UNITED SHORE FINANCIAL SERVICES, LLC | 1,712 | 4.0% | — |
| 3 | Rocket Mortgage, LLC | 1,668 | 3.9% | — |
| 4 | DHI MORTGAGE COMPANY, LTD. | 1,556 | 3.6% | — |
| 5 | LENNAR MORTGAGE, LLC | 1,299 | 3.0% | — |
| 6 | 21st Mortgage Corporation | 1,238 | 2.9% | — |
| 7 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 1,145 | 2.7% | 14.1% |
| 8 | VANDERBILT MORTGAGE AND FINANCE, INC. | 1,026 | 2.4% | — |
| 9 | LAKEVIEW LOAN SERVICING, LLC | 898 | 2.1% | — |
| 10 | CMG MORTGAGE, INC. | 884 | 2.1% | — |
| 11 | FREEDOM MORTGAGE CORPORATION | 860 | 2.0% | — |
| 12 | Loandepot.Com, LLC | 814 | 1.9% | — |
| 13 | NEWREZ LLC | 787 | 1.8% | — |
| 14 | CORNERSTONE CAPITAL BANK, SSB 32 out of 100, Low | 774 | 1.8% | 2.2% |
| 15 | Bank of America, National Association 59 out of 100, Moderate | 765 | 1.8% | 44.7% |
| 16 | TRIAD FINANCIAL SERVICES, INC. | 714 | 1.7% | — |
| 17 | AMERIHOME MORTGAGE COMPANY, LLC | 681 | 1.6% | — |
| 18 | PULTE MORTGAGE LLC | 661 | 1.5% | — |
| 19 | NATIONSTAR MORTGAGE LLC | 605 | 1.4% | — |
| 20 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | 501 | 1.2% | — |
| 21 | GUARANTEED RATE, INC. | 491 | 1.1% | — |
| 22 | GUILD MORTGAGE COMPANY | 468 | 1.1% | — |
| 23 | Frost Bank 66 out of 100, Moderate | 450 | 1.0% | 43.5% |
| 24 | Navy Federal Credit Union 66 out of 100, Moderate | 426 | 1.0% | 32.9% |
| 25 | Mortgage Research Center, LLC | 403 | 0.9% | — |
| 26 | Fairway Independent Mortgage Corporation | 400 | 0.9% | — |
| 27 | INSPIRE HOME LOANS INC. | 399 | 0.9% | — |
| 28 | Broker Solutions, Inc. | 386 | 0.9% | — |
| 29 | Truist Bank 63 out of 100, Moderate | 332 | 0.8% | 40.8% |
| 30 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 328 | 0.8% | — |
| 31 | PLANET HOME LENDING, LLC | 310 | 0.7% | — |
| 32 | VELOCIO MORTGAGE L.L.C. | 310 | 0.7% | — |
| 33 | PNC Bank, National Association 62 out of 100, Moderate | 300 | 0.7% | 33.8% |
| 34 | KIND LENDING, LLC | 298 | 0.7% | — |
| 35 | Cadence Bank | 298 | 0.7% | — |
| 36 | JET HOMELOANS, LP | 296 | 0.7% | — |
| 37 | Zions Bancorporation, N.A. 67 out of 100, Moderate | 293 | 0.7% | 30.7% |
| 38 | VILLAGE CAPITAL & INVESTMENT LLC | 285 | 0.7% | — |
| 39 | CROSSCOUNTRY MORTGAGE, INC. | 280 | 0.7% | — |
| 40 | FIRST CONTINENTAL MORTGAGE, LTD. | 271 | 0.6% | — |
Top 40 of 656 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Texas
- Harris County 136,651 apps
- Bexar County 80,138 apps
- Tarrant County 70,673 apps
- Dallas County 66,728 apps
- Collin County 61,647 apps
- Denton County 51,801 apps
- Travis County 40,887 apps
- Fort Bend County 37,670 apps
- Williamson County 34,119 apps
- El Paso County 27,236 apps
- Hidalgo County 20,066 apps
- Bell County 18,404 apps