TellerScore

The Hicksville Bank is a state-chartered bank headquartered in Hicksville, Ohio, in business for about 80 years. At the end of Q2 2026 it reported $220.6M in total assets and $198.3M in deposits, with 5 offices across 2 states.

The Hicksville Bank has a TellerScore of 71 out of 100 (strong) based on Q2 2026 data — higher than only 47% of its 2,650 banks with $100 million – $1 billion. Among 157 banks headquartered in Ohio, it ranks 71st. Loan quality contributes the most (100/100, 0.00%); earnings contributes the least (44/100, 0.59%).

TellerScore · Q2 2026

Scorecard

Capital cushion44/100
Tier 1 leverage ratio: 9.37%
Loan quality100/100
Noncurrent loans ÷ total loans: 0.00%
Earnings44/100
Return on assets (annualized): 0.59%
Funding & liquidity93/100
Loans ÷ deposits and uninsured-deposit share: 67.5% · 8.7% uninsured
Problem-loan coverage100/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 0.00%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 6 points (65 → 71), mostly because the loan quality component improved by 19 points.

TellerScore
646872Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202470
Q3 202469
Q4 202467
Q1 202564
Q2 202565
Q3 202565
Q4 202572
Q1 202671
Q2 202671
Tier 1 leverage ratio
5.00%7.35%9.69%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 20249.69%
Q3 20249.35%
Q4 20248.83%
Q1 20259.40%
Q2 20259.38%
Q3 20259.58%
Q4 20259.49%
Q1 20269.38%
Q2 20269.37%
Noncurrent loans
0.00%0.30%0.60%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.00%
Q3 20240.00%
Q4 20240.00%
Q1 20250.60%
Q2 20250.58%
Q3 20250.56%
Q4 20250.00%
Q1 20260.00%
Q2 20260.00%
Return on assets
0.32%0.51%0.70%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.32%
Q3 20240.32%
Q4 20240.38%
Q1 20250.49%
Q2 20250.56%
Q3 20250.60%
Q4 20250.70%
Q1 20260.56%
Q2 20260.59%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202671$220.6M9.37%0.00%0.59%67.5%
Q1 202671$226.7M9.38%0.00%0.56%66.6%
Q4 202572$217.1M9.49%0.00%0.70%69.9%
Q3 202565$216.8M9.58%0.56%0.60%69.4%
Q2 202565$212.0M9.38%0.58%0.56%68.8%
Q1 202564$215.2M9.40%0.60%0.49%66.6%
Q4 202467$210.3M8.83%0.00%0.38%69.2%
Q3 202469$207.1M9.35%0.00%0.32%67.3%
Q2 202470$191.5M9.69%0.00%0.32%68.2%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio9.37%
19th
Total risk-based capital0.00%
24th
Problem loans0.00%
94th
Net charge-offs0.00%
68th
Return on assets0.59%
15th
Net interest margin3.41%
24th
Efficiency ratio76.5%
18th
Loans to deposits67.5%
73rd
Uninsured deposits8.7%
96th
Loan-loss reserves1.00%
26th
Texas ratio0.0%
95th

Similar-size banks in Ohio

InstitutionScoreAssetsCapitalProblem loansCompare
Southern Hills Community BankBank Leesburg, OH71 out of 100, Strong$209.6M13.8%1.58%vs
Buckeye Community BankBank Elyria, OH77 out of 100, Strong$238.3M12.9%0.01%vs
The First National Bank of SycamoreBank Sycamore, OH75 out of 100, Strong$239.4M10.0%0.06%vs
The First National Bank of McConnelsvilleBank Mcconnelsville, OH64 out of 100, Moderate$200.2M8.6%0.86%vs
First Federal Savings and Loan Association of Van WertBank Van Wert, OH67 out of 100, Moderate$197.4M13.5%1.32%vs
The First National Bank of WaverlyBank Waverly, OH41 out of 100, Below average$196.2M9.2%3.61%vs

Deposit insurance

Is my money safe at The Hicksville Bank?

Yes. The Hicksville Bank is an FDIC-insured institution (FDIC certificate #16370). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 8.7% of deposits ($17.2M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 9.37%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).

Check how much of your own balance is covered

5 locations

Branches

The Hicksville Bank lists 4 offices in 4 cities across 2 states. Most locations:

  • Auburn, IN (1)
  • Edgerton, OH (1)
  • Grabill, IN (1)
  • Hicksville, OH (1)

All branch addresses and map

HMDA 2025

Mortgage lending

In 2025, The Hicksville Bank reported 41 home-loan applications under HMDA (LEI 2549008C0Z4DABRKVV12): 37 originated ($7,695,000 total), 0 denied, and 2 withdrawn or closed by the applicant. Its denial rate on decided applications was 0.0%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Identity & history

Profile

Legal name
The Hicksville Bank
Type
State-chartered bank
FDIC certificate #
16370
RSSD ID
892223
Primary regulator
FDIC
Holding company
Empire Bancshares Inc
Established
January 9, 1946
Headquarters
144 E High St, Hicksville, OH 43526
Employees
38

Quick answers

The Hicksville Bank: common questions

Is The Hicksville Bank FDIC insured?

Yes. The Hicksville Bank is an FDIC-insured institution (FDIC certificate #16370). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is The Hicksville Bank's TellerScore?

71 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has The Hicksville Bank ever failed?

There is no failure record for FDIC certificate #16370 in the FDIC failed bank list.

How many branches does The Hicksville Bank have?

5 offices as of the latest FDIC data, in 2 states.

Nearby

Highest-scoring banks and credit unions with branches near Hicksville

InstitutionScoreAssetsCapitalProblem loansCompare
Profed Federal Credit UnionCredit union Fort Wayne, IN82 out of 100, Strong$763.5M13.2%0.47%vs
Genfed Financial Credit UnionCredit union Akron, OH79 out of 100, Strong$335.9M16.8%1.38%vs
Midwest America Federal Credit UnionCredit union Fort Wayne, IN79 out of 100, Strong$1.0B14.8%0.90%vs
Three Rivers Federal Credit UnionCredit union Fort Wayne, IN78 out of 100, Strong$2.9B13.9%1.47%vs
Farmers State BankBank Lagrange, IN78 out of 100, Strong$1.3B10.8%0.02%vs
Beacon Credit UnionCredit union Wabash, IN76 out of 100, Strong$1.8B13.5%0.47%vs