Texas · HMDA 2025
Mortgage lenders in Sutton County, TX
29 lenders reported 57 home-loan applications in Sutton County in 2025. 25 closed as loans ($4.8M), 18 were denied — a 40.0% denial rate on decided applications, above the Texas rate of 24.7%. The three most active lenders handled 44% of applications, led by The Bank & Trust. 6 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 57
- Loans originated
- 25
- Purchase / refinance
- 13 / 8
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Sutton County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | The Bank & Trust 77 out of 100, Strong | 13 | 22.8% | 13.4% |
| 2 | 21st Mortgage Corporation | 6 | 10.5% | — |
| 3 | Rocket Mortgage, LLC | 6 | 10.5% | — |
| 4 | LAKEVIEW LOAN SERVICING, LLC | 3 | 5.3% | — |
| 5 | VANDERBILT MORTGAGE AND FINANCE, INC. | 2 | 3.5% | — |
| 6 | TRIAD FINANCIAL SERVICES, INC. | 2 | 3.5% | — |
| 7 | COUNTRYPLACE MORTGAGE, LTD. | 2 | 3.5% | — |
| 8 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 2 | 3.5% | 74.7% |
| 9 | Loandepot.Com, LLC | 1 | 1.8% | — |
| 10 | UNITED SHORE FINANCIAL SERVICES, LLC | 1 | 1.8% | — |
| 11 | PENNYMAC LOAN SERVICES, LLC | 1 | 1.8% | — |
| 12 | GUILD MORTGAGE COMPANY | 1 | 1.8% | — |
| 13 | CROSSCOUNTRY MORTGAGE, INC. | 1 | 1.8% | — |
| 14 | SmartFi Home Loans, LLC | 1 | 1.8% | — |
| 15 | THE LOAN STORE, INC. | 1 | 1.8% | — |
| 16 | MidFirst Bank 34 out of 100, Low | 1 | 1.8% | 16.3% |
| 17 | FIGURE LENDING LLC | 1 | 1.8% | — |
| 18 | GENEVA FINANCIAL, LLC | 1 | 1.8% | — |
| 19 | PLANET HOME LENDING, LLC | 1 | 1.8% | — |
| 20 | The First National Bank of Sonora 46 out of 100, Below average | 1 | 1.8% | 2.2% |
| 21 | CHURCHILL MORTGAGE CORPORATION | 1 | 1.8% | — |
| 22 | AMERICAN PACIFIC MORTGAGE CORPORATION | 1 | 1.8% | — |
| 23 | Mid-Continent Funding, Inc. | 1 | 1.8% | — |
| 24 | CARRINGTON MORTGAGE SERVICES, LLC | 1 | 1.8% | — |
| 25 | VELOCITY COMMERCIAL CAPITAL, LLC | 1 | 1.8% | — |
| 26 | VILLAGE CAPITAL & INVESTMENT LLC | 1 | 1.8% | — |
| 27 | Frost Bank 66 out of 100, Moderate | 1 | 1.8% | 43.5% |
| 28 | American Liberty Mortgage, Incorporated | 1 | 1.8% | — |
| 29 | First Financial Bank 76 out of 100, Strong | 1 | 1.8% | 12.6% |
Top 29 of 29 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Texas
- Harris County 136,651 apps
- Bexar County 80,138 apps
- Tarrant County 70,673 apps
- Dallas County 66,728 apps
- Collin County 61,647 apps
- Denton County 51,801 apps
- Montgomery County 43,065 apps
- Travis County 40,887 apps
- Fort Bend County 37,670 apps
- Williamson County 34,119 apps
- El Paso County 27,236 apps
- Hidalgo County 20,066 apps