Wyoming · HMDA 2025
Mortgage lenders in Fremont County, WY
129 lenders reported 1,098 home-loan applications in Fremont County in 2025. 555 closed as loans ($128.6M), 192 were denied — a 24.9% denial rate on decided applications, above the Wyoming rate of 19.4%. The three most active lenders handled 23% of applications, led by Rocket Mortgage, LLC. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,098
- Loans originated
- 555
- Purchase / refinance
- 267 / 203
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Fremont County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Rocket Mortgage, LLC | 112 | 10.2% | — |
| 2 | First Interstate Bank 62 out of 100, Moderate | 78 | 7.1% | 29.4% |
| 3 | Meridian Trust Federal Credit Union 74 out of 100, Strong | 62 | 5.6% | 22.8% |
| 4 | Fairway Independent Mortgage Corporation | 49 | 4.5% | — |
| 5 | GUARANTEED RATE, INC. | 37 | 3.4% | — |
| 6 | Plains Commerce Bank 59 out of 100, Moderate | 36 | 3.3% | 10.0% |
| 7 | UNITED SHORE FINANCIAL SERVICES, LLC | 33 | 3.0% | — |
| 8 | Central Bank and Trust 78 out of 100, Strong | 33 | 3.0% | 3.2% |
| 9 | GUILD MORTGAGE COMPANY | 32 | 2.9% | — |
| 10 | Mortgage Research Center, LLC | 31 | 2.8% | — |
| 11 | PENNYMAC LOAN SERVICES, LLC | 27 | 2.5% | — |
| 12 | CENTENNIAL LENDING, LLC | 27 | 2.5% | — |
| 13 | 21st Mortgage Corporation | 25 | 2.3% | — |
| 14 | FREEDOM MORTGAGE CORPORATION | 25 | 2.3% | — |
| 15 | BMO Bank National Association 83 out of 100, Strong | 23 | 2.1% | 40.5% |
| 16 | U.S. Bank National Association 55 out of 100, Moderate | 22 | 2.0% | 39.5% |
| 17 | AmeriSave Mortgage Corporation | 21 | 1.9% | — |
| 18 | NATIONSTAR MORTGAGE LLC | 20 | 1.8% | — |
| 19 | PLAZA HOME MORTGAGE, INC. | 17 | 1.5% | — |
| 20 | AMERIHOME MORTGAGE COMPANY, LLC | 16 | 1.5% | — |
| 21 | Coastal Community Bank 35 out of 100, Low | 16 | 1.5% | 3.0% |
| 22 | NEWREZ LLC | 15 | 1.4% | — |
| 23 | Loandepot.Com, LLC | 15 | 1.4% | — |
| 24 | FIGURE LENDING LLC | 15 | 1.4% | — |
| 25 | MUTUAL OF OMAHA MORTGAGE, INC. | 14 | 1.3% | — |
| 26 | CMG MORTGAGE, INC. | 13 | 1.2% | — |
| 27 | Navy Federal Credit Union 66 out of 100, Moderate | 13 | 1.2% | 32.9% |
| 28 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 12 | 1.1% | 14.1% |
| 29 | Broker Solutions, Inc. | 11 | 1.0% | — |
| 30 | NEW DAY FINANCIAL, LLC | 11 | 1.0% | — |
| 31 | Bank of America, National Association 59 out of 100, Moderate | 9 | 0.8% | 44.7% |
| 32 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 8 | 0.7% | 22.2% |
| 33 | Discover Bank | 8 | 0.7% | — |
| 34 | CROSSCOUNTRY MORTGAGE, INC. | 8 | 0.7% | — |
| 35 | Flagstar Bank, N.A. 31 out of 100, Low | 8 | 0.7% | 35.1% |
| 36 | SPRING EQ, LLC | 7 | 0.6% | — |
| 37 | VILLAGE CAPITAL & INVESTMENT LLC | 7 | 0.6% | — |
| 38 | Mountain America Federal Credit Union 56 out of 100, Moderate | 6 | 0.5% | 45.0% |
| 39 | AMERICAN FINANCING CORPORATION | 6 | 0.5% | — |
| 40 | NBH Bank 66 out of 100, Moderate | 6 | 0.5% | 16.8% |
Top 40 of 129 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Wyoming
- Laramie County 6,039 apps
- Natrona County 4,095 apps
- Campbell County 1,991 apps
- Sweetwater County 1,380 apps
- Albany County 1,261 apps
- Sheridan County 1,257 apps
- Park County 1,146 apps
- Lincoln County 1,054 apps
- Uinta County 856 apps
- Teton County 731 apps
- Carbon County 620 apps
- Converse County 480 apps