TellerScore

Greater Wayne Community Federal Credit Union is a federal credit union headquartered in Rittman, Ohio, in business for about 85 years. At the end of Q2 2026 it reported $33.6M in total assets and $29.9M in member shares and deposits, with 4 offices.

Based on its Q2 2026 filing, Greater Wayne Community Federal Credit Union scores 68/100, which we describe as moderate. That is higher than only 36% of 2,479 credit unions with under $100 million in assets. Among 192 credit unions headquartered in Ohio, it ranks 113th. Its strongest component is funding & liquidity (100/100; 53% loans-to-deposits, 0% uninsured), and its lowest is earnings (53/100; 0.83%).

TellerScore · Q2 2026

Scorecard

Capital cushion57/100
Net worth ratio: 10.67%
Loan quality66/100
Loans 60+ days delinquent ÷ total loans: 1.01%
Earnings53/100
Return on assets (annualized): 0.83%
Funding & liquidity100/100
Loans ÷ shares: 53.0% · 0.0% uninsured
Problem-loan coverage91/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 4.46%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 6 points (74 → 68), mostly because the earnings component weakened by 18 points.

TellerScore
606875Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202468
Q3 202475
Q4 202460
Q1 202573
Q2 202574
Q3 202575
Q4 202572
Q1 202670
Q2 202668
Net worth ratio
7.00%8.93%10.85%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 20249.22%
Q3 20249.97%
Q4 20249.99%
Q1 202510.22%
Q2 202510.58%
Q3 202510.85%
Q4 202510.33%
Q1 202610.58%
Q2 202610.67%
Delinquent loans (60+ days)
0.40%1.08%1.76%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.62%
Q3 20240.40%
Q4 20241.76%
Q1 20250.90%
Q2 20250.76%
Q3 20250.73%
Q4 20250.75%
Q1 20261.09%
Q2 20261.01%
Return on assets
0.83%1.18%1.52%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.87%
Q3 20241.21%
Q4 20241.01%
Q1 20251.52%
Q2 20251.27%
Q3 20251.31%
Q4 20251.19%
Q1 20261.11%
Q2 20260.83%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202668$33.6M10.67%1.01%0.83%53.0%
Q1 202670$33.4M10.58%1.09%1.11%50.9%
Q4 202572$33.3M10.33%0.75%1.19%52.5%
Q3 202575$30.9M10.85%0.73%1.31%57.6%
Q2 202574$30.7M10.58%0.76%1.27%57.1%
Q1 202573$31.0M10.22%0.90%1.52%55.4%
Q4 202460$30.6M9.99%1.76%1.01%56.2%
Q3 202475$30.4M9.97%0.40%1.21%57.6%
Q2 202468$31.3M9.22%0.62%0.87%56.3%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio10.67%
21st
Problem loans1.01%
39th
Net charge-offs0.55%
25th
Return on assets0.83%
59th
Loans to deposits53.0%
58th
Uninsured deposits0.0%
81st
Loan-loss reserves0.00%
37th
Texas ratio4.5%
32nd

Similar-size credit unions in Ohio

InstitutionScoreAssetsCapitalProblem loansCompare
Allwealth Federal Credit UnionCredit union Hamilton, OH72 out of 100, Strong$33.2M12.3%1.63%vs
Brewster Federal Credit UnionCredit union Brewster, OH95 out of 100, Very strong$32.9M18.4%0.56%vs
Emerald Credit Union, Inc.Credit union Garfield Hts, OH45 out of 100, Below average$32.7M8.9%1.66%vs
Carey Poverello Federal Credit UnionCredit union Carey, OH81 out of 100, Strong$32.7M12.9%0.34%vs
Cincinnati Employees Credit UnionCredit union Harrison, OH50 out of 100, Below average$35.5M10.3%2.30%vs
Cincinnati Interagency Federal Credit UnionCredit union Cincinnati, OH92 out of 100, Very strong$30.8M18.2%0.82%vs

Deposit insurance

Is my money safe at Greater Wayne Community Federal Credit Union?

Yes. Greater Wayne Community Federal Credit Union is a federally insured credit union (NCUA charter #4369). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 10.67%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

4 locations

Branches

Greater Wayne Community Federal Credit Union lists 4 offices in 3 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Greater Wayne Community Federal Credit Union
Type
Federal credit union
NCUA charter #
4369
RSSD ID
67674
Primary regulator
NCUA
Established
1941
Headquarters
328 N Main Street, PO Box 115, Rittman, OH 44270
Employees
13

Quick answers

Greater Wayne Community Federal Credit Union: common questions

Is Greater Wayne Community Federal Credit Union NCUA insured?

Yes. Greater Wayne Community Federal Credit Union is a federally insured credit union (NCUA charter #4369). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Greater Wayne Community Federal Credit Union's TellerScore?

68 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Greater Wayne Community Federal Credit Union have?

4 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Rittman

InstitutionScoreAssetsCapitalProblem loansCompare
Brewster Federal Credit UnionCredit union Brewster, OH95 out of 100, Very strong$32.9M18.4%0.56%vs
Firstenergy Family Credit UnionCredit union Akron, OH93 out of 100, Very strong$47.2M16.5%0.53%vs
The Bank of Magnolia CompanyBank Magnolia, OH89 out of 100, Very strong$107.8M13.0%0.12%vs
Medina County Federal Credit UnionCredit union Wadsworth, OH88 out of 100, Very strong$151.3M12.3%0.09%vs
Cleveland Selfreliance Federal Credit UnionCredit union Parma, OH88 out of 100, Very strong$113.7M17.3%0.01%vs
Summit Federal Credit UnionCredit union Akron, OH86 out of 100, Very strong$59.2M15.6%0.56%vs