Wyoming · HMDA 2025
Mortgage lenders in Laramie County, WY
222 lenders reported 6,039 home-loan applications in Laramie County in 2025. 3,343 closed as loans ($1.1B), 739 were denied — a 17.6% denial rate on decided applications, below the Wyoming rate of 19.4%. The three most active lenders handled 20% of applications, led by Fairway Independent Mortgage Corporation. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 6,039
- Loans originated
- 3,343
- Purchase / refinance
- 1,866 / 988
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Laramie County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Fairway Independent Mortgage Corporation | 596 | 9.9% | — |
| 2 | Rocket Mortgage, LLC | 333 | 5.5% | — |
| 3 | Blue Federal Credit Union 51 out of 100, Below average | 275 | 4.6% | 24.1% |
| 4 | Meridian Trust Federal Credit Union 74 out of 100, Strong | 261 | 4.3% | 22.8% |
| 5 | PENNYMAC LOAN SERVICES, LLC | 220 | 3.6% | — |
| 6 | Jonah Bank of Wyoming 76 out of 100, Strong | 211 | 3.5% | 2.9% |
| 7 | GUILD MORTGAGE COMPANY | 197 | 3.3% | — |
| 8 | UNITED SHORE FINANCIAL SERVICES, LLC | 178 | 2.9% | — |
| 9 | NEWREZ LLC | 174 | 2.9% | — |
| 10 | Mortgage Research Center, LLC | 174 | 2.9% | — |
| 11 | VANDERBILT MORTGAGE AND FINANCE, INC. | 147 | 2.4% | — |
| 12 | FREEDOM MORTGAGE CORPORATION | 144 | 2.4% | — |
| 13 | WYHY | 139 | 2.3% | — |
| 14 | CROSSCOUNTRY MORTGAGE, INC. | 114 | 1.9% | — |
| 15 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 107 | 1.8% | 14.1% |
| 16 | TRIAD FINANCIAL SERVICES, INC. | 91 | 1.5% | — |
| 17 | AMERICAN PACIFIC MORTGAGE CORPORATION | 91 | 1.5% | — |
| 18 | First Western Trust Bank 58 out of 100, Moderate | 90 | 1.5% | 0.7% |
| 19 | GENEVA FINANCIAL, LLC | 89 | 1.5% | — |
| 20 | GUARANTEED RATE, INC. | 82 | 1.4% | — |
| 21 | U.S. Bank National Association 55 out of 100, Moderate | 78 | 1.3% | 39.5% |
| 22 | Navy Federal Credit Union 66 out of 100, Moderate | 77 | 1.3% | 32.9% |
| 23 | UNIWYO FEDERAL CREDIT UNION 83 out of 100, Strong | 71 | 1.2% | 17.4% |
| 24 | First Interstate Bank 62 out of 100, Moderate | 71 | 1.2% | 29.4% |
| 25 | ANB Bank 64 out of 100, Moderate | 69 | 1.1% | 17.9% |
| 26 | 21st Mortgage Corporation | 67 | 1.1% | — |
| 27 | NATIONSTAR MORTGAGE LLC | 66 | 1.1% | — |
| 28 | Wyoming Bank & Trust | 66 | 1.1% | — |
| 29 | AMERIHOME MORTGAGE COMPANY, LLC | 61 | 1.0% | — |
| 30 | CENTENNIAL LENDING, LLC | 54 | 0.9% | — |
| 31 | PHH Mortgage Corporation | 51 | 0.8% | — |
| 32 | WESTERN VISTA | 50 | 0.8% | — |
| 33 | Broker Solutions, Inc. | 49 | 0.8% | — |
| 34 | NuVision Federal Credit Union 70 out of 100, Strong | 49 | 0.8% | 36.6% |
| 35 | PLANET HOME LENDING, LLC | 48 | 0.8% | — |
| 36 | FIRST EDUCATION FEDERAL CREDIT UNION 77 out of 100, Strong | 47 | 0.8% | 2.2% |
| 37 | Loandepot.Com, LLC | 45 | 0.7% | — |
| 38 | Platte Valley Bank 73 out of 100, Strong | 45 | 0.7% | 5.0% |
| 39 | NEW DAY FINANCIAL, LLC | 42 | 0.7% | — |
| 40 | First National Bank of Omaha 72 out of 100, Strong | 41 | 0.7% | 25.9% |
Top 40 of 222 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Wyoming
- Natrona County 4,095 apps
- Campbell County 1,991 apps
- Sweetwater County 1,380 apps
- Albany County 1,261 apps
- Sheridan County 1,257 apps
- Park County 1,146 apps
- Fremont County 1,098 apps
- Lincoln County 1,054 apps
- Uinta County 856 apps
- Teton County 731 apps
- Carbon County 620 apps
- Converse County 480 apps