TellerScore

600 Atlantic Federal Credit Union is a federal credit union headquartered in Boston, Massachusetts, in business for about 80 years. At the end of Q2 2026 it reported $39.1M in total assets and $33.7M in member shares and deposits, with 2 offices across 2 states.

Based on its Q2 2026 filing, 600 Atlantic Federal Credit Union scores 77/100, which we describe as strong. That is higher than 57% of 2,479 credit unions with under $100 million in assets. Among 121 credit unions headquartered in Massachusetts, it ranks 43rd. Its strongest component is funding & liquidity (94/100; 60% loans-to-deposits, 20% uninsured), and its lowest is earnings (47/100; 0.69%).

TellerScore · Q2 2026

Scorecard

Capital cushion86/100
Net worth ratio: 13.62%
Loan quality74/100
Loans 60+ days delinquent ÷ total loans: 0.77%
Earnings47/100
Return on assets (annualized): 0.69%
Funding & liquidity94/100
Loans ÷ shares: 59.7% · 20.2% uninsured
Problem-loan coverage94/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 2.90%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 9 points (68 → 77), mostly because the loan quality component improved by 22 points.

TellerScore
687377Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202473
Q3 202473
Q4 202472
Q1 202572
Q2 202568
Q3 202568
Q4 202575
Q1 202674
Q2 202677
Net worth ratio
7.00%10.31%13.62%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202412.09%
Q3 202412.18%
Q4 202412.28%
Q1 202512.33%
Q2 202512.55%
Q3 202512.78%
Q4 202513.36%
Q1 202613.35%
Q2 202613.62%
Delinquent loans (60+ days)
0.77%1.12%1.47%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.82%
Q3 20240.83%
Q4 20240.87%
Q1 20250.84%
Q2 20251.45%
Q3 20251.47%
Q4 20250.86%
Q1 20260.88%
Q2 20260.77%
Return on assets
0.53%0.65%0.77%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.77%
Q3 20240.74%
Q4 20240.64%
Q1 20250.64%
Q2 20250.67%
Q3 20250.67%
Q4 20250.58%
Q1 20260.53%
Q2 20260.69%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202677$39.1M13.62%0.77%0.69%59.7%
Q1 202674$39.3M13.35%0.88%0.53%58.7%
Q4 202575$38.9M13.36%0.86%0.58%60.8%
Q3 202568$40.5M12.78%1.47%0.67%58.6%
Q2 202568$40.7M12.55%1.45%0.67%58.9%
Q1 202572$40.8M12.33%0.84%0.64%58.3%
Q4 202472$40.5M12.28%0.87%0.64%60.5%
Q3 202473$40.5M12.18%0.83%0.74%59.2%
Q2 202473$40.3M12.09%0.82%0.77%60.5%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio13.62%
44th
Problem loans0.77%
47th
Net charge-offs-0.01%
88th
Return on assets0.69%
52nd
Loans to deposits59.7%
49th
Uninsured deposits20.2%
2nd
Loan-loss reserves0.00%
37th
Texas ratio2.9%
43rd

Similar-size credit unions in Massachusetts

InstitutionScoreAssetsCapitalProblem loansCompare
St. Anthony of Padua Federal Credit UnionCredit union Fall River, MA75 out of 100, Strong$38.4M19.6%1.91%vs
The Andovers Federal Credit UnionCredit union Andover, MA81 out of 100, Strong$36.9M13.2%0.67%vs
Methuen Federal Credit UnionCredit union Methuen, MA60 out of 100, Moderate$41.8M9.6%1.20%vs
Alpha Credit UnionCredit union Boston, MA97 out of 100, Very strong$35.1M18.8%0.14%vs
Norfolk Community Federal Credit UnionCredit union Norfolk, MA80 out of 100, Strong$33.0M12.7%0.48%vs
Taupa Lithuanian Federal Credit UnionCredit union South Boston, MA32 out of 100, Low$32.1M9.1%3.21%vs

Deposit insurance

Is my money safe at 600 Atlantic Federal Credit Union?

Yes. 600 Atlantic Federal Credit Union is a federally insured credit union (NCUA charter #5256). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 20.2% of shares and deposits ($6.8M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 13.62%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

600 Atlantic Federal Credit Union lists 2 offices in 2 cities across 2 states. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
600 Atlantic Federal Credit Union
Type
Federal credit union
NCUA charter #
5256
RSSD ID
727679
Primary regulator
NCUA
Established
1946
Headquarters
600 Atlantic Ave, Boston, MA 02210
Employees
3

Quick answers

600 Atlantic Federal Credit Union: common questions

Is 600 Atlantic Federal Credit Union NCUA insured?

Yes. 600 Atlantic Federal Credit Union is a federally insured credit union (NCUA charter #5256). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is 600 Atlantic Federal Credit Union's TellerScore?

77 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does 600 Atlantic Federal Credit Union have?

2 offices as of the latest NCUA data, in 2 states.

Nearby

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