Texas · HMDA 2025
Mortgage lenders in Hemphill County, TX
24 lenders reported 42 home-loan applications in Hemphill County in 2025. 22 closed as loans ($4.1M), 9 were denied — a 28.1% denial rate on decided applications, above the Texas rate of 24.7%. The three most active lenders handled 36% of applications, led by Rocket Mortgage, LLC. 6 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 42
- Loans originated
- 22
- Purchase / refinance
- 16 / 4
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Hemphill County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Rocket Mortgage, LLC | 7 | 16.7% | — |
| 2 | Amarillo National Bank 62 out of 100, Moderate | 4 | 9.5% | 14.9% |
| 3 | InterBank 62 out of 100, Moderate | 4 | 9.5% | 11.3% |
| 4 | Centennial Bank 79 out of 100, Strong | 4 | 9.5% | 23.4% |
| 5 | 21st Mortgage Corporation | 2 | 4.8% | — |
| 6 | TRIAD FINANCIAL SERVICES, INC. | 2 | 4.8% | — |
| 7 | Mortgage Research Center, LLC | 2 | 4.8% | — |
| 8 | Fairway Independent Mortgage Corporation | 1 | 2.4% | — |
| 9 | UNITED SHORE FINANCIAL SERVICES, LLC | 1 | 2.4% | — |
| 10 | Discover Bank | 1 | 2.4% | — |
| 11 | Bank of America, National Association 59 out of 100, Moderate | 1 | 2.4% | 44.7% |
| 12 | MORTGAGE CLEARING CORPORATION | 1 | 2.4% | — |
| 13 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 1 | 2.4% | — |
| 14 | SOUTHWEST STAGE FUNDING, LLC | 1 | 2.4% | — |
| 15 | PLANET HOME LENDING, LLC | 1 | 2.4% | — |
| 16 | Farm Credit Mid-America | 1 | 2.4% | — |
| 17 | NATIONSTAR MORTGAGE LLC | 1 | 2.4% | — |
| 18 | PLAZA HOME MORTGAGE, INC. | 1 | 2.4% | — |
| 19 | MORTGAGE SOLUTIONS OF COLORADO, LLC | 1 | 2.4% | — |
| 20 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 1 | 2.4% | 74.7% |
| 21 | BoxCar Mortgage, LLC | 1 | 2.4% | — |
| 22 | RIGHT START MORTGAGE, INC. | 1 | 2.4% | — |
| 23 | ROYAL UNITED MORTGAGE LLC | 1 | 2.4% | — |
| 24 | Frost Bank 66 out of 100, Moderate | 1 | 2.4% | 43.5% |
Top 24 of 24 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Texas
- Harris County 136,651 apps
- Bexar County 80,138 apps
- Tarrant County 70,673 apps
- Dallas County 66,728 apps
- Collin County 61,647 apps
- Denton County 51,801 apps
- Montgomery County 43,065 apps
- Travis County 40,887 apps
- Fort Bend County 37,670 apps
- Williamson County 34,119 apps
- El Paso County 27,236 apps
- Hidalgo County 20,066 apps