TellerScore

Headquartered in Hamilton, Ohio, Allwealth Federal Credit Union is a federal credit union with $33.2M in total assets and $29.0M in member shares and deposits as of Q2 2026. It operates 2 offices. Its charter dates back to 1948.

Based on its Q2 2026 filing, Allwealth Federal Credit Union scores 72/100, which we describe as strong. That is higher than only 44% of 2,479 credit unions with under $100 million in assets. Among 192 credit unions headquartered in Ohio, it ranks 93rd. Its strongest component is funding & liquidity (90/100; 71% loans-to-deposits, 3% uninsured), and its lowest is loan quality (46/100; 1.63%).

TellerScore · Q2 2026

Scorecard

Capital cushion74/100
Net worth ratio: 12.35%
Loan quality46/100
Loans 60+ days delinquent ÷ total loans: 1.63%
Earnings82/100
Return on assets (annualized): 1.54%
Funding & liquidity90/100
Loans ÷ shares: 70.7% · 3.1% uninsured
Problem-loan coverage84/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 8.12%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 8 points (64 → 72), mostly because the loan quality component improved by 23 points.

TellerScore
647076Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202472
Q3 202473
Q4 202476
Q1 202565
Q2 202564
Q3 202572
Q4 202571
Q1 202667
Q2 202672
Net worth ratio
7.00%9.68%12.35%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202410.88%
Q3 202411.16%
Q4 202411.42%
Q1 202511.40%
Q2 202511.82%
Q3 202512.21%
Q4 202511.92%
Q1 202612.23%
Q2 202612.35%
Delinquent loans (60+ days)
0.83%1.57%2.32%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20241.20%
Q3 20241.13%
Q4 20240.83%
Q1 20251.96%
Q2 20252.32%
Q3 20251.65%
Q4 20251.68%
Q1 20261.98%
Q2 20261.63%
Return on assets
1.42%1.58%1.75%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.75%
Q3 20241.65%
Q4 20241.60%
Q1 20251.46%
Q2 20251.56%
Q3 20251.63%
Q4 20251.61%
Q1 20261.42%
Q2 20261.54%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202672$33.2M12.35%1.63%1.54%70.7%
Q1 202667$32.4M12.23%1.98%1.42%70.4%
Q4 202571$32.2M11.92%1.68%1.61%65.9%
Q3 202572$30.3M12.21%1.65%1.63%70.1%
Q2 202564$30.1M11.82%2.32%1.56%70.6%
Q1 202565$30.1M11.40%1.96%1.46%69.9%
Q4 202476$29.1M11.42%0.83%1.60%73.5%
Q3 202473$28.8M11.16%1.13%1.65%74.0%
Q2 202472$28.6M10.88%1.20%1.75%77.7%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio12.35%
34th
Problem loans1.63%
26th
Net charge-offs0.01%
67th
Return on assets1.54%
86th
Loans to deposits70.7%
32nd
Uninsured deposits3.1%
36th
Loan-loss reserves0.00%
37th
Texas ratio8.1%
17th

Similar-size credit unions in Ohio

InstitutionScoreAssetsCapitalProblem loansCompare
Brewster Federal Credit UnionCredit union Brewster, OH95 out of 100, Very strong$32.9M18.4%0.56%vs
Greater Wayne Community Federal Credit UnionCredit union Rittman, OH68 out of 100, Moderate$33.6M10.7%1.01%vs
Emerald Credit Union, Inc.Credit union Garfield Hts, OH45 out of 100, Below average$32.7M8.9%1.66%vs
Carey Poverello Federal Credit UnionCredit union Carey, OH81 out of 100, Strong$32.7M12.9%0.34%vs
Cincinnati Employees Credit UnionCredit union Harrison, OH50 out of 100, Below average$35.5M10.3%2.30%vs
Cincinnati Interagency Federal Credit UnionCredit union Cincinnati, OH92 out of 100, Very strong$30.8M18.2%0.82%vs

Deposit insurance

Is my money safe at Allwealth Federal Credit Union?

Yes. Allwealth Federal Credit Union is a federally insured credit union (NCUA charter #5845). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 3.1% of shares and deposits ($891K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 12.35%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

Allwealth Federal Credit Union lists 2 offices in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Allwealth Federal Credit Union
Type
Federal credit union
NCUA charter #
5845
RSSD ID
831370
Primary regulator
NCUA
Established
1948
Headquarters
6 S 2nd St, Hamilton, OH 45011
Employees
9

Quick answers

Allwealth Federal Credit Union: common questions

Is Allwealth Federal Credit Union NCUA insured?

Yes. Allwealth Federal Credit Union is a federally insured credit union (NCUA charter #5845). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Allwealth Federal Credit Union's TellerScore?

72 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Allwealth Federal Credit Union have?

2 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Hamilton

InstitutionScoreAssetsCapitalProblem loansCompare
Superior Credit Union, IncCredit union Lima, OH94 out of 100, Very strong$2.0B15.2%0.20%vs
Cincinnati Interagency Federal Credit UnionCredit union Cincinnati, OH92 out of 100, Very strong$30.8M18.2%0.82%vs
Children'S Medical Center Federal Credit UnionCredit union Cincinnati, OH91 out of 100, Very strong$46.8M20.3%0.52%vs
St. James Parish Credit UnionCredit union Cincinnati, OH90 out of 100, Very strong$5.9M21.8%0.00%vs
Deca Credit UnionCredit union Cincinnati, OH90 out of 100, Very strong$7.6M18.9%0.45%vs
Spring Valley BankBank Wyoming, OH89 out of 100, Very strong$113.6M34.1%0.43%vs