Wyoming · HMDA 2025
Mortgage lenders in Sweetwater County, WY
120 lenders reported 1,380 home-loan applications in Sweetwater County in 2025. 786 closed as loans ($187.2M), 199 were denied — a 19.5% denial rate on decided applications, close to the Wyoming rate of 19.4%. The three most active lenders handled 33% of applications, led by UNITED SHORE FINANCIAL SERVICES, LLC. 11 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,380
- Loans originated
- 786
- Purchase / refinance
- 415 / 250
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Sweetwater County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | UNITED SHORE FINANCIAL SERVICES, LLC | 293 | 21.2% | — |
| 2 | Rocket Mortgage, LLC | 107 | 7.8% | — |
| 3 | Glacier Bank 68 out of 100, Moderate | 49 | 3.6% | 20.0% |
| 4 | Paramount Residential Mortgage Group, Inc. | 42 | 3.0% | — |
| 5 | WYHY | 40 | 2.9% | — |
| 6 | FREEDOM MORTGAGE CORPORATION | 38 | 2.8% | — |
| 7 | 21st Mortgage Corporation | 35 | 2.5% | — |
| 8 | PENNYMAC LOAN SERVICES, LLC | 35 | 2.5% | — |
| 9 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 32 | 2.3% | 14.1% |
| 10 | NEWREZ LLC | 31 | 2.2% | — |
| 11 | GUILD MORTGAGE COMPANY | 30 | 2.2% | — |
| 12 | BMO Bank National Association 83 out of 100, Strong | 28 | 2.0% | 40.5% |
| 13 | Mortgage Research Center, LLC | 27 | 2.0% | — |
| 14 | U.S. Bank National Association 55 out of 100, Moderate | 26 | 1.9% | 39.5% |
| 15 | Meridian Trust Federal Credit Union 74 out of 100, Strong | 26 | 1.9% | 22.8% |
| 16 | FIGURE LENDING LLC | 25 | 1.8% | — |
| 17 | Coastal Community Bank 35 out of 100, Low | 25 | 1.8% | 3.0% |
| 18 | NATIONSTAR MORTGAGE LLC | 22 | 1.6% | — |
| 19 | LAKEVIEW LOAN SERVICING, LLC | 22 | 1.6% | — |
| 20 | VANDERBILT MORTGAGE AND FINANCE, INC. | 20 | 1.4% | — |
| 21 | AmeriSave Mortgage Corporation | 20 | 1.4% | — |
| 22 | Utah Power Federally Insured State-Chartered Credit Union | 20 | 1.4% | — |
| 23 | CARRINGTON MORTGAGE SERVICES, LLC | 19 | 1.4% | — |
| 24 | Broker Solutions, Inc. | 18 | 1.3% | — |
| 25 | Flanagan State Bank 67 out of 100, Moderate | 18 | 1.3% | 14.2% |
| 26 | AMERIHOME MORTGAGE COMPANY, LLC | 16 | 1.2% | — |
| 27 | AMERICAN PACIFIC MORTGAGE CORPORATION | 15 | 1.1% | — |
| 28 | PLAZA HOME MORTGAGE, INC. | 14 | 1.0% | — |
| 29 | Fairway Independent Mortgage Corporation | 13 | 0.9% | — |
| 30 | Loandepot.Com, LLC | 13 | 0.9% | — |
| 31 | CROSSCOUNTRY MORTGAGE, INC. | 13 | 0.9% | — |
| 32 | TRIAD FINANCIAL SERVICES, INC. | 13 | 0.9% | — |
| 33 | Mountain America Federal Credit Union 56 out of 100, Moderate | 12 | 0.9% | 45.0% |
| 34 | WEST GATE BANK 72 out of 100, Strong | 12 | 0.9% | 4.8% |
| 35 | Navy Federal Credit Union 66 out of 100, Moderate | 11 | 0.8% | 32.9% |
| 36 | Discover Bank | 9 | 0.7% | — |
| 37 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 8 | 0.6% | 22.2% |
| 38 | SPRING EQ, LLC | 7 | 0.5% | — |
| 39 | AMERICAN FINANCING CORPORATION | 7 | 0.5% | — |
| 40 | MUTUAL OF OMAHA MORTGAGE, INC. | 7 | 0.5% | — |
Top 40 of 120 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Wyoming
- Laramie County 6,039 apps
- Natrona County 4,095 apps
- Campbell County 1,991 apps
- Albany County 1,261 apps
- Sheridan County 1,257 apps
- Park County 1,146 apps
- Fremont County 1,098 apps
- Lincoln County 1,054 apps
- Uinta County 856 apps
- Teton County 731 apps
- Carbon County 620 apps
- Converse County 480 apps