TellerScore

Cleveland Church of Christ Federal Credit Union is a federal credit union headquartered in Cleveland, Ohio, in business for about 51 years. At the end of Q2 2026 it reported $365K in total assets and $326K in member shares and deposits, with 1 office.

Cleveland Church of Christ Federal Credit Union has a TellerScore of 68 out of 100 (moderate) based on Q2 2026 data — higher than only 36% of its 2,479 credit unions with under $100 million in assets. Among 192 credit unions headquartered in Ohio, it ranks 115th. Funding & liquidity contributes the most (100/100, 27% loans-to-deposits, 0% uninsured); earnings contributes the least (0/100, -0.65%).

TellerScore · Q2 2026

Scorecard

Capital cushion69/100
Net worth ratio: 11.89%
Loan quality88/100
Loans 60+ days delinquent ÷ total loans: 0.36%
Earnings0/100
Return on assets (annualized): -0.65%
Funding & liquidity100/100
Loans ÷ shares: 27.0% · 0.0% uninsured
Problem-loan coverage99/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.63%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 25 points (43 → 68), mostly because the loan quality component improved by 88 points.

TellerScore
436485Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202484
Q3 202485
Q4 202473
Q1 202563
Q2 202543
Q3 202545
Q4 202560
Q1 202671
Q2 202668
Net worth ratio
7.00%10.63%14.26%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202414.14%
Q3 202414.26%
Q4 202411.50%
Q1 202511.25%
Q2 202511.19%
Q3 202511.84%
Q4 202512.32%
Q1 202612.26%
Q2 202611.89%
Delinquent loans (60+ days)
0.12%1.84%3.55%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.53%
Q3 20240.18%
Q4 20240.12%
Q1 20250.73%
Q2 20253.55%
Q3 20253.05%
Q4 20251.38%
Q1 20260.37%
Q2 20260.36%
Return on assets
-1.97%-0.55%0.86%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.86%
Q3 20240.62%
Q4 20240.01%
Q1 2025-1.37%
Q2 2025-1.97%
Q3 2025-1.07%
Q4 2025-0.96%
Q1 2026-0.27%
Q2 2026-0.65%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202668$365K11.89%0.36%-0.65%27.0%
Q1 202671$362K12.26%0.37%-0.27%19.1%
Q4 202560$362K12.32%1.38%-0.96%18.2%
Q3 202545$381K11.84%3.05%-1.07%17.4%
Q2 202543$395K11.19%3.55%-1.97%17.5%
Q1 202563$424K11.25%0.73%-1.37%16.3%
Q4 202473$419K11.50%0.12%0.01%19.1%
Q3 202485$401K14.26%0.18%0.62%23.3%
Q2 202484$403K14.14%0.53%0.86%25.1%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio11.89%
31st
Problem loans0.36%
65th
Net charge-offs0.00%
77th
Return on assets-0.65%
10th
Loans to deposits27.0%
91st
Uninsured deposits0.0%
81st
Loan-loss reserves6.97%
97th
Texas ratio0.6%
72nd

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Deposit insurance

Is my money safe at Cleveland Church of Christ Federal Credit Union?

Yes. Cleveland Church of Christ Federal Credit Union is a federally insured credit union (NCUA charter #22151). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 11.89%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Cleveland Church of Christ Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Cleveland Church of Christ Federal Credit Union
Type
Federal credit union
NCUA charter #
22151
RSSD ID
979982
Primary regulator
NCUA
Established
1975
Headquarters
1035 E. 105th Street, Cleveland, OH 44108

Quick answers

Cleveland Church of Christ Federal Credit Union: common questions

Is Cleveland Church of Christ Federal Credit Union NCUA insured?

Yes. Cleveland Church of Christ Federal Credit Union is a federally insured credit union (NCUA charter #22151). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Cleveland Church of Christ Federal Credit Union's TellerScore?

68 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Cleveland Church of Christ Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Cleveland

InstitutionScoreAssetsCapitalProblem loansCompare
Credit First National AssociationBank Brook Park, OH94 out of 100, Very strong$39.8M98.3%0.00%vs
Wiremen'S Credit UnionCredit union Parma, OH92 out of 100, Very strong$40.6M17.0%0.11%vs
Solon/Chagrin Falls Federal Credit UnionCredit union Solon, OH90 out of 100, Very strong$9.6M19.8%0.04%vs
Acme Federal Credit UnionCredit union Eastlake, OH88 out of 100, Very strong$15.2M18.9%0.18%vs
Cleveland Selfreliance Federal Credit UnionCredit union Parma, OH88 out of 100, Very strong$113.7M17.3%0.01%vs
Fasson Employees Federal Credit UnionCredit union Painesville, OH87 out of 100, Very strong$14.1M20.6%0.42%vs