TellerScore

Advance Financial Federal Credit Union (NCUA charter #24078) is based in Schererville, Indiana. Its Q2 2026 call report shows $122.9M in total assets and $106.4M in member shares and deposits and 2 offices.

Advance Financial Federal Credit Union has a TellerScore of 74 out of 100 (strong) based on Q2 2026 data — higher than 63% of its 1,341 credit unions with $100 million – $1 billion. Among 121 credit unions headquartered in Indiana, it ranks 58th. Funding & liquidity contributes the most (100/100, 58% loans-to-deposits, 3% uninsured); earnings contributes the least (35/100, 0.38%).

TellerScore · Q2 2026

Scorecard

Capital cushion81/100
Net worth ratio: 13.07%
Loan quality75/100
Loans 60+ days delinquent ÷ total loans: 0.76%
Earnings35/100
Return on assets (annualized): 0.38%
Funding & liquidity100/100
Loans ÷ shares: 57.7% · 3.1% uninsured
Problem-loan coverage94/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 2.91%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (75 → 74).

TellerScore
667176Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202470
Q3 202466
Q4 202468
Q1 202567
Q2 202575
Q3 202568
Q4 202571
Q1 202676
Q2 202674
Net worth ratio
7.00%10.04%13.07%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202412.38%
Q3 202412.30%
Q4 202412.49%
Q1 202512.37%
Q2 202512.98%
Q3 202512.87%
Q4 202513.05%
Q1 202612.99%
Q2 202613.07%
Delinquent loans (60+ days)
0.40%0.85%1.30%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.40%
Q3 20240.72%
Q4 20240.79%
Q1 20250.69%
Q2 20250.79%
Q3 20251.30%
Q4 20251.12%
Q1 20260.50%
Q2 20260.76%
Return on assets
-0.41%0.06%0.53%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 2024-0.29%
Q3 2024-0.37%
Q4 2024-0.24%
Q1 2025-0.41%
Q2 20250.53%
Q3 20250.29%
Q4 20250.31%
Q1 20260.38%
Q2 20260.38%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202674$122.9M13.07%0.76%0.38%57.7%
Q1 202676$122.8M12.99%0.50%0.38%54.9%
Q4 202571$121.3M13.05%1.12%0.31%56.3%
Q3 202568$122.3M12.87%1.30%0.29%56.0%
Q2 202575$121.6M12.98%0.79%0.53%55.0%
Q1 202567$124.1M12.37%0.69%-0.41%54.7%
Q4 202468$123.9M12.49%0.79%-0.24%54.9%
Q3 202466$125.5M12.30%0.72%-0.37%55.3%
Q2 202470$126.0M12.38%0.40%-0.29%56.9%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio13.07%
70th
Problem loans0.76%
44th
Net charge-offs0.18%
74th
Return on assets0.38%
23rd
Loans to deposits57.7%
81st
Uninsured deposits3.1%
81st
Loan-loss reserves0.00%
50th
Texas ratio2.9%
63rd

Similar-size credit unions in Indiana

InstitutionScoreAssetsCapitalProblem loansCompare
Madison County Federal Credit UnionCredit union Anderson, IN73 out of 100, Strong$114.0M11.2%0.67%vs
Members Advantage Credit UnionCredit union Michigan City, IN60 out of 100, Moderate$132.2M9.5%1.23%vs
Chiphone Federal Credit UnionCredit union Elkhart, IN87 out of 100, Very strong$111.8M16.4%0.38%vs
Thrive Federal Credit UnionCredit union Muncie, IN68 out of 100, Moderate$110.0M12.0%1.08%vs
Indiana State University Federal Credit UnionCredit union Terre Haute, IN81 out of 100, Strong$139.9M13.5%0.48%vs
Crossroads Financial Federal Credit UnionCredit union Portland, IN100 out of 100, Very strong$102.4M15.1%0.05%vs

Deposit insurance

Is my money safe at Advance Financial Federal Credit Union?

Yes. Advance Financial Federal Credit Union is a federally insured credit union (NCUA charter #24078). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 3.1% of shares and deposits ($3.3M) are above the $250,000 NCUA insurance limit, below the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 13.07%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

Advance Financial Federal Credit Union lists 2 offices in 2 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Advance Financial Federal Credit Union
Type
Federal credit union
NCUA charter #
24078
RSSD ID
511391
Primary regulator
NCUA
Established
1937
Headquarters
31 W US Highway 30, Schererville, IN 46375
Employees
32

Quick answers

Advance Financial Federal Credit Union: common questions

Is Advance Financial Federal Credit Union NCUA insured?

Yes. Advance Financial Federal Credit Union is a federally insured credit union (NCUA charter #24078). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Advance Financial Federal Credit Union's TellerScore?

74 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Advance Financial Federal Credit Union have?

2 offices as of the latest NCUA data.

Nearby

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First Community Bank and TrustBank Beecher, IL91 out of 100, Very strong$201.7M13.5%0.00%vs
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