TellerScore

Community Link Federal Credit Union (NCUA charter #24770) is based in Huntington, Indiana. Its Q2 2026 call report shows $35.9M in total assets and $31.2M in member shares and deposits and 2 offices.

Based on its Q2 2026 filing, Community Link Federal Credit Union scores 65/100, which we describe as moderate. That is higher than only 30% of 2,479 credit unions with under $100 million in assets. Among 121 credit unions headquartered in Indiana, it ranks 87th. Its strongest component is funding & liquidity (91/100; 69% loans-to-deposits, 0% uninsured), and its lowest is loan quality (32/100; 2.04%).

TellerScore · Q2 2026

Scorecard

Capital cushion84/100
Net worth ratio: 13.40%
Loan quality32/100
Loans 60+ days delinquent ÷ total loans: 2.04%
Earnings48/100
Return on assets (annualized): 0.71%
Funding & liquidity91/100
Loans ÷ shares: 68.9% · 0.0% uninsured
Problem-loan coverage81/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 9.26%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 6 points (71 → 65), mostly because the loan quality component weakened by 36 points.

TellerScore
516375Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTellerScore
Q2 202469
Q3 202471
Q4 202475
Q1 202572
Q2 202571
Q3 202570
Q4 202571
Q1 202651
Q2 202665
Net worth ratio
7.00%10.20%13.40%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterNet worth ratio
Q2 202411.58%
Q3 202411.41%
Q4 202411.77%
Q1 202511.37%
Q2 202511.73%
Q3 202511.89%
Q4 202511.66%
Q1 202611.71%
Q2 202613.40%
Delinquent loans (60+ days)
0.61%1.85%3.09%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterDelinquent loans (60+ days)
Q2 20240.67%
Q3 20240.75%
Q4 20240.69%
Q1 20250.61%
Q2 20250.96%
Q3 20251.20%
Q4 20250.84%
Q1 20263.09%
Q2 20262.04%
Return on assets
0.38%0.65%0.92%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterReturn on assets
Q2 20240.38%
Q3 20240.70%
Q4 20240.92%
Q1 20250.51%
Q2 20250.74%
Q3 20250.84%
Q4 20250.67%
Q1 20260.62%
Q2 20260.71%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202665$35.9M13.40%2.04%0.71%68.9%
Q1 202651$37.7M11.71%3.09%0.62%64.1%
Q4 202571$37.3M11.66%0.84%0.67%64.1%
Q3 202570$36.4M11.89%1.20%0.84%64.7%
Q2 202571$36.1M11.73%0.96%0.74%62.9%
Q1 202572$36.5M11.37%0.61%0.51%60.3%
Q4 202475$34.9M11.77%0.69%0.92%64.3%
Q3 202471$34.7M11.41%0.75%0.70%65.6%
Q2 202469$33.2M11.58%0.67%0.38%67.9%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio13.40%
42nd
Problem loans2.04%
21st
Net charge-offs0.19%
49th
Return on assets0.71%
54th
Loans to deposits68.9%
35th
Uninsured deposits0.0%
81st
Loan-loss reserves0.00%
37th
Texas ratio9.3%
15th

Similar-size credit unions in Indiana

InstitutionScoreAssetsCapitalProblem loansCompare
First County Federal Credit UnionCredit union Muncie, IN65 out of 100, Moderate$35.0M10.2%0.94%vs
Hometown Federal Credit UnionCredit union Peru, IN79 out of 100, Strong$37.2M33.3%1.68%vs
Hoosier United Credit UnionCredit union Indianapolis, IN83 out of 100, Strong$37.5M13.2%0.68%vs
Evansville Firefighters Federal Credit UnionCredit union Evansville, IN81 out of 100, Strong$33.8M12.4%0.00%vs
City of Firsts Community Federal Credit UnionCredit union Kokomo, IN71 out of 100, Strong$38.5M10.2%0.08%vs
Central Soya Federal Credit UnionCredit union Decatur, IN87 out of 100, Very strong$33.2M18.4%0.19%vs

Deposit insurance

Is my money safe at Community Link Federal Credit Union?

Yes. Community Link Federal Credit Union is a federally insured credit union (NCUA charter #24770). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 13.40%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

Community Link Federal Credit Union lists 2 offices in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Community Link Federal Credit Union
Type
Federal credit union
NCUA charter #
24770
RSSD ID
288497
Primary regulator
NCUA
Established
1997
Headquarters
325 Etna Ave, Huntington, IN 46750
Employees
12

Quick answers

Community Link Federal Credit Union: common questions

Is Community Link Federal Credit Union NCUA insured?

Yes. Community Link Federal Credit Union is a federally insured credit union (NCUA charter #24770). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Community Link Federal Credit Union's TellerScore?

65 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Community Link Federal Credit Union have?

2 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Huntington

InstitutionScoreAssetsCapitalProblem loansCompare
Fo Me Bo Co Federal Credit UnionCredit union Wabash, IN98 out of 100, Very strong$3.8M17.3%0.00%vs
Sheboygan Area Credit UnionCredit union Sheboygan, WI97 out of 100, Very strong$93.4M15.3%0.13%vs
Sca Federal Credit UnionCredit union New Castle, PA94 out of 100, Very strong$17.4M19.7%0.09%vs
Generations Federal Credit UnionCredit union LA Porte, IN88 out of 100, Very strong$12.2M14.4%0.59%vs
Fortress Federal Credit UnionCredit union Marion, IN88 out of 100, Very strong$22.3M17.6%0.08%vs
Weatherhead C C Federal Credit UnionCredit union Columbia City, IN88 out of 100, Very strong$25.0M13.7%0.95%vs