Texas · HMDA 2025
Mortgage lenders in Cottle County, TX
8 lenders reported 11 home-loan applications in Cottle County in 2025. 1 closed as loans ($45K), 4 were denied — a 80.0% denial rate on decided applications, above the Texas rate of 24.7%. The three most active lenders handled 55% of applications, led by SPRING EQ, LLC. 4 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 11
- Loans originated
- 1
- Purchase / refinance
- 1 / 0
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Cottle County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | SPRING EQ, LLC | 3 | 27.3% | — |
| 2 | NEWREZ LLC | 2 | 18.2% | — |
| 3 | Navy Federal Credit Union 66 out of 100, Moderate | 1 | 9.1% | 32.9% |
| 4 | Discover Bank | 1 | 9.1% | — |
| 5 | AMERIHOME MORTGAGE COMPANY, LLC | 1 | 9.1% | — |
| 6 | The People's Federal Credit Union 58 out of 100, Moderate | 1 | 9.1% | 25.8% |
| 7 | First United Bank 77 out of 100, Strong | 1 | 9.1% | 1.9% |
| 8 | Centennial Bank 79 out of 100, Strong | 1 | 9.1% | 23.4% |
Top 8 of 8 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Texas
- Harris County 136,651 apps
- Bexar County 80,138 apps
- Tarrant County 70,673 apps
- Dallas County 66,728 apps
- Collin County 61,647 apps
- Denton County 51,801 apps
- Montgomery County 43,065 apps
- Travis County 40,887 apps
- Fort Bend County 37,670 apps
- Williamson County 34,119 apps
- El Paso County 27,236 apps
- Hidalgo County 20,066 apps