TellerScore

Headquartered in Elyria, Ohio, Buckeye Community Bank is a state-chartered bank (fed member) with $238.3M in total assets and $206.6M in deposits as of Q2 2026. It operates 2 offices. Its charter dates back to 1999.

Based on its Q2 2026 filing, Buckeye Community Bank scores 77/100, which we describe as strong. That is higher than 68% of 2,650 banks with $100 million – $1 billion. Among 157 banks headquartered in Ohio, it ranks 38th. Its strongest component is loan quality (100/100; 0.01%), and its lowest is earnings (49/100; 0.71%).

TellerScore · Q2 2026

Scorecard

Capital cushion79/100
Tier 1 leverage ratio: 12.94%
Loan quality100/100
Noncurrent loans ÷ total loans: 0.01%
Earnings49/100
Return on assets (annualized): 0.71%
Funding & liquidity54/100
Loans ÷ deposits and uninsured-deposit share: 89.5% · 29.7% uninsured
Problem-loan coverage100/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 0.05%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 3 points (74 → 77), mostly because the earnings component improved by 8 points.

TellerScore
737577Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTellerScore
Q2 202477
Q3 202475
Q4 202473
Q1 202574
Q2 202574
Q3 202575
Q4 202574
Q1 202675
Q2 202677
Tier 1 leverage ratio
5.00%9.23%13.46%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202413.46%
Q3 202413.16%
Q4 202412.71%
Q1 202513.15%
Q2 202512.92%
Q3 202512.79%
Q4 202512.53%
Q1 202612.82%
Q2 202612.94%
Noncurrent loans
0.01%0.05%0.10%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.03%
Q3 20240.10%
Q4 20240.02%
Q1 20250.03%
Q2 20250.08%
Q3 20250.02%
Q4 20250.01%
Q1 20260.01%
Q2 20260.01%
Return on assets
0.36%0.54%0.71%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.49%
Q3 20240.36%
Q4 20240.42%
Q1 20250.41%
Q2 20250.54%
Q3 20250.56%
Q4 20250.62%
Q1 20260.64%
Q2 20260.71%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202677$238.3M12.94%0.01%0.71%89.5%
Q1 202675$245.1M12.82%0.01%0.64%88.2%
Q4 202574$247.6M12.53%0.01%0.62%89.0%
Q3 202575$240.8M12.79%0.02%0.56%88.0%
Q2 202574$238.4M12.92%0.08%0.54%86.2%
Q1 202574$230.6M13.15%0.03%0.41%87.1%
Q4 202473$233.9M12.71%0.02%0.42%85.2%
Q3 202475$227.9M13.16%0.10%0.36%87.0%
Q2 202477$222.1M13.46%0.03%0.49%87.1%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio12.94%
75th
Total risk-based capital0.00%
24th
Problem loans0.01%
86th
Net charge-offs-0.03%
93rd
Return on assets0.71%
20th
Net interest margin4.31%
71st
Efficiency ratio80.9%
13th
Loans to deposits89.5%
27th
Uninsured deposits29.7%
29th
Loan-loss reserves1.16%
46th
Texas ratio0.0%
87th

Similar-size banks in Ohio

InstitutionScoreAssetsCapitalProblem loansCompare
The First National Bank of SycamoreBank Sycamore, OH75 out of 100, Strong$239.4M10.0%0.06%vs
The Home Savings and Loan Company of Kenton, Ohio, DBA HSLCBank Kenton, OH75 out of 100, Strong$245.0M17.1%1.14%vs
First Federal Savings and Loan AssociationBank Delta, OH93 out of 100, Very strong$246.0M16.5%0.00%vs
1st National BankBank Lebanon, OH61 out of 100, Moderate$247.2M9.6%0.74%vs
Hometown BankBank Kent, OH54 out of 100, Below average$254.9M8.2%0.61%vs
The Hicksville BankBank Hicksville, OH71 out of 100, Strong$220.6M9.4%0.00%vs

Deposit insurance

Is my money safe at Buckeye Community Bank?

Yes. Buckeye Community Bank is an FDIC-insured institution (FDIC certificate #35101). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 29.7% of deposits ($61.3M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 12.94%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).

Check how much of your own balance is covered

2 locations

Branches

Buckeye Community Bank lists 2 offices in 2 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Buckeye Community Bank
Type
State-chartered bank (Fed member)
FDIC certificate #
35101
RSSD ID
2836306
Primary regulator
FED
Holding company
Buckeye Bancshares Inc
Established
October 12, 1999
Headquarters
42935 N. Ridge Rd., Elyria, OH 44035
Employees
43

Quick answers

Buckeye Community Bank: common questions

Is Buckeye Community Bank FDIC insured?

Yes. Buckeye Community Bank is an FDIC-insured institution (FDIC certificate #35101). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Buckeye Community Bank's TellerScore?

77 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Buckeye Community Bank ever failed?

There is no failure record for FDIC certificate #35101 in the FDIC failed bank list.

How many branches does Buckeye Community Bank have?

2 offices as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Elyria

InstitutionScoreAssetsCapitalProblem loansCompare
Credit First National AssociationBank Brook Park, OH94 out of 100, Very strong$39.8M98.3%0.00%vs
Lormet Community Federal Credit UnionCredit union Amherst, OH91 out of 100, Very strong$283.3M13.7%0.15%vs
Cleveland Selfreliance Federal Credit UnionCredit union Parma, OH88 out of 100, Very strong$113.7M17.3%0.01%vs
Acme Federal Credit UnionCredit union Eastlake, OH88 out of 100, Very strong$15.2M18.9%0.18%vs
Medina County Federal Credit UnionCredit union Wadsworth, OH88 out of 100, Very strong$151.3M12.3%0.09%vs
Latvian Cleveland Credit UnionCredit union Lakewood, OH85 out of 100, Very strong$28.1M20.3%0.00%vs