Wyoming · HMDA 2025
Mortgage lenders in Lincoln County, WY
148 lenders reported 1,054 home-loan applications in Lincoln County in 2025. 537 closed as loans ($190.8M), 184 were denied — a 24.5% denial rate on decided applications, above the Wyoming rate of 19.4%. The three most active lenders handled 23% of applications, led by UNITED SHORE FINANCIAL SERVICES, LLC. 11 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,054
- Loans originated
- 537
- Purchase / refinance
- 270 / 197
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Lincoln County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | UNITED SHORE FINANCIAL SERVICES, LLC | 94 | 8.9% | — |
| 2 | Glacier Bank 68 out of 100, Moderate | 74 | 7.0% | 20.0% |
| 3 | Rocket Mortgage, LLC | 72 | 6.8% | — |
| 4 | GUILD MORTGAGE COMPANY | 61 | 5.8% | — |
| 5 | OriginPoint, LLC | 46 | 4.4% | — |
| 6 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 35 | 3.3% | 14.1% |
| 7 | GUARANTEED RATE, INC. | 28 | 2.7% | — |
| 8 | NBH Bank 66 out of 100, Moderate | 26 | 2.5% | 16.8% |
| 9 | ADVANTAGE PLUS | 25 | 2.4% | — |
| 10 | PENNYMAC LOAN SERVICES, LLC | 24 | 2.3% | — |
| 11 | Zions Bancorporation, N.A. 67 out of 100, Moderate | 23 | 2.2% | 30.7% |
| 12 | Meridian Trust Federal Credit Union 74 out of 100, Strong | 22 | 2.1% | 22.8% |
| 13 | NEWREZ LLC | 21 | 2.0% | — |
| 14 | U.S. Bank National Association 55 out of 100, Moderate | 20 | 1.9% | 39.5% |
| 15 | Mountain America Federal Credit Union 56 out of 100, Moderate | 19 | 1.8% | 45.0% |
| 16 | FREEDOM MORTGAGE CORPORATION | 19 | 1.8% | — |
| 17 | SECURITYNATIONAL MORTGAGE COMPANY | 18 | 1.7% | — |
| 18 | Mortgage Research Center, LLC | 15 | 1.4% | — |
| 19 | PHH Mortgage Corporation | 15 | 1.4% | — |
| 20 | Loandepot.Com, LLC | 13 | 1.2% | — |
| 21 | AmeriSave Mortgage Corporation | 13 | 1.2% | — |
| 22 | AMERIHOME MORTGAGE COMPANY, LLC | 12 | 1.1% | — |
| 23 | FIGURE LENDING LLC | 12 | 1.1% | — |
| 24 | First Interstate Bank 62 out of 100, Moderate | 12 | 1.1% | 29.4% |
| 25 | Fairway Independent Mortgage Corporation | 11 | 1.0% | — |
| 26 | Broker Solutions, Inc. | 11 | 1.0% | — |
| 27 | LAKEVIEW LOAN SERVICING, LLC | 11 | 1.0% | — |
| 28 | PLANET HOME LENDING, LLC | 10 | 0.9% | — |
| 29 | NATIONSTAR MORTGAGE LLC | 10 | 0.9% | — |
| 30 | MUTUAL OF OMAHA MORTGAGE, INC. | 10 | 0.9% | — |
| 31 | SPRING EQ, LLC | 9 | 0.9% | — |
| 32 | AMERICAN PACIFIC MORTGAGE CORPORATION | 8 | 0.8% | — |
| 33 | Navy Federal Credit Union 66 out of 100, Moderate | 7 | 0.7% | 32.9% |
| 34 | 21st Mortgage Corporation | 7 | 0.7% | — |
| 35 | Discover Bank | 7 | 0.7% | — |
| 36 | THE LOAN STORE, INC. | 7 | 0.7% | — |
| 37 | Utah Power Federally Insured State-Chartered Credit Union | 7 | 0.7% | — |
| 38 | BMO Bank National Association 83 out of 100, Strong | 6 | 0.6% | 40.5% |
| 39 | The Federal Savings Bank 51 out of 100, Below average | 6 | 0.6% | 19.1% |
| 40 | CARRINGTON MORTGAGE SERVICES, LLC | 6 | 0.6% | — |
Top 40 of 148 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Wyoming
- Laramie County 6,039 apps
- Natrona County 4,095 apps
- Campbell County 1,991 apps
- Sweetwater County 1,380 apps
- Albany County 1,261 apps
- Sheridan County 1,257 apps
- Park County 1,146 apps
- Fremont County 1,098 apps
- Uinta County 856 apps
- Teton County 731 apps
- Carbon County 620 apps
- Converse County 480 apps