Wyoming · HMDA 2025
Mortgage lenders in Carbon County, WY
87 lenders reported 620 home-loan applications in Carbon County in 2025. 276 closed as loans ($52.8M), 107 were denied — a 27.0% denial rate on decided applications, above the Wyoming rate of 19.4%. The three most active lenders handled 25% of applications, led by SECURITYNATIONAL MORTGAGE COMPANY. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 620
- Loans originated
- 276
- Purchase / refinance
- 167 / 71
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Carbon County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | SECURITYNATIONAL MORTGAGE COMPANY | 64 | 10.3% | — |
| 2 | Meridian Trust Federal Credit Union 74 out of 100, Strong | 47 | 7.6% | 22.8% |
| 3 | Rocket Mortgage, LLC | 42 | 6.8% | — |
| 4 | Plains Commerce Bank 59 out of 100, Moderate | 38 | 6.1% | 10.0% |
| 5 | PENNYMAC LOAN SERVICES, LLC | 36 | 5.8% | — |
| 6 | UNITED SHORE FINANCIAL SERVICES, LLC | 24 | 3.9% | — |
| 7 | Mortgage Research Center, LLC | 24 | 3.9% | — |
| 8 | AMERIHOME MORTGAGE COMPANY, LLC | 20 | 3.2% | — |
| 9 | FREEDOM MORTGAGE CORPORATION | 19 | 3.1% | — |
| 10 | RNB State Bank 65 out of 100, Moderate | 18 | 2.9% | 10.0% |
| 11 | NEWREZ LLC | 13 | 2.1% | — |
| 12 | UNIWYO FEDERAL CREDIT UNION 83 out of 100, Strong | 13 | 2.1% | 17.4% |
| 13 | Loandepot.Com, LLC | 12 | 1.9% | — |
| 14 | AmeriSave Mortgage Corporation | 12 | 1.9% | — |
| 15 | GUILD MORTGAGE COMPANY | 11 | 1.8% | — |
| 16 | NATIONSTAR MORTGAGE LLC | 11 | 1.8% | — |
| 17 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 10 | 1.6% | 14.1% |
| 18 | PLANET HOME LENDING, LLC | 10 | 1.6% | — |
| 19 | VANDERBILT MORTGAGE AND FINANCE, INC. | 9 | 1.5% | — |
| 20 | PLAZA HOME MORTGAGE, INC. | 9 | 1.5% | — |
| 21 | U.S. Bank National Association 55 out of 100, Moderate | 8 | 1.3% | 39.5% |
| 22 | BMO Bank National Association 83 out of 100, Strong | 7 | 1.1% | 40.5% |
| 23 | WEST GATE BANK 72 out of 100, Strong | 7 | 1.1% | 4.8% |
| 24 | Coastal Community Bank 35 out of 100, Low | 7 | 1.1% | 3.0% |
| 25 | Fairway Independent Mortgage Corporation | 6 | 1.0% | — |
| 26 | CENTENNIAL LENDING, LLC | 6 | 1.0% | — |
| 27 | CARRINGTON MORTGAGE SERVICES, LLC | 6 | 1.0% | — |
| 28 | Navy Federal Credit Union 66 out of 100, Moderate | 5 | 0.8% | 32.9% |
| 29 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 5 | 0.8% | 22.2% |
| 30 | Broker Solutions, Inc. | 5 | 0.8% | — |
| 31 | CROSSCOUNTRY MORTGAGE, INC. | 5 | 0.8% | — |
| 32 | TRIAD FINANCIAL SERVICES, INC. | 5 | 0.8% | — |
| 33 | WYHY | 5 | 0.8% | — |
| 34 | Citizens Bank, National Association 54 out of 100, Below average | 4 | 0.6% | 32.5% |
| 35 | Discover Bank | 4 | 0.6% | — |
| 36 | SPRING EQ, LLC | 4 | 0.6% | — |
| 37 | FIGURE LENDING LLC | 4 | 0.6% | — |
| 38 | LAKEVIEW LOAN SERVICING, LLC | 4 | 0.6% | — |
| 39 | Jonah Bank of Wyoming 76 out of 100, Strong | 4 | 0.6% | 2.9% |
| 40 | LOWER, LLC | 4 | 0.6% | — |
Top 40 of 87 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Wyoming
- Laramie County 6,039 apps
- Natrona County 4,095 apps
- Campbell County 1,991 apps
- Sweetwater County 1,380 apps
- Albany County 1,261 apps
- Sheridan County 1,257 apps
- Park County 1,146 apps
- Fremont County 1,098 apps
- Lincoln County 1,054 apps
- Uinta County 856 apps
- Teton County 731 apps
- Converse County 480 apps