TellerScore

Headquartered in Ashtabula, Ohio, Lakeview Federal Credit Union is a federal credit union with $155.1M in total assets and $135.3M in member shares and deposits as of Q2 2026. It operates 3 offices. Its charter dates back to 1961.

Based on its Q2 2026 filing, Lakeview Federal Credit Union scores 85/100, which we describe as very strong. That is higher than 87% of 1,341 credit unions with $100 million – $1 billion. Among 192 credit unions headquartered in Ohio, it ranks 29th. Its strongest component is funding & liquidity (100/100; 45% loans-to-deposits, 5% uninsured), and its lowest is earnings (68/100; 1.21%).

TellerScore · Q2 2026

Scorecard

Capital cushion80/100
Net worth ratio: 13.03%
Loan quality91/100
Loans 60+ days delinquent ÷ total loans: 0.26%
Earnings68/100
Return on assets (annualized): 1.21%
Funding & liquidity100/100
Loans ÷ shares: 45.5% · 5.2% uninsured
Problem-loan coverage97/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 1.49%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 2 points (83 → 85), mostly because the capital cushion component improved by 8 points.

TellerScore
778286Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTellerScore
Q2 202478
Q3 202477
Q4 202480
Q1 202583
Q2 202583
Q3 202583
Q4 202580
Q1 202686
Q2 202685
Net worth ratio
7.00%10.02%13.03%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterNet worth ratio
Q2 202411.43%
Q3 202411.69%
Q4 202411.97%
Q1 202511.98%
Q2 202512.17%
Q3 202512.32%
Q4 202512.78%
Q1 202612.90%
Q2 202613.03%
Delinquent loans (60+ days)
0.06%0.36%0.65%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterDelinquent loans (60+ days)
Q2 20240.10%
Q3 20240.34%
Q4 20240.16%
Q1 20250.06%
Q2 20250.12%
Q3 20250.19%
Q4 20250.65%
Q1 20260.23%
Q2 20260.26%
Return on assets
0.65%0.97%1.29%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterReturn on assets
Q2 20240.65%
Q3 20240.76%
Q4 20240.81%
Q1 20251.04%
Q2 20251.03%
Q3 20251.04%
Q4 20251.06%
Q1 20261.29%
Q2 20261.21%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202685$155.1M13.03%0.26%1.21%45.5%
Q1 202686$153.2M12.90%0.23%1.29%44.0%
Q4 202580$150.8M12.78%0.65%1.06%45.0%
Q3 202583$153.1M12.32%0.19%1.04%44.7%
Q2 202583$151.6M12.17%0.12%1.03%44.9%
Q1 202583$150.7M11.98%0.06%1.04%44.7%
Q4 202480$147.5M11.97%0.16%0.81%46.0%
Q3 202477$146.4M11.69%0.34%0.76%47.1%
Q2 202478$146.7M11.43%0.10%0.65%46.8%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio13.03%
70th
Problem loans0.26%
85th
Net charge-offs0.01%
96th
Return on assets1.21%
79th
Loans to deposits45.5%
93rd
Uninsured deposits5.2%
58th
Loan-loss reserves0.00%
50th
Texas ratio1.5%
82nd

Similar-size credit unions in Ohio

InstitutionScoreAssetsCapitalProblem loansCompare
Ohio Educational Credit UnionCredit union Cleveland, OH64 out of 100, Moderate$156.5M8.4%0.18%vs
Medina County Federal Credit UnionCredit union Wadsworth, OH88 out of 100, Very strong$151.3M12.3%0.09%vs
Bfg Federal Credit UnionCredit union Akron, OH73 out of 100, Strong$159.6M12.8%0.23%vs
Trupartner Credit UnionCredit union Cincinnati, OH55 out of 100, Moderate$162.7M11.2%2.34%vs
Best Reward Federal Credit UnionCredit union Brook Park, OH76 out of 100, Strong$163.4M15.5%1.56%vs
Education First Credit Union, Inc.Credit union Columbus, OH54 out of 100, Below average$145.7M10.0%2.13%vs

Deposit insurance

Is my money safe at Lakeview Federal Credit Union?

Yes. Lakeview Federal Credit Union is a federally insured credit union (NCUA charter #14584). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 5.2% of shares and deposits ($7.0M) are above the $250,000 NCUA insurance limit, close to the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 13.03%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

3 locations

Branches

Lakeview Federal Credit Union lists 3 offices in 3 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Lakeview Federal Credit Union
Type
Federal credit union
NCUA charter #
14584
RSSD ID
736783
Primary regulator
NCUA
Established
1961
Headquarters
P O Box 2609, Ashtabula, OH 44005
Employees
21

Quick answers

Lakeview Federal Credit Union: common questions

Is Lakeview Federal Credit Union NCUA insured?

Yes. Lakeview Federal Credit Union is a federally insured credit union (NCUA charter #14584). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Lakeview Federal Credit Union's TellerScore?

85 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Lakeview Federal Credit Union have?

3 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Ashtabula

InstitutionScoreAssetsCapitalProblem loansCompare
Conneaut Savings BankBank Conneaut, OH82 out of 100, Strong$76.7M15.1%0.40%vs
Community First Credit UnionCredit union Ashtabula, OH77 out of 100, Strong$99.8M14.0%1.69%vs
The Andover BankBank Andover, OH72 out of 100, Strong$595.1M9.6%0.26%vs
First Commonwealth BankBank Indiana, PA65 out of 100, Moderate$12.2B10.2%0.89%vs
CNB BankBank Clearfield, PA65 out of 100, Moderate$8.4B10.2%0.84%vs
KeyBank National AssociationBank Cleveland, OH63 out of 100, Moderate$188.6B9.9%0.86%vs