TellerScore

First Federal Savings and Loan Association of Greensburg is a savings bank headquartered in Greensburg, Indiana, in business for about 143 years. At the end of Q2 2026 it reported $159.5M in total assets and $141.4M in deposits, with 3 offices.

Based on its Q2 2026 filing, First Federal Savings and Loan Association of Greensburg scores 66/100, which we describe as moderate. That is higher than only 31% of 2,650 banks with $100 million – $1 billion. Among 88 banks headquartered in Indiana, it ranks 49th. Its strongest component is problem-loan coverage (89/100; 5.4%), and its lowest is earnings (39/100; 0.48%).

TellerScore · Q2 2026

Scorecard

Capital cushion73/100
Tier 1 leverage ratio: 12.33%
Loan quality61/100
Noncurrent loans ÷ total loans: 1.18%
Earnings39/100
Return on assets (annualized): 0.48%
Funding & liquidity83/100
Loans ÷ deposits and uninsured-deposit share: 61.4% · 29.0% uninsured
Problem-loan coverage89/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 5.43%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 3 points (63 → 66), mostly because the earnings component improved by 9 points.

TellerScore
526170Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTellerScore
Q2 202452
Q3 202459
Q4 202461
Q1 202568
Q2 202563
Q3 202569
Q4 202568
Q1 202670
Q2 202666
Tier 1 leverage ratio
5.00%9.18%13.35%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTier 1 leverage ratio
Q2 202410.73%
Q3 202411.63%
Q4 202411.46%
Q1 202512.79%
Q2 202512.21%
Q3 202513.16%
Q4 202512.56%
Q1 202613.35%
Q2 202612.33%
Noncurrent loans
0.90%1.31%1.71%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterNoncurrent loans
Q2 20241.71%
Q3 20241.48%
Q4 20241.28%
Q1 20250.90%
Q2 20251.32%
Q3 20251.11%
Q4 20251.07%
Q1 20261.13%
Q2 20261.18%
Return on assets
-0.06%0.21%0.48%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterReturn on assets
Q2 2024-0.06%
Q3 20240.07%
Q4 20240.17%
Q1 20250.17%
Q2 20250.24%
Q3 20250.34%
Q4 20250.40%
Q1 20260.45%
Q2 20260.48%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202666$159.5M12.33%1.18%0.48%61.4%
Q1 202670$146.1M13.35%1.13%0.45%66.6%
Q4 202568$151.4M12.56%1.07%0.40%63.1%
Q3 202569$146.0M13.16%1.11%0.34%65.8%
Q2 202563$151.9M12.21%1.32%0.24%64.2%
Q1 202568$148.6M12.79%0.90%0.17%65.4%
Q4 202461$157.7M11.46%1.28%0.17%60.8%
Q3 202459$158.9M11.63%1.48%0.07%60.4%
Q2 202452$168.7M10.73%1.71%-0.06%55.0%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio12.33%
68th
Total risk-based capital24.96%
93rd
Problem loans1.18%
24th
Net charge-offs0.00%
68th
Return on assets0.48%
12th
Net interest margin2.88%
7th
Efficiency ratio80.1%
14th
Loans to deposits61.4%
81st
Uninsured deposits29.0%
31st
Loan-loss reserves1.41%
73rd
Texas ratio5.4%
33rd

Similar-size banks in Indiana

InstitutionScoreAssetsCapitalProblem loansCompare
Community State BankBank Brook, IN61 out of 100, Moderate$161.2M9.4%0.44%vs
First State Bank of PorterBank Porter, IN90 out of 100, Very strong$162.3M16.8%0.00%vs
Community State BankBank Royal Center, IN70 out of 100, Strong$175.9M10.5%0.37%vs
LNB Community BankBank Lynnville, IN69 out of 100, Moderate$181.0M9.4%0.23%vs
First Federal Savings Bank of AngolaBank Angola, IN86 out of 100, Very strong$137.3M23.3%0.00%vs
The Home National Bank of ThorntownBank Thorntown, IN68 out of 100, Moderate$185.6M10.4%0.62%vs

Deposit insurance

Is my money safe at First Federal Savings and Loan Association of Greensburg?

Yes. First Federal Savings and Loan Association of Greensburg is an FDIC-insured institution (FDIC certificate #30058). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 29.0% of deposits ($41.0M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 12.33%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 24.96% (benchmark: 10%).

Check how much of your own balance is covered

3 locations

Branches

First Federal Savings and Loan Association of Greensburg lists 3 offices in 2 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
First Federal Savings and Loan Association of Greensburg
Type
Savings bank
FDIC certificate #
30058
RSSD ID
921879
Primary regulator
OCC
Established
January 1, 1883
Headquarters
212 N Franklin St, Greensburg, IN 47240
Employees
30

Quick answers

First Federal Savings and Loan Association of Greensburg: common questions

Is First Federal Savings and Loan Association of Greensburg FDIC insured?

Yes. First Federal Savings and Loan Association of Greensburg is an FDIC-insured institution (FDIC certificate #30058). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is First Federal Savings and Loan Association of Greensburg's TellerScore?

66 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has First Federal Savings and Loan Association of Greensburg ever failed?

There is no failure record for FDIC certificate #30058 in the FDIC failed bank list.

How many branches does First Federal Savings and Loan Association of Greensburg have?

3 offices as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Greensburg

InstitutionScoreAssetsCapitalProblem loansCompare
Health Care Professionals Federal Credit UnionCredit union Richmond, IN96 out of 100, Very strong$41.6M18.6%0.00%vs
Wayne County Federal Credit UnionCredit union Richmond, IN89 out of 100, Very strong$13.5M14.3%0.00%vs
Natco Credit UnionCredit union Richmond, IN80 out of 100, Strong$153.7M17.3%1.18%vs
Genfed Financial Credit UnionCredit union Akron, OH79 out of 100, Strong$335.9M16.8%1.38%vs
Beacon Credit UnionCredit union Wabash, IN76 out of 100, Strong$1.8B13.5%0.47%vs
German American BankBank Jasper, IN75 out of 100, Strong$8.4B11.2%0.45%vs