Wyoming · HMDA 2025
Mortgage lenders in Albany County, WY
115 lenders reported 1,261 home-loan applications in Albany County in 2025. 779 closed as loans ($218.7M), 140 were denied — a 14.7% denial rate on decided applications, below the Wyoming rate of 19.4%. The three most active lenders handled 34% of applications, led by UNIWYO FEDERAL CREDIT UNION. 15 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,261
- Loans originated
- 779
- Purchase / refinance
- 448 / 191
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Albany County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | UNIWYO FEDERAL CREDIT UNION 83 out of 100, Strong | 195 | 15.5% | 17.4% |
| 2 | Jonah Bank of Wyoming 76 out of 100, Strong | 135 | 10.7% | 2.9% |
| 3 | Rocket Mortgage, LLC | 102 | 8.1% | — |
| 4 | Fairway Independent Mortgage Corporation | 94 | 7.5% | — |
| 5 | UNION HOME MORTGAGE CORP. | 47 | 3.7% | — |
| 6 | Citizens Bank, National Association 54 out of 100, Below average | 41 | 3.3% | 32.5% |
| 7 | ANB Bank 64 out of 100, Moderate | 40 | 3.2% | 17.9% |
| 8 | NEWREZ LLC | 35 | 2.8% | — |
| 9 | NATIONSTAR MORTGAGE LLC | 31 | 2.5% | — |
| 10 | Mortgage Research Center, LLC | 30 | 2.4% | — |
| 11 | PENNYMAC LOAN SERVICES, LLC | 25 | 2.0% | — |
| 12 | First Interstate Bank 62 out of 100, Moderate | 25 | 2.0% | 29.4% |
| 13 | UNITED SHORE FINANCIAL SERVICES, LLC | 22 | 1.7% | — |
| 14 | TRIAD FINANCIAL SERVICES, INC. | 19 | 1.5% | — |
| 15 | U.S. Bank National Association 55 out of 100, Moderate | 18 | 1.4% | 39.5% |
| 16 | First National Bank of Omaha 72 out of 100, Strong | 18 | 1.4% | 25.9% |
| 17 | GUILD MORTGAGE COMPANY | 14 | 1.1% | — |
| 18 | Blue Federal Credit Union 51 out of 100, Below average | 14 | 1.1% | 24.1% |
| 19 | VANDERBILT MORTGAGE AND FINANCE, INC. | 13 | 1.0% | — |
| 20 | BMO Bank National Association 83 out of 100, Strong | 13 | 1.0% | 40.5% |
| 21 | FIGURE LENDING LLC | 13 | 1.0% | — |
| 22 | Navy Federal Credit Union 66 out of 100, Moderate | 12 | 1.0% | 32.9% |
| 23 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 12 | 1.0% | 14.1% |
| 24 | PLANET HOME LENDING, LLC | 12 | 1.0% | — |
| 25 | FREEDOM MORTGAGE CORPORATION | 12 | 1.0% | — |
| 26 | 21st Mortgage Corporation | 11 | 0.9% | — |
| 27 | Pinnacle Bank - Wyoming 77 out of 100, Strong | 10 | 0.8% | 8.6% |
| 28 | SOFI BANK, NATIONAL ASSOCIATION | 9 | 0.7% | — |
| 29 | Meridian Trust Federal Credit Union 74 out of 100, Strong | 9 | 0.7% | 22.8% |
| 30 | CENTENNIAL LENDING, LLC | 9 | 0.7% | — |
| 31 | GUARANTEED RATE, INC. | 8 | 0.6% | — |
| 32 | AmeriSave Mortgage Corporation | 8 | 0.6% | — |
| 33 | NBKC BANK | 8 | 0.6% | — |
| 34 | MUTUAL OF OMAHA MORTGAGE, INC. | 8 | 0.6% | — |
| 35 | Broker Solutions, Inc. | 7 | 0.6% | — |
| 36 | Coastal Community Bank 35 out of 100, Low | 7 | 0.6% | 3.0% |
| 37 | MOVEMENT MORTGAGE, LLC | 6 | 0.5% | — |
| 38 | Loandepot.Com, LLC | 6 | 0.5% | — |
| 39 | WYHY | 6 | 0.5% | — |
| 40 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 5 | 0.4% | 22.2% |
Top 40 of 115 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Wyoming
- Laramie County 6,039 apps
- Natrona County 4,095 apps
- Campbell County 1,991 apps
- Sweetwater County 1,380 apps
- Sheridan County 1,257 apps
- Park County 1,146 apps
- Fremont County 1,098 apps
- Lincoln County 1,054 apps
- Uinta County 856 apps
- Teton County 731 apps
- Carbon County 620 apps
- Converse County 480 apps